SMEUL
ActiveThe computed 12-month bankruptcy probability of SMEUL is 3.5% (moderate). The 2025 annual accounts show equity of €97k and a net result of €39k. Its solvency ranks better than 78% of 13090 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency88▼-6
Growth52
Track record82
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 2.42 against 2.96 in 2024; short-term debt: 37.1% and cash: 65.2% of total assets), and 37.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.9%
Return on assets
25.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
25 d early
2024
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€187k
EBIT margin
41.8%
Net result
€39k▼ 37.3%
2024 · €62k
2024: €62k
2024 → 2025
Working capital
€82k▲ 73.0%
2024 · €47k
2024: €47k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€187k-
Equity€63k-€97k▲ 54.7%
Operating result€78k-€50k▼ 36.7%
Net result€62k-€39k▼ 37.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €155k
Fixed assets
€16k▼ 19.1%
Current assets
€139k▲ 95.0%
Equity and liabilities €155k
Equity
€97k▲ 54.7%
Debt
€57k▲ 107%
The debt ratio rises from 30.6% to 37.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€55k▼
2024 · €82k
Cash flow
€45k▼
2024 · €66k
Solvency
62.9%▼
2024 · 69.4%
Current ratio
2.42▼
2024 · 2.96
Quick ratio
2.42▼
2024 · 2.96
Debt / equity
0.59▲
2024 · 0.44
ROE
40.2%▼
2024 · 99.2%
ROA
25.3%▼
2024 · 68.9%
Interest coverage
151.46▼
2024 · 737.68
Debt
€57k▲
2024 · €28k
Debt ≤ 1 year
€57k▲
2024 · €24k
Income taxes
€10k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€91k€155k▲
Fixed assets21/28€19k€16k▼
Tangible fixed assets22/27€19k€16k▼
Plant, machinery and equipment23€4k€5k▲
Furniture and vehicles24€16k€11k▼
Current assets29/58€71k€139k▲
Amounts receivable within one year40/41€12k€38k▲
Trade receivables40€11k€37k▲
Other amounts receivable41€673€827▲
Cash at bank and in hand54/58€60k€101k▲
Deferred charges and accrued income490/1-€235
Equity and liabilities
Total equity and liabilities10/49€91k€155k▲
Equity10/15€63k€97k▲
Contributions10/11€500€500=
Profit (loss) carried forward14€62k€97k▲
Amounts payable17/49€28k€57k▲
Amounts payable within one year42/48€24k€57k▲
Trade debts44€4k€30k▲
Suppliers440/4€4k€30k▲
Advances received on contracts in progress46-€9k
Taxes, remuneration and social security45€20k€14k▼
Taxes450/3€20k€14k▼
Other amounts payable47/48€117€4k▲
Accrued charges and deferred income492/3€4k-
Income statement
Code20242025
Turnover70€187k-
Goods, raw materials, services and sundry goods60/61€105k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲
Other operating charges640/8€153€176▲
Gross operating margin9900€82k€56k▼
Operating profit (loss)9901€78k€50k▼
Financial income75/76B€32€0▼
Recurring financial income75€32€0▼
Financial charges65/66B€111€366▲
Recurring financial charges65€111€366▲
Profit (loss) for the period before taxes9903€78k€49k▼
Income taxes67/77€16k€10k▼
Profit (loss) for the period9904€62k€39k▼
Profit (loss) for the period to be appropriated9905€62k€39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€97k▲
Profit (loss) brought forward from the previous period14P-€58k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keizer Karelstraat 1469000 GentGround area
1.1 ha
Building footprint
890 m²
Volume, LiDAR
14,710 m³
2 parcels, Flanders · tallest building 19.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
SMEUL KEUKEN
since 20242.358.245.291
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44082A0011/00H000 | Flanders | 1.1 ha | 1 · 699 m² | 19.9 m · 6 fl. |
| 44804D1357/00K004 | Flanders | 406 m² | 1 · 191 m² | 18.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0738.782.583
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MAX & HADES
BE 0885.117.971
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NOS GOURMANDS DISENT
BE 0883.667.030
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GAN HOME
BE 0719.760.883
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Of 7,509 companies in sector 56210 we hold annual accounts for 2,445. 2,001 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2024
Fiscal year end31-12
Activities, NACEBEL
56210Event catering
77223Rental and leasing activities
77392Rental and leasing activities
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.