Vanlichtervelde
ActiveSummary
The computed 12-month bankruptcy probability of Vanlichtervelde is 1.8% (moderate). The 2025 annual accounts show equity of €6k and a net result of €1k. Equity is growing by ~30.7% per year across the filed fiscal years. Its solvency ranks better than 21% of 11389 sector peers (fiscal year 2025). The company has been active since 1967 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Score 2025
35
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-4
Solvency28▲+1
Growth52=
Track record92
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.62 against 0.63 in 2024; short-term debt: 97.2% and cash: 1.2% of total assets), and 97.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.8%
Return on assets
0.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 11389 sector peers (2025).
NBB · sector comparisonPosition among 11389 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-09-2026, 35 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
35 d late
2024
43 d late
2023
65 d late
2021
31 d late
2020
108 d late
2019
90 d late
2018
75 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
UBO non-compliance
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▲ 33.5%
2024 · €4k
2018: €-20k
2019: €-17k
2020: €-20k
2021: €-13k
2023: €-150
2024: €4k
2018 → 2025
Total assets
€211k▼ 1.9%
2024 · €215k
2018: €203k
2019: €210k
2020: €206k
2021: €214k
2023: €220k
2024: €215k
2018 → 2025
Net result
€1k▼ 67.6%
2024 · €5k
2018: €6k
2019: €3k
2020: €-3k
2021: €6k
2023: €5k
2024: €5k
2018 → 2025
Working capital
€-77k▲ 1.9%
2024 · €-79k
2018: €-103k
2019: €-100k
2020: €-103k
2021: €-97k
2023: €-83k
2024: €-79k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€-20k-€-13k▲ 31.2%€-150▲ 98.9%€4k€6k▲ 33.5%
Operating result€-3k-€9k€8k▼ 12.9%€5k▼ 27.3%€2k▼ 62.7%
Net result€-3k-€6k€5k▼ 18.8%€5k▼ 8.6%€1k▼ 67.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 63% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €211k
Fixed assets
€83k =
Current assets
€128k ▼ 3.0%
Equity and liabilities €211k
Equity
€6k ▲ 33.5%
Debt
€205k ▼ 2.6%
Debt's share of the balance-sheet total falls from 98.0% to 97.2%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
0.62▼
2024 · 0.63
Debt to equity
35.08▼
2024 · 48.09
ROE
25.1%▼
2024 · 103.4%
ROA
0.7%▼
2024 · 2.1%
Debt ≤ 1 year
€205k▼
2024 · €210k
Income taxes
€534▼
2024 · €898
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€215k€211k▼
Fixed assets21/28€83k€83k=
Tangible fixed assets22/27€83k€83k=
Land and buildings22€83k€83k=
Current assets29/58€132k€128k▼
Amounts receivable within one year40/41€127k€125k▼
Other amounts receivable41€127k€125k▼
Cash at bank and in hand54/58€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€215k€211k▼
Equity10/15€4k€6k▲
Contributions10/11€19k€19k=
Outside capital11€19k-
Share premium1100/10€19k-
Reserves13€620€620=
Non-distributable reserves130/1€620€620=
Reserves not available under the articles1311€620€620=
Profit (loss) carried forward14€-15k€-13k▲
Amounts payable17/49€210k€205k▼
Amounts payable within one year42/48€210k€205k▼
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48€204k€198k▼
Income statement
Code20242025
Other operating charges640/8€9k€10k▲
Gross operating margin9900€14k€12k▼
Operating profit (loss)9901€5k€2k▼
Financial charges65/66B€70€45▼
Recurring financial charges65€70€45▼
Profit (loss) for the period before taxes9903€5k€2k▼
Income taxes67/77€898€534▼
Profit (loss) for the period9904€5k€1k▼
Profit (loss) for the period to be appropriated9905€5k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-13k▲
Profit (loss) brought forward from the previous period14P€-19k€-15k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 35 days late
2025
03-10
KBO administration
UBO non-compliance
event 22-09-2025
12-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 43 days late
2024
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
16-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 108 days late
2020
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
14-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 75 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
2016
06-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 128 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1968
Ground area
743 m²
Building footprint
643 m²
Volume, LiDAR
3,306 m³
Parcel 21821C0157/00K000, Brussels · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Haachtsesteenweg 1774, 1130 Brussel
since 19682.001.653.101
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21821C0157/00K000 | Brussels | 743 m² | 1 · 643 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SG WORLD
BE 0402.722.323
Watermaal-Bosvoorde · Eq €7,044
A-Z BUREAU SERVICE
BE 0473.311.597
Braine-le-Comte · Eq €7,700
LANDER
BE 0417.896.289
Eupen · Eq €8,485
PARA SCRIBE
BE 0785.468.386
Vorst · Eq €3,930
TRAPOL
BE 0884.484.996
Haacht · Eq €3,824
Of 334 companies in sector 46492 we hold annual accounts for 241. 51 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-09-1967
Fiscal year end31-12
Activities, NACEBEL 2025
46492Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 45 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.