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Generated 13-08-2026
Active BE 0759.760.220Private limited company

Vanhoucke Law

Anselmostraat 2 ·2018 Antwerpen, Belgium· 5 yrs active
Sector: Activiteiten van advocaten (69101)
Conclusion Checked

The computed 12-month bankruptcy probability of Vanhoucke Law is 0.2% (very low). The 2025 annual accounts show equity of €27k and a net result of €757k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 9% of 202 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €27k
Net result €757k
Staff (FTE) 2.7
Better than sector 9%
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health56Profitability100Solvency10Growth78Stability94
68 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 56
Profitability 100
Solvency 10
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
56 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview5 NBB filings
Annual accounts filed on 13-02-2026 with the NBB · fiscal year 2025 · verkort
€0€200k€400k€600k€800kOperating result 2021: €560k€560kNet result 2021: €540k€540kOperating result 2022: €573k€573kNet result 2022: €551k€551kOperating result 2023: €525k€525kNet result 2023: €507k€507kOperating result 2024: €598k€598kNet result 2024: €581k€581kOperating result 2025: €773k€773kNet result 2025: €757k€757k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~7%/year over 5 fiscal years, indicative, assuming unchanged policy.
€20k€25k€30k€35k2026: €28k (€26k - €30k)2027: €30k (€28k - €32k)2028: €32k (€30k - €34k)2021: €20k2022: €21k2023: €23k2024: €24k2025: €27k20212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 69, Legal & accounting · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 1.1% 23.6%
better than 9% of 202 sector peers
Net result €757k €169k
better than 90% of 202 sector peers
Equity €27k €195k
better than 16% of 202 sector peers
Gross operating margin €1.19M €579k
better than 75% of 202 sector peers
Staff costs €178k €395k
higher than 28% of 120 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€976k
+22.3% 21-25
Net profit
€757k
+30.2% 21-25
Cash flow
€960k
+22.9% 21-25
Total assets
€2.32M
+15.4% 21-25
Equity
€27k
+9.0% 21-25
Working capital
€-131k
-13.8% 21-25
Employees (FTE)
3
0.0% 21-25
Staff costs
€178k
-14.0% 21-25
Income taxes
€2k
+26.9% 21-25
Debt
€2.30M
+15.4% 21-25
Debt ≤ 1y
€1.44M
+54.7% 21-25
Debt > 1y
€861k
-18.9% 21-25
Current ratio
0.91
+3.7% 21-25
Quick ratio
0.91
+3.7% 21-25
Solvency
1.1%
-5.5% 21-25
Debt / equity
86.43
+5.9% 21-25
ROE
2848.2%
+19.5% 21-25
ROA
32.6%
+12.9% 21-25
Interest coverage
72.57
+41.9% 21-25
Figures by fiscal year
Fiscal year2025
Depositverkort
Revenue-
EBITDA€976k
Net profit€757k
Cash flow€960k
Staff costs€178k
Income taxes€2k
Dividends-
Total assets€2.32M
Equity€27k
Debt€2.30M
of which ≤ 1y€1.44M
of which > 1y€861k
Working capital€-131k
Employees (FTE)2.7
Ratios (computed)
2025
Current ratio0.91
Quick ratio0.91
Working capital ratio-5.6%
Solvency1.1%
Debt / equity86.43
Long-term debt ratio32.38
Interest coverage72.57
Gross margin-
Net margin-
ROA32.6%
ROE2848.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€2.32M
Fixed assets 21/28€1.02M
Intangible fixed assets 21€1.00M
Tangible fixed assets 22/27€17k
Financial fixed assets 28€480
Current assets 29/58€1.31M
Amounts receivable within one year 40/41€288k
Investments 50/53€250k
Cash & bank 54/58€758k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.32M
Equity 10/15€27k
Contributions / capital 10/11€20k
Accumulated profits (losses) 14€7k
Amounts payable 17/49€2.30M
Amounts payable after one year 17€861k
Amounts payable within one year 42/48€1.44M
Trade debts payable within one year 44€81k
Income statement
Gross operating margin 9900€1.19M
Operating result 9901€773k
Financial income 75€0
Financial charges 65€13k
Result before taxes 9903€759k
Income taxes 67/77€2k
Net result for the period 9904€757k
Result to be appropriated 9905€757k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 3 directors
Current directors & mandates
  • Advocatenkantoor Sebastiaan BoumansLegal entity
    Director· perm. rep.: Sebastiaan Boumans
    State Gazette act 23040938 (24-03-2023)
    Current
    02-03-2023 → present
  • Advocatenkantoor Vanhoucke-Verkest BVLegal entity
    Vast vertegenwoordigd· perm. rep.: Guy Vanhoucke
    State Gazette act 23040938 (24-03-2023)
    Current
    02-03-2023 → present
Former directors (1)
  • Sebastiaan Boumans
    Director
    State Gazette act 23040938 (24-03-2023)
    Former
    - → 02-03-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Activiteiten van advocaten(69101)
Legal form Private limited company(610)
Incorporation14-12-2020
StatusActive
Postal code2018
Establishment units 1 location
Vanhoucke Law
Anselmostraat 2, 2018 AntwerpenActiviteiten van advocaten
since 20202.311.848.609
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11811L3584/00G004 Flanders 282 m² 1 · 282 m² 21.9 m · 6 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
13-02-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2025
05-02-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
28-02-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
24-03-2023
State Gazette act Director changes
06-03-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
11-02-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2023
24-03-2023 2 directors appointed, 1 resigning Director changes
  • Sebastiaan Boumans, Bestuurder
  • Guy Vanhoucke, Vast vertegenwoordigd
  • Sebastiaan Boumans, Bestuurder
Technical details 
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Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van advocaten69101Activiteiten van advocaten69101
Primary activity highlighted.
Names & trade names
Legal nameNL Vanhoucke Law
Registered office
Anselmostraat 2
2018 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative