Vanons
ActiveVanons has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68k and a net result of €13k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 24% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability96▲+96
Solvency22▲+10
Growth52=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.23 against 0.25 in 2024), and 76.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.2%
Return on assets
4.4%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 27407 sector peers (2025).
NBB · sector comparisonPosition among 27407 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
16 d early
2024
8 d early
2023
9 d early
2022
31 d early
2021
34 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€68k▲ 23.7%
2024 · €55k
2018: €38k
2019: €42k
2020: €58k
2021: €91k
2022: €103k
2023: €72k
2024: €55k
2018 → 2025
Total assets
€293k▼ 4.7%
2024 · €307k
2018: €163k
2019: €148k
2020: €154k
2021: €332k
2022: €383k
2023: €368k
2024: €307k
2018 → 2025
Net result
€13k
2024 · €-17k
2018: €20k
2019: €4k
2020: €16k
2021: €33k
2022: €12k
2023: €-31k
2024: €-17k
2018 → 2025
Working capital
€-56k▲ 2.2%
2024 · €-57k
2018: €11k
2019: €21k
2020: €32k
2021: €43k
2022: €-39k
2023: €-49k
2024: €-57k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€91k-€103k▲ 13.7%€72k▼ 30.1%€55k▼ 24.0%€68k▲ 23.7%
Operating result€39k-€18k▼ 55.0%€-23k€-7k▲ 67.2%€23k
Net result€33k-€12k▼ 62.2%€-31k€-17k▲ 44.3%€13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €23k after a loss of €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €293k
Fixed assets
€277k▼ 4.0%
Current assets
€16k▼ 15.3%
Equity and liabilities €293k
Equity
€68k▲ 23.7%
Debt
€225k▼ 10.9%
The debt ratio falls from 82.2% to 76.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€53k▲
2024 · €23k
Cash flow
€43k▲
2024 · €14k
Solvency
23.2%▲
2024 · 17.8%
Current ratio
0.23▼
2024 · 0.25
Quick ratio
0.18▼
2024 · 0.21
Debt / equity
3.32▼
2024 · 4.60
ROE
19.1%▲
2024 · -31.5%
ROA
4.4%▲
2024 · -5.6%
Interest coverage
5.50▲
2024 · 2.44
Debt
€225k▼
2024 · €252k
Debt ≤ 1 year
€72k▼
2024 · €76k
Debt > 1 year
€151k▼
2024 · €176k
Income taxes
€224▼
2024 · €239
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€307k€293k▼
Fixed assets21/28€288k€277k▼
Tangible fixed assets22/27€288k€277k▼
Land and buildings22€213k€205k▼
Plant, machinery and equipment23€27k€37k▲
Furniture and vehicles24€35k€23k▼
Other tangible fixed assets26€13k€11k▼
Financial fixed assets28€40€40=
Current assets29/58€19k€16k▼
Stocks and contracts in progress3€3k€3k▼
Stocks30/36€3k€3k▼
Amounts receivable within one year40/41€11k€9k▼
Trade receivables40€6k€5k▼
Other amounts receivable41€5k€3k▼
Cash at bank and in hand54/58€3k€2k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€307k€293k▼
Equity10/15€55k€68k▲
Contributions10/11€19k€19k=
Reserves13€36k€49k▲
Distributable reserves133€36k€49k▲
Amounts payable17/49€252k€225k▼
Amounts payable after more than one year17€176k€151k▼
Financial debts170/4€176k€151k▼
Amounts payable within one year42/48€76k€72k▼
Current portion of amounts payable after more than one year42€25k€25k▲
Financial debts43€8k€0▼
Credit institutions430/8€8k€0▼
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€1k€1k=
Taxes450/3€1k€1k=
Other amounts payable47/48€39k€41k▲
Accrued charges and deferred income492/3€385€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€30k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€27k€57k▲
Operating profit (loss)9901€-7k€23k▲
Financial income75/76B€0€217▲
Recurring financial income75€0€217▲
Financial charges65/66B€10k€10k▲
Recurring financial charges65€10k€10k▲
Profit (loss) for the period before taxes9903€-17k€13k▲
Income taxes67/77€239€224▼
Profit (loss) for the period9904€-17k€13k▲
Profit (loss) for the period to be appropriated9905€-17k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€13k▲
Transfer from equity791/2€17k€0▼
Transfer to equity691/2-€13k
To other reserves6921-€13k
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-31k ▼349%
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €103k ▲13.7%
5 profitable years in a row build equity to €103k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €33k ▲113%
Operating result €39k, net result €33k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bovenhoek 439185 LochristiGround area
665 m²
Building footprint
229 m²
Volume, LiDAR
964 m³
Parcel 44472C0388/00D000, Flanders · tallest building 8.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SEYSSENS SVEN; SEYSSENS SVEN ALGEMENE SCHRIJNWERKERIJ EN INTERIEUR; ALGEMENE ADMINISTRATIE MARIANNE HOLLEBOSCH: PROJECT.BY.MEH
since 20172.262.966.052
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44472C0388/00D000 | Flanders | 665 m² | 1 · 229 m² | 8.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 39 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 39 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 19,947 companies in sector 43320 we hold annual accounts for 9,084. 7,561 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-2017
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.