SANYPAT
ActiveSANYPAT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €92k and a net result of €17k. Equity is shrinking by ~13% per year across the filed fiscal years. Its solvency ranks better than 52% of 36373 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability80▲+27
Solvency74▼-3
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.58 in 2023; short-term debt: 51.4% and cash: 33.9% of total assets), and 51.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
48.6%
Return on assets
8.9%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
70 d late
2023
149 d late
2022
92 d late
2021
30 d late
2020
30 d late
2019
47 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€92k▲ 22.4%
2023 · €75k
2018: €169k
2019: €156k
2020: €124k
2021: €127k
2022: €94k
2023: €75k
2018 → 2024
Total assets
€190k▲ 30.0%
2023 · €146k
2018: €192k
2019: €176k
2020: €137k
2021: €156k
2022: €155k
2023: €146k
2018 → 2024
Net result
€17k
2023 · €-19k
2018: €6k
2019: €-13k
2020: €-32k
2021: €3k
2022: €-33k
2023: €-19k
2018 → 2024
Working capital
€5k▼ 87.2%
2023 · €40k
2018: €136k
2019: €116k
2020: €105k
2021: €89k
2022: €49k
2023: €40k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€124k-€127k▲ 2.6%€94k▼ 26.1%€75k▼ 19.8%€92k▲ 22.4%
Operating result€-32k-€7k€-33k€-18k▲ 44.3%€17k
Net result€-32k-€3k€-33k€-19k▲ 44.0%€17k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €17k after a loss of €18k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €190k
Fixed assets
€87k▲ 138%
Current assets
€103k▼ 6.1%
Equity and liabilities €190k
Equity
€92k▲ 22.4%
Debt
€98k▲ 38.2%
The debt ratio rises from 48.4% to 51.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€41k▲
2023 · €1k
Cash flow
€41k▲
2023 · €1k
Solvency
48.6%▼
2023 · 51.6%
Current ratio
1.05▼
2023 · 1.58
Quick ratio
1.05▼
2023 · 1.58
Debt / equity
1.06▲
2023 · 0.94
ROE
18.3%▲
2023 · -24.7%
ROA
8.9%▲
2023 · -12.8%
Interest coverage
249.59▲
2023 · 6.98
Debt
€98k▲
2023 · €71k
Debt ≤ 1 year
€98k▲
2023 · €69k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€146k€190k▲
Fixed assets21/28€37k€87k▲
Tangible fixed assets22/27€37k€87k▲
Plant, machinery and equipment23€13k€8k▼
Furniture and vehicles24€24k€79k▲
Current assets29/58€109k€103k▼
Amounts receivable within one year40/41€33k€36k▲
Trade receivables40€33k€33k▲
Other amounts receivable41-€3k
Cash at bank and in hand54/58€69k€64k▼
Deferred charges and accrued income490/1€7k€2k▼
Equity and liabilities
Total equity and liabilities10/49€146k€190k▲
Equity10/15€75k€92k▲
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€53k€70k▲
Amounts payable17/49€71k€98k▲
Amounts payable after more than one year17€1k-
Financial debts170/4€1k-
Amounts payable within one year42/48€69k€98k▲
Current portion of amounts payable after more than one year42€6k€1k▼
Trade debts44€33k€26k▼
Suppliers440/4€33k€26k▼
Taxes, remuneration and social security45€3k-
Taxes450/3€3k-
Other amounts payable47/48€28k€70k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€24k▲
Other operating charges640/8€849€685▼
Gross operating margin9900€2k€42k▲
Operating profit (loss)9901€-18k€17k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€199€165▼
Recurring financial charges65€199€165▼
Profit (loss) for the period before taxes9903€-19k€17k▲
Profit (loss) for the period9904€-19k€17k▲
Profit (loss) for the period to be appropriated9905€-19k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€53k€70k▲
Profit (loss) brought forward from the previous period14P€72k€53k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
2024
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
27-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 149 days late
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
31-12
Financial
Weakest financial yearnet €-33k ▼1141%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 47 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Venetië (Nm) 172920 KalmthoutGround area
953 m²
Building footprint
214 m²
Volume, LiDAR
1,222 m³
Parcel 11662C0168/00R000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SANYPAT
since 20082.173.896.001
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662C0168/00R000 | Flanders | 953 m² | 1 · 214 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VANSIMSEN
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Gery Brosens
BE 0644.915.683
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ILAZI
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Machelen (Brab.) · Eq €92k
Of 7,042 companies in sector 43221 we hold annual accounts for 3,469. 3,058 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-10-2008
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43240Other construction installation
43291Specialised construction activities
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.