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VANLEEUW & CO

Active
Public limited companyfounded 200521 yrs activeGrote Steenweg 69, 3440 Zoutleeuw, BelgiumKBO/BCE: BE 0874.737.585

VANLEEUW & CO has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €80k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 4826 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
51 / 100
Fair▲ +35 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency1▼-32
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.44 against 0.42 in 2024), and 98.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 21 years 0 30 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
1.3%
Return on assets
5.2%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 4826 sector peers (2025).
NBB · sector comparison
Position among 4826 sector peers
Solvency
better than 8%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 d early
2024
2 d early
2023
26 d late
2022
28 d late
2021
31 d early
2020
64 d early
2019
21 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€80k▲ 906%
2024 · €8k
2018: €-144k 2019: €-28k 2020: €216k 2021: €171k 2022: €7k 2023: €-124k 2024: €8k
2018 → 2025
Working capital
€-437k▲ 8.0%
2024 · €-475k
2018: €-361k 2019: €-388k 2020: €-198k 2021: €-184k 2022: €-235k 2023: €-390k 2024: €-475k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€48k-€56k▲ 15.4%€-68k€-60k▲ 11.8%€21k
Operating result€250k-€76k▼ 69.6%€-59k€72k€139k▲ 93.9%
Net result€171k-€7k▼ 95.6%€-124k€8k€80k▲ 906%
Result per fiscal year
Operating resultNet result
€-200k€-100k€0€100k€200k€300kOperating result 2021: €250k€250kNet result 2021: €171k€171kOperating result 2022: €76k€76kNet result 2022: €7k€7kOperating result 2023: €-59k€-59kNet result 2023: €-124k€-124kOperating result 2024: €72k€72kNet result 2024: €8k€8kOperating result 2025: €139k€139kNet result 2025: €80k€80k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 94% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.53M
Fixed assets €1.18M▼ 10.7%
Current assets €347k▲ 2.8%
Equity and liabilities €1.53M
Equity €21k
Debt €1.51M
Debt finances 98.7% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
EBITDA
€321k
2024 · €252k
Cash flow
€262k
2024 · €188k
Solvency
1.3%
2024 · -3.6%
Current ratio
0.44
2024 · 0.42
Quick ratio
0.34
2024 · 0.33
Debt / equity
73.60
2024 · -28.80
ROE
391.5%
2024 · -13.3%
ROA
5.2%
2024 · 0.5%
Interest coverage
5.45
2024 · 3.94
Debt
€1.51M
2024 · €1.72M
Debt ≤ 1 year
€784k
2024 · €813k
Debt > 1 year
€725k
2024 · €908k
Income taxes
€3
2024 · €17
Staff costs
€1.32M
2024 · €1.31M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.66M€1.53M
Fixed assets21/28€1.32M€1.18M
Tangible fixed assets22/27€1.32M€1.18M
Land and buildings22€1.28M€1.13M
Plant, machinery and equipment23€15k€36k
Furniture and vehicles24€24k€10k
Leasing and similar rights25€5k€0
Financial fixed assets28€5k€5k=
Current assets29/58€338k€347k
Stocks and contracts in progress3€74k€79k
Stocks30/36€74k€79k
Amounts receivable within one year40/41€180k€197k
Trade receivables40€180k€197k
Cash at bank and in hand54/58€21k€59k
Deferred charges and accrued income490/1€63k€13k
Equity and liabilities
Total equity and liabilities10/49€1.66M€1.53M
Equity10/15€-60k€21k
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€-128k€-48k
Amounts payable17/49€1.72M€1.51M
Amounts payable after more than one year17€908k€725k
Financial debts170/4€906k€723k
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€813k€784k
Current portion of amounts payable after more than one year42€201k€212k
Financial debts43€134k€127k
Credit institutions430/8€134k€127k
Trade debts44€302k€270k
Suppliers440/4€302k€270k
Taxes, remuneration and social security45€156k€157k
Taxes450/3€19k€7k
Remuneration and social security454/9€137k€151k
Other amounts payable47/48€20k€18k
Accrued charges and deferred income492/3€2k€1k
Income statement Code20242025
Non-recurring operating income76A€2k€2k
Remuneration, social security and pensions62€1.31M€1.32M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€180k€182k
Other operating charges640/8€32k€37k
Gross operating margin9900€1.59M€1.68M
Operating profit (loss)9901€72k€139k
Financial income75/76B€56€38
Recurring financial income75€56€38
Financial charges65/66B€64k€59k
Recurring financial charges65€64k€59k
Profit (loss) for the period before taxes9903€8k€80k
Income taxes67/77€17€3
Profit (loss) for the period9904€8k€80k
Profit (loss) for the period to be appropriated9905€8k€80k
Appropriation of the result
Profit (loss) to be appropriated9906€-128k€-48k
Profit (loss) brought forward from the previous period14P€-136k€-128k
Social balance
Average headcount (FTE)908727.326.3

The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
14-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
29-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Back to profitnet €8k
Net result €8k after one loss-making year.
26-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
28-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 28 days late
2022
30-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-05
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Back to profitnet €216k
Net result €216k after 2 loss-making years.
10-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
21-05
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-05
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoutleeuw · 3 establishment units since 2005
establishment All 3 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Grote Steenweg 693440 Zoutleeuw
Ground area
1.1 ha
Building footprint
4,020 m²
Volume, LiDAR
26,651 m³
3 parcels, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
VANLEEUW & CO
Grote Steenweg 69, 3440 ZoutleeuwNACE 1581101
since 20052.149.997.773
VANLEEUW & CO
Lichtenberglaan 2016, 3800 Sint-TruidenArtisanal bread and fresh pastry making
since 20102.184.965.778
VANLEEUW &VANLEEUW &
Vliegveldlaan 76, 3800 Sint-TruidenWholesale trade
since 20132.219.846.186
3 parcels
Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71353E0537/00L000 Flanders 1.0 ha 1 · 3,535 m² 8.4 m · 2 fl.
24021A0226/00W000 Flanders 574 m² 1 · 462 m² 8.8 m · 1 fl.
71009A0471/00L000 Flanders 497 m² 1 · 24 m² 5.3 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2024 · 3 entries · 2,682 EUR awarded · 2,682 EUR paid
Year Entries awardedpaid
2024 1 1,323 EUR1,323 EUR
2023 1 1,264 EUR1,264 EUR
2022 1 95 EUR95 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
3 entries · 2,682 EUR · 2,682 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

3 sites
Sint-Truiden2.184.965.778
2 permissions
Erkenning · Fabrikant levensmiddelen met rauwe eieren · since 06-09-2013
Toelating · Industriële bakkerij · since 01-10-2010
Sint-Truiden2.219.846.186
1 permission
Toelating · Detailhandel · since 16-07-2013
Zoutleeuw2.149.997.773
1 permission
Toelating · Detailhandel · since 16-12-2008

Similar companies · same sector, comparable size

Of 4,200 companies in sector 10712 we hold annual accounts for 1,851. 1,250 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded27-06-2005
Fiscal year end31-12
Activities, NACEBEL
10712Artisanal bread and fresh pastry making
15812
46392Non-specialised wholesale
51392
46360Wholesale trade
46389Wholesale of other food products
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47241Retail sale of bread and pastry (bakery outlets)
51384
52112
52116
52240
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.