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LIFE SOLUTIONS

Active
Private limited companyfounded 201016 yrs activeKapellei 50, 2980 Zoersel, BelgiumKBO/BCE: BE 0827.996.750

LIFE SOLUTIONS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €38k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 61% of 11200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
100 / 100
Excellent▲ +24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency97▲+75
Growth58=
Stability100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.15 against 1.09 in 2024), and 43.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 16 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
56.2%
Return on assets
47.8%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-03-2026, 42 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
42 d early
2024
42 d early
2023
13 d early
2022
4 d early
2021
2 d early
2020
on the day
2019
on the day
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€45k▲ 571%
2024 · €7k
2018: €152k 2019: €67k 2020: €66k 2021: €76k 2022: €-64k 2023: €-29k 2024: €7k
2018 → 2025
Total assets
€80k▲ 57.1%
2024 · €51k
2018: €598k 2019: €595k 2020: €540k 2021: €488k 2022: €25k 2023: €48k 2024: €51k
2018 → 2025
Net result
€38k▲ 5.7%
2024 · €36k
2018: €-48k 2019: €-85k 2020: €-1k 2021: €10k 2022: €11k 2023: €34k 2024: €36k
2018 → 2025
Working capital
€40k▲ 942%
2024 · €4k
2018: €98k 2019: €-10k 2020: €6k 2021: €-3k 2022: €-66k 2023: €-31k 2024: €4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€76k-€-64k€-29k▲ 54.0%€7k€45k▲ 571%
Operating result€23k-€17k▼ 26.6%€36k▲ 114%€37k▲ 4.6%€44k▲ 17.2%
Net result€10k-€11k▲ 5.6%€34k▲ 225%€36k▲ 4.6%€38k▲ 5.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40kOperating result 2021: €23k€23kNet result 2021: €10k€10kOperating result 2022: €17k€17kNet result 2022: €11k€11kOperating result 2023: €36k€36kNet result 2023: €34k€34kOperating result 2024: €37k€37kNet result 2024: €36k€36kOperating result 2025: €44k€44kNet result 2025: €38k€38k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 17% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80k
Fixed assets €5k▲ 45.6%
Current assets €75k▲ 58.0%
Equity and liabilities €80k
Equity €45k▲ 571%
Debt €35k▼ 20.7%
The debt ratio falls from 86.9% to 43.8%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€46k
2024 · €40k
Cash flow
€40k
2024 · €39k
Solvency
56.2%
2024 · 13.1%
Current ratio
2.15
2024 · 1.09
Quick ratio
2.15
2024 · 1.09
Debt / equity
0.78
2024 · 6.60
ROE
85.1%
2024 · 540.2%
ROA
47.8%
2024 · 71.0%
Interest coverage
34.77
2024 · 21.81
Debt
€35k
2024 · €44k
Debt ≤ 1 year
€35k
2024 · €43k
Income taxes
€4k
2024 · €358
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€51k€80k
Fixed assets21/28€4k€5k
Tangible fixed assets22/27€4k€5k
Furniture and vehicles24€4k€5k
Current assets29/58€47k€75k
Amounts receivable within one year40/41€29k€10k
Trade receivables40€29k€10k
Cash at bank and in hand54/58€18k€62k
Deferred charges and accrued income490/1€30€3k
Equity and liabilities
Total equity and liabilities10/49€51k€80k
Equity10/15€7k€45k
Contributions10/11€19k€19k=
Reserves13€32k€32k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€30k€30k=
Profit (loss) carried forward14€-44k€-6k
Amounts payable17/49€44k€35k
Amounts payable within one year42/48€43k€35k
Trade debts44€2k€934
Suppliers440/4€2k€934
Taxes, remuneration and social security45€23k€23k=
Taxes450/3€18k€23k
Remuneration and social security454/9€6k-
Other amounts payable47/48€18k€11k
Accrued charges and deferred income492/3€738€300
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k
Other operating charges640/8€2k€438
Gross operating margin9900€42k€46k
Operating profit (loss)9901€37k€44k
Financial income75/76B€1k€79
Recurring financial income75€88€79
Non-recurring financial income76B€1,000-
Financial charges65/66B€2k€1k
Recurring financial charges65€2k€1k
Profit (loss) for the period before taxes9903€36k€42k
Income taxes67/77€358€4k
Profit (loss) for the period9904€36k€38k
Profit (loss) for the period to be appropriated9905€36k€38k
Appropriation of the result
Profit (loss) to be appropriated9906€-44k€-6k
Profit (loss) brought forward from the previous period14P€-80k€-44k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
19-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Highest result since 2018net €38k ▲5.7%
Operating result €44k, net result €38k, both a record.
19-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
17-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
26-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
28-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial Back to profitnet €10k
Net result €10k after 3 loss-making years.
30-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial Weakest financial yearnet €-85k
Net result drops to €-85k, the lowest in the series; recovery starts the following year.
08-05
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 8 days late
2018
30-04
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kapellei 502980 Zoersel
Ground area
1,957 m²
Building footprint
279 m²
Volume, LiDAR
2,088 m³
Parcel 11453I0207/00F013, Flanders · tallest building 12.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Life Solutions
Kapellei 50, 2980 ZoerselWholesale trade
since 20102.190.680.266
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11453I0207/00F013 Flanders 1,957 m² 1 · 279 m² 12.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 403 companies in sector 46370 we hold annual accounts for 209. 129 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded20-07-2010
Fiscal year end30-09
Activities, NACEBEL
46370Wholesale trade
46450Wholesale of perfume and cosmetics
46900Non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.