't Voske
ActiveThe computed 12-month bankruptcy probability of 't Voske is 1.9% (moderate). The 2025 annual accounts show equity of €150k and a net result of €8k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 59% of 1538 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-13
Solvency67▲+1
Growth52=
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.52 in 2024; short-term debt: 52.6% and cash: 42.1% of total assets), but 58.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.5%
Return on assets
2.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
17 d late
2024
21 d late
2023
40 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€150k▲ 5.8%
2024 · €142k
2023: €123k
2024: €142k
2023 → 2025
Total assets
€362k▲ 5.6%
2024 · €343k
2023: €261k
2024: €343k
2023 → 2025
Net result
€8k▼ 55.7%
2024 · €19k
2023: €113k
2024: €19k
2023 → 2025
Working capital
€99k▲ 4.2%
2024 · €95k
2023: €35k
2024: €95k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€123k-€142k▲ 15.2%€150k▲ 5.8%
Operating result€144k-€32k▼ 77.5%€19k▼ 41.5%
Net result€113k-€19k▼ 83.4%€8k▼ 55.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 41% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €362k
Fixed assets
€73k▲ 11.3%
Current assets
€289k▲ 4.2%
Equity and liabilities €362k
Equity
€150k▲ 5.8%
Debt
€212k▲ 5.4%
The debt ratio falls from 58.6% to 58.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€46k▼
2024 · €74k
Cash flow
€35k▼
2024 · €60k
Solvency
41.5%▲
2024 · 41.4%
Current ratio
1.52=
2024 · 1.52
Quick ratio
1.52=
2024 · 1.52
Debt / equity
1.41▼
2024 · 1.42
ROE
5.5%▼
2024 · 13.2%
ROA
2.3%▼
2024 · 5.5%
Interest coverage
4.99▼
2024 · 8.44
Debt
€212k▲
2024 · €201k
Debt ≤ 1 year
€190k▲
2024 · €183k
Debt > 1 year
€4k▼
2024 · €9k
Income taxes
€2k▼
2024 · €5k
Staff costs
€81k▲
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€343k€362k▲
Fixed assets21/28€65k€73k▲
Intangible fixed assets21€1k-
Tangible fixed assets22/27€64k€73k▲
Plant, machinery and equipment23€36k€33k▼
Furniture and vehicles24€2k€3k▲
Other tangible fixed assets26€26k€36k▲
Current assets29/58€278k€289k▲
Amounts receivable within one year40/41€31k€40k▲
Trade receivables40€31k€39k▲
Other amounts receivable41-€124
Current investments50/53€98k€98k=
Cash at bank and in hand54/58€149k€152k▲
Equity and liabilities
Total equity and liabilities10/49€343k€362k▲
Equity10/15€142k€150k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€132k€140k▲
Amounts payable17/49€201k€212k▲
Amounts payable after more than one year17€9k€4k▼
Financial debts170/4€9k€4k▼
Amounts payable within one year42/48€183k€190k▲
Current portion of amounts payable after more than one year42€5k€6k▲
Trade debts44€26k€33k▲
Suppliers440/4€26k€33k▲
Taxes, remuneration and social security45€39k€23k▼
Taxes450/3€28k€7k▼
Remuneration and social security454/9€10k€16k▲
Other amounts payable47/48€113k€129k▲
Accrued charges and deferred income492/3€9k€18k▲
Income statement
Code20242025
Remuneration, social security and pensions62€52k€81k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€27k▼
Other operating charges640/8€304€326▲
Gross operating margin9900€126k€127k▲
Operating profit (loss)9901€32k€19k▼
Financial income75/76B-€6
Recurring financial income75-€6
Financial charges65/66B€9k€9k▲
Recurring financial charges65€9k€9k▲
Profit (loss) for the period before taxes9903€24k€10k▼
Income taxes67/77€5k€2k▼
Profit (loss) for the period9904€19k€8k▼
Profit (loss) for the period to be appropriated9905€19k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€132k€140k▲
Profit (loss) brought forward from the previous period14P€113k€132k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
31-12
Financial
Weakest financial yearnet €8k ▼55.7%
Net result drops to €8k, the lowest in the series.
31-12
Financial
Equity above €150kEq €150k ▲5.8%
3 profitable years in a row build equity to €150k.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 40 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vossenstraat(Ab) 202920 KalmthoutGround area
8,832 m²
Building footprint
180 m²
Volume, LiDAR
961 m³
Parcel 11662D0181/00G000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
't Voske
since 20222.330.571.587
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662D0181/00G000 | Flanders | 8,832 m² | 1 · 180 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKalmthout2.330.571.587
Similar companies · same sector, comparable size
4 BLOMME
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CANSIGEL
BE 0829.738.691
Ans · Eq €150k
Th ijs
BE 0740.969.241
Boechout · Eq €153k
Manine
BE 0837.573.521
Deinze · Eq €153k
PITZ-IJS
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Of 611 companies in sector 10520 we hold annual accounts for 236. 196 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-04-2022
Fiscal year end31-12
Activities, NACEBEL
10520Manufacture of food products
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.