VANMARCKE
ActiveVANMARCKE has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €435k and a net result of €120k. Equity is growing by ~25.1% per year across the filed fiscal years. Its solvency ranks better than 57% of 10310 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+5
Solvency69▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 1.49 in 2024; short-term debt: 51.6% and cash: 13.3% of total assets), but 56% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44%
Return on assets
12.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
20 d late
2023
26 d early
2022
49 d early
2021
108 d early
2020
75 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€435k▲ 38.0%
2024 · €315k
2018: €119k
2019: €59k
2020: €136k
2021: €157k
2022: €231k
2023: €282k
2024: €315k
2018 → 2025
Total assets
€988k▲ 17.1%
2024 · €843k
2018: €930k
2019: €1.03M
2020: €957k
2021: €1.03M
2022: €877k
2023: €856k
2024: €843k
2018 → 2025
Net result
€120k▲ 68.3%
2024 · €71k
2018: €5k
2019: €-60k
2020: €77k
2021: €59k
2022: €74k
2023: €52k
2024: €71k
2018 → 2025
Working capital
€365k▲ 47.6%
2024 · €247k
2018: €96k
2019: €16k
2020: €16k
2021: €105k
2022: €177k
2023: €221k
2024: €247k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€157k-€231k▲ 46.9%€282k▲ 22.4%€315k▲ 11.6%€435k▲ 38.0%
Operating result€95k-€120k▲ 25.2%€92k▼ 23.1%€116k▲ 25.7%€187k▲ 61.5%
Net result€59k-€74k▲ 24.6%€52k▼ 29.8%€71k▲ 37.8%€120k▲ 68.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 62% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €988k
Fixed assets
€113k▲ 29.7%
Current assets
€874k▲ 15.7%
Equity and liabilities €988k
Equity
€435k▲ 38.0%
Debt
€553k▲ 4.6%
The debt ratio falls from 62.6% to 56.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€227k▲
2024 · €166k
Cash flow
€160k▲
2024 · €121k
Solvency
44.0%▲
2024 · 37.4%
Current ratio
1.72▲
2024 · 1.49
Quick ratio
0.64▲
2024 · 0.56
Debt / equity
1.27▼
2024 · 1.68
ROE
27.6%▲
2024 · 22.6%
ROA
12.1%▲
2024 · 8.4%
Interest coverage
19.97▲
2024 · 15.35
Debt
€553k▲
2024 · €528k
Debt ≤ 1 year
€510k▲
2024 · €509k
Debt > 1 year
€43k▲
2024 · €19k
Income taxes
€60k▲
2024 · €41k
Staff costs
€530k▲
2024 · €458k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€843k€988k▲
Fixed assets21/28€87k€113k▲
Tangible fixed assets22/27€87k€113k▲
Plant, machinery and equipment23€20k€19k▼
Furniture and vehicles24€46k€84k▲
Leasing and similar rights25€355€0▼
Other tangible fixed assets26€20k€10k▼
Financial fixed assets28€334€334=
Current assets29/58€756k€874k▲
Stocks and contracts in progress3€470k€549k▲
Stocks30/36€361k€392k▲
Contracts in progress37€110k€157k▲
Amounts receivable within one year40/41€242k€192k▼
Trade receivables40€239k€187k▼
Other amounts receivable41€2k€6k▲
Cash at bank and in hand54/58€39k€132k▲
Deferred charges and accrued income490/1€4k€680▼
Equity and liabilities
Total equity and liabilities10/49€843k€988k▲
Equity10/15€315k€435k▲
Contributions10/11€12k€12k=
Reserves13€303k€423k▲
Distributable reserves133€303k€423k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€528k€553k▲
Amounts payable after more than one year17€19k€43k▲
Financial debts170/4€19k€43k▲
Amounts payable within one year42/48€509k€510k▲
Current portion of amounts payable after more than one year42€31k€20k▼
Financial debts43€155k€0▼
Credit institutions430/8€155k€0▼
Trade debts44€138k€329k▲
Suppliers440/4€138k€329k▲
Taxes, remuneration and social security45€146k€136k▼
Taxes450/3€82k€29k▼
Remuneration and social security454/9€64k€106k▲
Other amounts payable47/48€39k€25k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€458k€530k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€40k▼
Other operating charges640/8€11k€10k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€635k€767k▲
Operating profit (loss)9901€116k€187k▲
Financial income75/76B€7k€5k▼
Recurring financial income75€7k€5k▼
Financial charges65/66B€11k€11k▲
Recurring financial charges65€11k€11k▲
Profit (loss) for the period before taxes9903€112k€180k▲
Income taxes67/77€41k€60k▲
Profit (loss) for the period9904€71k€120k▲
Profit (loss) for the period to be appropriated9905€71k€120k▲
Appropriation of the result
Profit (loss) to be appropriated9906€71k€120k▲
Transfer from equity791/2€39k€0▼
Transfer to equity691/2€71k€120k▲
To other reserves6921€71k€120k▲
Profit to be distributed694/7€39k€0▼
Return on contributions (dividend)694€39k€0▼
Social balance
Average headcount (FTE)90878.19.2▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 20 days late
2025
31-12
Financial
Highest result since 2018net €120k ▲68.3%
Operating result €187k, net result €120k, both a record.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 20 days late
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €200kEq €231k ▲46.9%
3 profitable years in a row build equity to €231k.
14-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €150kEq €157k ▲15.8%
2 profitable years in a row build equity to €157k.
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €77k
Net result €77k after one loss-making year.
31-12
Financial
Equity above €100kEq €136k ▲131%
Equity rises from €59k to €136k.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-60k ▼1402%
Net result drops to €-60k, the lowest in the series; recovery starts the following year.
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 23 days late
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Veurne · 2 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Idesbaldusstraat 298630 VeurneGround area
4,031 m²
Building footprint
1,740 m²
Volume, LiDAR
11,517 m³
2 parcels, Flanders · tallest building 18.8 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
Vanmarcke Computers
since 20122.205.738.626
Vanmarcke Computers
since 20192.289.031.239
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38025E0327/00M000 | Flanders | 3,745 m² | 1 · 1,501 m² | 9.7 m · 2 fl. |
| 35384A0191/00N008 | Flanders | 287 m² | 1 · 239 m² | 18.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 1,605 EUR awarded · 1,096 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 509 EUR | 0 EUR |
| 2022 | 1 | 1,096 EUR | 1,096 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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W-IT
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Of 3,226 companies in sector 47400 we hold annual accounts for 1,807. 1,157 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-01-2012
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@vanmarcke-computers.be