Vanille & Compagnie

Active

Private limited companyfounded 2025active for 1 yearRue Reine Elisabeth 43B, 1480 Tubize, BelgiumKBO/BCE: BE 1019.547.105

Summary

The computed 12-month bankruptcy probability of Vanille & Compagnie is 2.6% (moderate). The 2025 annual accounts show equity of €67,791 and a net result of €7,791. Its solvency ranks better than 36% of 1,873 sector peers (NACE 10, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

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Vanille & CompagnieActiveChecked score 51/100

Risk analysis Report Compare

Activity

Manufacture of food products

NACE 10520Limited-service restaurants, excluding mobile food services NACE 56112

1 site

Size

€379,345total assets 2025

Staff: 4.4 FTE
Equity: €67,791
Profit: €7,791

Turnover not published (micro format)

Financial health

51 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 2.6%

Structure

Accounts on time0 of 1 deed read

Why 51raises riskFounded in 2025Sector: Manufacture of food products (NACE 10)Liquidity: current ratio 0.82, cash €19,848Equity €67,791 (17.9% of total assets)Show the evidence

Checked score

Score 2025

51 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 41% of its sector peers (NACE 10, micro)

Every signal that counts is listed under Signals.

Financial strength

Average

Solvency 43

equity 17.9% of total assets

Liquidity 56

short-term debt 10.4% · cash 5.2%

Profitability 47

return on assets 2.1%

Bankruptcy probability, 12 months

2.6% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,072 companies, NACE 10, micro)

Last 24 months 03-2026: 3.5% 04-2026: 3.6%▲ +0.1 percentage points vs 03-2026 05-2026: 3.7%▲ +0.1 percentage points vs 04-2026 06-2026: 4.1%▲ +0.4 percentage points vs 05-2026 07-2026: 4.5%▲ +0.4 percentage points vs 06-2026highest value 08-2026: 2.5%▼ -2.0 percentage points vs 07-2026lowest value 09-2026: 2.6%▲ +0.1 percentage points vs 08-2026 10-2026: 2.6%● unchanged vs 09-2026

Credit of up to €3,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.82; short-term debt: 10.4% and cash: 5.2% of total assets), and 82.1% of the assets are financed with debt.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 34% on solvency, 59% on liquidity and 28% on profitability.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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