VANSEAU
ActiveSummary
VANSEAU has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €272k and a net result of €-6k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 90% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-4
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 3.55 in 2024; short-term debt: 7.4% and cash: 1.9% of total assets), and 12.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
30 d late
2022
24 d late
2021
8 d late
2020
17 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€272k▼ 22.9%
2024 · €352k
2018: €275k
2019: €272k
2020: €341k
2021: €350k
2022: €349k
2023: €348k
2024: €352k
2018 → 2025
Total assets
€310k▼ 29.3%
2024 · €439k
2018: €375k
2019: €357k
2020: €420k
2021: €423k
2022: €414k
2023: €397k
2024: €439k
2018 → 2025
Net result
€-6k
2024 · €5k
2018: €9k
2019: €-3k
2020: €69k
2021: €9k
2022: €-1k
2023: €-1k
2024: €5k
2018 → 2025
Working capital
€807▼ 99.5%
2024 · €174k
2018: €-22k
2019: €-4k
2020: €131k
2021: €218k
2022: €235k
2023: €245k
2024: €174k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€350k-€349k▼ 0.4%€348k▼ 0.3%€352k▲ 1.3%€272k▼ 22.9%
Operating result€15k-€748▼ 95.2%€864▲ 15.4%€5k▲ 535%€-9k
Net result€9k-€-1k€-1k▲ 20.3%€5k€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €5k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €310k
Fixed assets
€287k ▲ 45.2%
Current assets
€24k ▼ 90.2%
Equity and liabilities €310k
Equity
€272k ▼ 22.9%
Provisions
€16k ▼ 5.0%
Debt
€23k ▼ 67.3%
Debt's share of the balance-sheet total falls from 16.0% to 7.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€9k▼
2024 · €18k
Cash flow
€11k▼
2024 · €18k
Current ratio
1.04▼
2024 · 3.55
Quick ratio
1.02▼
2024 · 3.52
Debt to equity
0.08▼
2024 · 0.20
ROE
-2.2%▼
2024 · 1.3%
ROA
-1.9%▼
2024 · 1.1%
Interest coverage
30.85▼
2024 · 69.40
Debt ≤ 1 year
€23k▼
2024 · €68k
Income taxes
€347▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€439k€310k▼
Fixed assets21/28€197k€287k▲
Tangible fixed assets22/27€197k€286k▲
Land and buildings22€195k€286k▲
Furniture and vehicles24€2k-
Financial fixed assets28€50€50=
Current assets29/58€242k€24k▼
Stocks and contracts in progress3€2k€301▼
Stocks30/36€2k€301▼
Amounts receivable within one year40/41€88k€12k▼
Trade receivables40€88k€8k▼
Other amounts receivable41-€3k
Current investments50/53€70k-
Cash at bank and in hand54/58€76k€6k▼
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€439k€310k▼
Equity10/15€352k€272k▼
Contributions10/11€174k€99k▼
Capital10€174k-
Issued capital100€174k-
Reserves13€106k€103k▼
Non-distributable reserves130/1€14k€14k=
Legal reserve130€12k-
Reserves not available under the articles1311-€12k
Other1319€2k€2k=
Tax-exempt reserves132€49k€47k▼
Distributable reserves133€42k€42k=
Profit (loss) carried forward14€73k€69k▼
Provisions and deferred taxes16€16k€16k▼
Deferred taxes168€16k€16k▼
Amounts payable17/49€70k€23k▼
Amounts payable within one year42/48€68k€23k▼
Trade debts44€41k€4k▼
Suppliers440/4€41k€4k▼
Taxes, remuneration and social security45€13k€13k▲
Taxes450/3€13k€13k▲
Other amounts payable47/48€14k€6k▼
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€17k▲
Other operating charges640/8€6k€6k▼
Gross operating margin9900€24k€14k▼
Operating profit (loss)9901€5k€-9k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€265€286▲
Recurring financial charges65€265€286▲
Profit (loss) for the period before taxes9903€9k€-6k▼
Transfer from deferred taxes780€6k€820▼
Income taxes67/77€10k€347▼
Profit (loss) for the period9904€5k€-6k▼
Transfer from tax-exempt reserves789€18k€2k▼
Profit (loss) for the period to be appropriated9905€23k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€73k€69k▼
Profit (loss) brought forward from the previous period14P€50k€73k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-6k ▼229%
Net result drops to €-6k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-12
Financial
Back to profitnet €69k
Net result €69k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 3.29
Current ratio from 0.95 to 3.29; short-term debt falls from €85k to €57k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ohey · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Fernand Bourgeois 65352 OheyGround area
1,974 m²
Building footprint
316 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue du Village 1, 5352 Ohey
since 19932.014.477.588
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92099A0099/00T000 | Wallonia | 1,443 m² | 1 · 256 m² | - |
| 92099B0294/00M000 | Wallonia | 531 m² | 1 · 60 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VAN DEUREN PETER ALG BOUWWERKEN
BE 0845.046.479
Lille · Eq €271,850
JLG IMMO
BE 0889.880.968
Rixensart · Eq €271,522
G.C.P.
BE 0862.438.381
Knokke-Heist · Eq €272,014
Lousim
BE 0640.945.118
Ciney · Eq €272,095
PLUVAR
BE 0841.645.442
Gent · Eq €272,118
Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 5,210 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-1978
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
01500Mixed farming
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:marcelvvkr@yahoo.fr
Phone:085/61 29 06
Fax:085/61 29 06