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JMJ GROUPE

Active
Private limited companyfounded 2017active for 9 yearsAvenue Joseph Lejeune 54, 4980 Trois-Ponts, BelgiumKBO/BCE: BE 0674.508.504
Summary

JMJ GROUPE has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42,270 and a net result of €900. Equity has been growing by about 17% per year since 2018. Its solvency ranks better than 18% of 34,972 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Official details

Source: KBO
Status
Active since 13-04-2017 Normal situation
Activity
Joinery installation NACE 43320and 4 others
Joint committee
307 Paritair Comité voor de makelarij en verzekeringsagentschappen · annual accounts 2021
Establishment unit
2.265.136.476 4980 Trois-Ponts, since 13-04-2017
Financial year end
31 December
Peppol
Reachable since 24-03-2026

Board and ownership

Board
  • HERTEVELD MARCDirector · since 13-04-2017
  • LANGEN Jean-LouisDirector · since 13-04-2017

Financial position

65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts 2025
Gross margin
€49,324
▼ 12.2%
Turnover
≈ €300,000
estimated
Profit
€900
▼ 96.3%
Equity
€42,270
▲ 2.2%
Total assets
€285,273
▲ 2.3%
Employees on 31-12-2025
1
▼ 50.0%
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Liquidity: current ratio 0.54, cash €9,217, halvedEquity €42,270 (14.8% of total assets)lowers riskSize: total assets €285,273Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 30% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Average
Solvency 40=
equity 14.8% of total assets
Liquidity 48-11
short-term debt 20.2% · cash 3.2%
Profitability 48-32
return on assets 0.3%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 1.7% 01-2025: 1.6%▼ -0.1 percentage points vs 12-2024 02-2025: 1.6%● unchanged vs 01-2025 03-2025: 1.6%● unchanged vs 02-2025 04-2025: 1.7%▲ +0.1 percentage points vs 03-2025highest value 05-2025: 1.7%● unchanged vs 04-2025 06-2025: 1.5%▼ -0.2 percentage points vs 05-2025 07-2025: 1.7%▲ +0.2 percentage points vs 06-2025 08-2025: 0.8%▼ -0.9 percentage points vs 07-2025 09-2025: 0.7%▼ -0.1 percentage points vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025lowest value 02-2026: 0.7%● unchanged vs 01-2026lowest value 03-2026: 0.7%● unchanged vs 02-2026lowest value 04-2026: 0.8%▲ +0.1 percentage points vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.2 percentage points vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 1.0%● unchanged vs 09-2026 11-2026: 1.0%● unchanged vs 10-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.54 (1.27 in 2024), below 1. Short-term debt is 20.2% and cash 3.2% of total assets. 85.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 17% of them on solvency, 39% on liquidity, 23% on profitability and 41% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Size: total assets €285,273
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.54, cash €9,217, halved
NBB · annual accounts
raises risk · Equity €42,270 (14.8% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 34972 sector peers (2025).
NBB · sector comparison
Position among 34972 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
11 days early
2024
28 days early
2023
21 days early
2022
38 days early
2021
95 days early
2020
92 days early
2019
63 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 50 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 82% of companies in specialised constructionsector median 46.7% · 34,972 companies 14.8% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Registered office moved within Trois-PontsNew seat: 4980 Trois-Ponts, Sur le Meez 25 · Previous seat: 4980 Trois-Ponts, Avenue Joseph Lejeune, 54/B · Changes of role: HERTVELD Marc (director) and LANGEN Jean-Louis (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as JMJ GROUPE: joinery installation (NACE 43320). They are comparable in size and age: total assets between €254,000 and €298,000, founded between 2016 and 2018.

CompanyTotal assetsGross margin
JMJ GROUPE Trois-Ponts€285,273€49,324
DESTOCKAGE PVC.BE Liège€298,199€48,536
Vanons Lochristi€292,814€56,858
DMD AFWERKING Peer€254,018€52,119
Tuinschrijnwerkerij Vercammen Meerhout€269,878€45,596
SCHRIJNWERKERIJ DENOLF BJORN Jabbeke€274,683€41,090
Maatwerk Mertens Putte€261,355€42,264
Full comparison

Key facts about JMJ GROUPE

What is the company number of JMJ GROUPE?
The company number of JMJ GROUPE is 0674.508.504. The VAT number is the same number with BE in front: BE 0674.508.504.
Where is JMJ GROUPE based?
The registered office is at Avenue Joseph Lejeune 54, 4980 Trois-Ponts.Company details
What does JMJ GROUPE do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of JMJ GROUPE?
The legal form of JMJ GROUPE is Private limited company (BV).
When was JMJ GROUPE founded?
JMJ GROUPE was founded on 13-04-2017.
Is JMJ GROUPE still active?
Yes, JMJ GROUPE is an active enterprise in the KBO register.
How many employees does JMJ GROUPE have?
JMJ GROUPE had an average of 1.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does JMJ GROUPE fall under?
In its 2021 annual accounts, JMJ GROUPE states joint committee 307 (Paritair Comité voor de makelarij en verzekeringsagentschappen).
What is the turnover of JMJ GROUPE?
The turnover in financial year 2025 is ≈ €300,000. This figure is estimated from the gross margin of €49,324 and 32 comparable companies (NACE 43320). It probably lies between €220,000 and €510,000.
Is JMJ GROUPE profitable?
In financial year 2025, JMJ GROUPE made a profit of €900.
Where can I find the annual accounts of JMJ GROUPE?
JMJ GROUPE filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JMJ GROUPE due?
JMJ GROUPE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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