SMART IMPORT
ActiveSummary
SMART IMPORT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,384 and a net result of €6,128. Equity is growing by ~25.9% per year across the filed fiscal years. Its solvency ranks better than 88% of 4926 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability99▲+99
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 4.46 against 4.17 in 2024; short-term debt: 16.7% and cash: 22.1% of total assets), and 16.7% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.3%
Return on assets
23.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
19 d late
2023
40 d late
2022
31 d late
2021
30 d late
2020
59 d late
2019
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 34 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6,128
2024 · -€3,326
Working capital
€14,892▲ 9.7%
2024 · €13,573
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1,464-€3,893▼ 166%€6,053-€3,519€9,696
Net result-€2,536-€4,129▼ 62.8%€2,844-€3,326€6,128
Equity€19,866▼ 27.2%€15,737▼ 20.8%€18,581▲ 18.1%€15,255▼ 17.9%€21,384▲ 40.2%
Total assets€26,140▼ 42.2%€18,737▼ 28.3%€22,194▲ 18.5%€19,531▼ 12.0%€25,685▲ 31.5%
Debt€6,274▼ 65.0%€3,000▼ 52.2%€3,613▲ 20.4%€4,276▲ 18.4%€4,301▲ 0.6%
Working capital€13,804▼ 47.0%€10,588▼ 23.3%€15,190▲ 43.5%€13,573▼ 10.6%€14,892▲ 9.7%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9,696 after a loss of €3,519 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €25,685
Fixed assets
€6,492 ▲ 286%
Current assets
€19,193 ▲ 7.5%
Equity and liabilities €25,685
Equity
€21,384 ▲ 40.2%
Debt
€4,301 ▲ 0.6%
Debt's share of the balance-sheet total falls from 21.9% to 16.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€10,854▲
2024 · -€760
Cash flow
€7,287▲
2024 · -€567
Current ratio
4.46▲
2024 · 4.17
Debt to equity
0.20▼
2024 · 0.28
ROE
28.7%▲
2024 · -21.8%
ROA
23.9%▲
2024 · -17.0%
Interest coverage
178.26▲
2024 · -9.74
Debt ≤ 1 year
€4,301▲
2024 · €4,276
Income taxes
€3,506▲
2024 · -€271
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,565 | €1,701 | €1,757 | €2,759 | €1,159 | ▼ 58.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €779 | - |
| Other operating charges640/8 | €701 | €802 | €1,187 | €141 | €1,142 | ▲ 710% |
| Non-recurring operating charges66A | - | - | - | - | €133 | - |
| Gross operating margin9900 | €802 | -€1,390 | €8,997 | -€619 | €12,909 | ▲ 2,185% |
| Operating profit (loss)9901 | -€1,464 | -€3,893 | €6,053 | -€3,519 | €9,696 | ▲ 376% |
| Financial charges65/66B | €140 | €81 | €114 | €78 | €61 | ▼ 21.9% |
| Recurring financial charges65 | €140 | €81 | €114 | €78 | €61 | ▼ 21.9% |
| Profit (loss) for the period before taxes9903 | -€1,604 | -€3,974 | €5,939 | -€3,597 | €9,635 | ▲ 368% |
| Income taxes67/77 | €932 | €155 | €3,095 | -€271 | €3,506 | ▲ 1,394% |
| Profit (loss) for the period9904 | -€2,536 | -€4,129 | €2,844 | -€3,326 | €6,128 | ▲ 284% |
| Profit (loss) for the period to be appropriated9905 | -€2,536 | -€4,129 | €2,844 | -€3,326 | €6,128 | ▲ 284% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €26,140 | €18,737 | €22,194 | €19,531 | €25,685 | ▲ 31.5% |
| Fixed assets21/28 | €6,062 | €5,149 | €3,391 | €1,682 | €6,492 | ▲ 286% |
| Tangible fixed assets22/27 | €6,062 | €5,149 | €3,391 | €1,682 | €6,492 | ▲ 286% |
| Furniture and vehicles24 | €6,062 | €5,149 | €3,391 | €1,682 | €6,492 | ▲ 286% |
| Current assets29/58 | €20,078 | €13,588 | €18,803 | €17,849 | €19,193 | ▲ 7.5% |
| Amounts receivable within one year40/41 | €11,568 | €7,297 | €13,219 | €5,977 | €11,221 | ▲ 87.7% |
| Trade receivables40 | €11,550 | €6,880 | €12,050 | €3,518 | €6,224 | ▲ 76.9% |
| Other amounts receivable41 | €18 | €417 | €1,169 | €2,459 | €4,996 | ▲ 103% |
| Cash at bank and in hand54/58 | €8,510 | €6,291 | €5,438 | €11,853 | €5,687 | ▼ 52.0% |
| Deferred charges and accrued income490/1 | - | - | €146 | €19 | €2,286 | ▲ 11,929% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €26,140 | €18,737 | €22,194 | €19,531 | €25,685 | ▲ 31.5% |
| Equity10/15 | €19,866 | €15,737 | €18,581 | €15,255 | €21,384 | ▲ 40.2% |
| Contributions10/11 | €63,000 | €63,000 | €63,000 | €63,000 | €63,000 | = |
| Capital10 | €63,000 | €63,000 | €63,000 | €63,000 | €63,000 | = |
| Issued capital100 | €63,000 | €63,000 | €63,000 | €63,000 | €63,000 | = |
| Reserves13 | - | - | - | - | €5,000 | - |
| Distributable reserves133 | - | - | - | - | €5,000 | - |
| Profit (loss) carried forward14 | -€43,134 | -€47,263 | -€44,419 | -€47,745 | -€46,616 | ▲ 2.4% |
| Amounts payable17/49 | €6,274 | €3,000 | €3,613 | €4,276 | €4,301 | ▲ 0.6% |
| Amounts payable within one year42/48 | €6,274 | €3,000 | €3,613 | €4,276 | €4,301 | ▲ 0.6% |
| Trade debts44 | €5,542 | €2,197 | €483 | €1,737 | €836 | ▼ 51.9% |
| Suppliers440/4 | €5,542 | €2,197 | €483 | €1,737 | €836 | ▼ 51.9% |
| Taxes, remuneration and social security45 | €732 | €803 | €3,130 | €2,539 | €3,465 | ▲ 36.5% |
| Taxes450/3 | €732 | €803 | €3,130 | €2,539 | €3,465 | ▲ 36.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,536 | -€4,129 | €2,844 | -€3,326 | €6,128 | ▲ 284% |
| + Depreciation and write-downs630 | €1,565 | €1,701 | €1,757 | €2,759 | €1,159 | ▼ 58.0% |
| Operating cash flow (approximation) | -€971 | -€2,428 | €4,601 | -€567 | €7,287 | ▲ 1,385% |
| Investment in fixed assets (approximation) | - | -€788 | €1 | -€1,050 | -€5,969 | ▼ 468% |
| Change in cash | - | -€2,219 | -€853 | €6,415 | -€6,166 | ▼ 196% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €6,128
Net result €6,128 after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 19 days late
2024
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 40 days late
2023
31-12
Financial
Back to profitnet €2,844
Net result €2,844 after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet -€4,129
Net result drops to -€4,129, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 59 days late
2020
31-12
Financial
Highest result since 2018net €23,793 ▲707%
Operating result €23,895, net result €23,793, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.45
Current ratio from 1.11 to 2.45.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 61 days late
Show earlier events
2019
25-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 56 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 17 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 14 acts read
About the unread acts
We know of 14 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Enghien · 1 establishment unit since 2001
Ground area
1,644 m²
Building footprint
228 m²
Volume, LiDAR
1,127 m³
2 parcels, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INOSYSTEMS
since 20012.098.512.054
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55021C0266/00G000 | Wallonia | 1,111 m² | 1 · 228 m² | 8.3 m · 2 fl. |
| 55033D0290/00H000 | Wallonia | 533 m² | - | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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VANLEEUW & CO
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SANODIS
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CARIDIS
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Of 697 companies in sector 46392 we hold annual accounts for 484. 199 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded30-08-2001
Fiscal year end31-12
Activities, NACEBEL 2025
46392Non-specialised wholesale
46499Wholesale of other household goods
47640Retail sale of games and toys
E-invoicing
Reachable via Peppol
Peppol ID
0208:0475547844
Also
9925:BE0475547844
Registered
26-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.