Vanthillo Catering

Active

Private limited companyfounded 20232 yrs activeHendrik Heymanplein 170, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 1000.931.716

Summary

The computed 12-month bankruptcy probability of Vanthillo Catering is 2.2% (moderate). The 2025 annual accounts show equity of €53,989 and a net result of €30,990. Its solvency ranks better than 53% of 14676 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

Vanthillo CateringActiveChecked score 55/100

Risk analysis Report Compare

Activity

Event catering

NACE 56210

1 site

Size

€162,855total assets 2025

Equity: €53,989
Profit: €30,990

Turnover not published (abridged schema)

Financial health

55 Fair Checked score 2025

Bankruptcy chance 12 m: 2.2%

Structure

Accounts 28 d early0 of 1 deed read

Why 55- Founded in 2023- Sector Food and beverage service activities (NACE 56)- Size: total assets €162,855+ Liquidity: current ratio 1.09, cash €41,775Show the evidence

Checked score

Score 2025

55 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 75% of its sector peers (NACE 56, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 58+15

equity 33.2% of total assets

Liquidity 71+4

short-term debt 27.1% · cash 25.7%

Profitability 93+3

return on assets 19.0%

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (23,449 companies)

Last 16 months 07-2025: 5.2%highest value 08-2025: 2.7%▼ -47.4% vs 07-2025 09-2025: 2.7%▼ -0.5% vs 08-2025 10-2025: 2.8%▲ +2.7% vs 09-2025 11-2025: 2.8%▲ +0.8% vs 10-2025 12-2025: 2.8%● 0.0% vs 11-2025 01-2026: 2.7%▼ -2.0% vs 12-2025 02-2026: 2.7%● 0.0% vs 01-2026 03-2026: 2.7%● 0.0% vs 02-2026 04-2026: 2.9%▲ +4.0% vs 03-2026 05-2026: 3.0%▲ +3.5% vs 04-2026 06-2026: 2.9%▼ -1.5% vs 05-2026 07-2026: 3.1%▲ +5.8% vs 06-2026 08-2026: 2.2%▼ -29.4% vs 07-2026lowest value 09-2026: 2.2%● 0.0% vs 08-2026lowest value 10-2026: 2.2%● 0.0% vs 09-2026lowest value

Founded in 2023 raises the probability for this profile
Sector Food and beverage service activities (NACE 56) raises the probability
Size: total assets €162,855 raises the probability for this profile
Liquidity: current ratio 1.09, cash €41,775 lowers the probability

Credit up to €2,500 at 30 days acceptable

Liquidity tight (current ratio 1.09 against 1.0 in 2024; short-term debt: 27.1% and cash: 25.7% of total assets), and 66.8% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 53%, liquidity 75%, profitability 81%, growth against the median 92%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Sector Food and beverage service activities (NACE 56)

In the bankruptcy model this factor raises the probability.

KBO

Size: total assets €162,855

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Liquidity: current ratio 1.09, cash €41,775

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

28 d early

2024

29 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 29 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

03-07-26 Annual accounts filedfiscal year 2025 · micro…
02-07-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Positive: Among the best 19% on net resultsector median €4,899 · 14,655 companies €30,990 View
Total assets 20252 fiscal years filed €162,855 View
Active since 2023founded 09-10-2023 2 years View