VANSIMSEN
ActiveThe computed 12-month bankruptcy probability of VANSIMSEN is 2.0% (moderate). The 2025 annual accounts show equity of €92k and a net result of €8k. Equity is growing by ~22.3% per year across the filed fiscal years. Its solvency ranks better than 72% of 27711 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-25
Solvency93▼-3
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.79 against 3.35 in 2024; short-term debt: 32.3% and cash: 21% of total assets), and 32.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.7%
Return on assets
5.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-03-2026, 122 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
122 d early
2024
1 d early
2023
29 d early
2022
3 d early
2021
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€92k▼ 25.4%
2024 · €123k
2021: €36k
2022: €71k
2023: €77k
2024: €123k
2021 → 2025
Total assets
€136k▼ 21.2%
2024 · €173k
2021: €140k
2022: €142k
2023: €130k
2024: €173k
2021 → 2025
Net result
€8k▼ 83.6%
2024 · €48k
2021: €46k
2022: €36k
2023: €6k
2024: €48k
2021 → 2025
Working capital
€78k▼ 29.1%
2024 · €111k
2021: €18k
2022: €52k
2023: €65k
2024: €111k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€71k▲ 96.2%€77k▲ 7.5%€123k▲ 61.1%€92k▼ 25.4%
Operating result€59k-€52k▼ 11.5%€13k▼ 74.1%€68k▲ 405%€14k▼ 79.5%
Net result€46k-€36k▼ 23.0%€6k▼ 82.4%€48k▲ 658%€8k▼ 83.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 80% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €136k
Fixed assets
€14k▼ 8.7%
Current assets
€122k▼ 22.4%
Equity and liabilities €136k
Equity
€92k▼ 25.4%
Debt
€44k▼ 10.8%
The debt ratio rises from 28.5% to 32.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€20k▼
2024 · €73k
Cash flow
€14k▼
2024 · €53k
Solvency
67.7%▼
2024 · 71.5%
Current ratio
2.79▼
2024 · 3.35
Quick ratio
2.79▼
2024 · 3.35
Debt / equity
0.48▲
2024 · 0.40
ROE
8.5%▼
2024 · 38.7%
ROA
5.8%▼
2024 · 27.7%
Interest coverage
5.92▼
2024 · 16.94
Debt
€44k▼
2024 · €49k
Debt ≤ 1 year
€44k▼
2024 · €47k
Income taxes
€3k▼
2024 · €19k
Staff costs
€59k▼
2024 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€173k€136k▼
Fixed assets21/28€15k€14k▼
Tangible fixed assets22/27€15k€14k▼
Plant, machinery and equipment23€1k€841▼
Furniture and vehicles24€4k€5k▲
Other tangible fixed assets26€10k€8k▼
Current assets29/58€158k€122k▼
Amounts receivable after more than one year29€90k€73k▼
Other amounts receivable291€90k€73k▼
Amounts receivable within one year40/41€23k€18k▼
Trade receivables40€6k€1k▼
Other amounts receivable41€17k€17k▲
Cash at bank and in hand54/58€42k€29k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€173k€136k▼
Equity10/15€123k€92k▼
Contributions10/11€5k€5k=
Reserves13€118k€87k▼
Distributable reserves133€118k€87k▼
Amounts payable17/49€49k€44k▼
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€47k€44k▼
Current portion of amounts payable after more than one year42€18k€5k▼
Trade debts44€10k€19k▲
Suppliers440/4€10k€19k▲
Taxes, remuneration and social security45€19k€11k▼
Taxes450/3€14k€8k▼
Remuneration and social security454/9€5k€3k▼
Other amounts payable47/48€955€10k▲
Income statement
Code20242025
Remuneration, social security and pensions62€62k€59k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€750
Other operating charges640/8€2k€3k▲
Gross operating margin9900€137k€83k▼
Operating profit (loss)9901€68k€14k▼
Financial income75/76B€3k€344▼
Recurring financial income75€3k€344▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€67k€11k▼
Income taxes67/77€19k€3k▼
Profit (loss) for the period9904€48k€8k▼
Profit (loss) for the period to be appropriated9905€48k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€48k€8k▼
Transfer from equity791/2-€31k
Transfer to equity691/2€47k-
To other reserves6921€47k-
Profit to be distributed694/7€955€39k▲
Return on contributions (dividend)694€955€39k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €48k ▲658%
Operating result €68k, net result €48k, both a record.
31-12
Financial
Equity above €100kEq €123k ▲61.1%
4 profitable years in a row build equity to €123k.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €6k ▼82.4%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwerkerken (Limb.) · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rozenbosstraat 95A3850 Nieuwerkerken (Limb.)Ground area
2,069 m²
Building footprint
250 m²
Volume, LiDAR
1,282 m³
Parcel 71045A0313/00A002, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VANSIMSEN
since 20202.312.710.820
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71045A0313/00A002 | Flanders | 2,069 m² | 1 · 250 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SANYPAT
BE 0807.256.764
Kalmthout · Eq €92k
JASON DESMIDT
BE 0749.661.431
Jabbeke · Eq €92k
ILAZI
BE 0743.497.080
Machelen (Brab.) · Eq €92k
P.C.E. - Heating Service
BE 0834.871.773
Tessenderlo-Ham · Eq €92k
Gery Brosens
BE 0644.915.683
Malle · Eq €92k
Of 7,042 companies in sector 43221 we hold annual accounts for 3,469. 3,058 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2020
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43211General electrical installation work
46836Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.