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VANHOUCKE ACCOUNTING

Active
Private limited company·Activiteiten van (gecertificeerde) (fiscaal) accountants· 4 yrs active
St.-Kristoffelstraat 16 ·2440 Geel, Belgium
KBO/BCE: BE 0773.416.632
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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of VANHOUCKE ACCOUNTING is 0.3% (very low). The 2024 annual accounts show equity of €187k and a net result of €45k. Equity is growing by ~34.7% per year across the filed fiscal years. Its solvency ranks better than 78% of 4818 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

3 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 78% of 4818 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.3% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€45k-13.6%
Working capital€80k+48.6%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 29-07-2025 with the NBB · fiscal year 2024 · micro
€0€50k€100kOperating result 2022: €121k€121kNet result 2022: €84k€84kOperating result 2023: €60k€60kNet result 2023: €53k€53kOperating result 2024: €61k€61kNet result 2024: €45k€45k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining At this pace, net result would indicatively turn negative around fiscal year 2027, assuming unchanged policy.
€-25k€0€25k€50k€75k2025: €26k (€23k - €30k)2026: €7k (€4k - €11k)2027: €-12k (€-16k - €-8k)2022: €84k2023: €53k2024: €45k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 69, Legal & accounting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 78.8% 61.0%
better than 78% of 4818 sector peers
Net result €45k €34k
better than 62% of 4815 sector peers
Equity €187k €59k
better than 85% of 4818 sector peers
Gross operating margin €64k €56k
better than 56% of 4813 sector peers
Total assets €237k €117k
better than 75% of 4818 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P78
2022: P38 · n=27612023: P48 · n=39772024: P78 · n=48182022 2024
Improving position over 2022-2024 · n=2761-4818
Net result P62
2022: P87 · n=27612023: P72 · n=39752024: P62 · n=48152022 2024
Weakening position over 2022-2024 · n=2761-4815
Equity P85
2022: P75 · n=27612023: P82 · n=39782024: P85 · n=48182022 2024
Stable position over 2022-2024 · n=2761-4818
Gross operating margin P56
2022: P83 · n=27582023: P60 · n=39692024: P56 · n=48132022 2024
Weakening position over 2022-2024 · n=2758-4813
Describes the position versus peers, not a forecast.
EBITDA
€63k
+2.9% 22-24
Net profit
€45k
-13.6% 22-24
Cash flow
€47k
-12.3% 22-24
Total assets
€237k
-4.9% 22-24
Equity
€187k
+32.2% 22-24
Working capital
€80k
+48.6% 22-24
Income taxes
€17k
+29.6% 22-24
Debt
€50k
-53.4% 22-24
Debt ≤ 1y
€35k
-51.7% 22-24
Debt > 1y
€15k
-56.9% 22-24
Current ratio
3.30
+88.8% 22-24
Quick ratio
3.30
+88.8% 22-24
Solvency
78.8%
+39.0% 22-24
Debt / equity
0.27
-64.8% 22-24
ROE
24.3%
-34.6% 22-24
ROA
19.2%
-9.1% 22-24
Interest coverage
85.96
+28.5% 22-24
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€63k
Net profit€45k
Cash flow€47k
Staff costs-
Income taxes€17k
Dividends-
Total assets€237k
Equity€187k
Debt€50k
of which ≤ 1y€35k
of which > 1y€15k
Working capital€80k
Employees (FTE)-
Ratios (computed)
2024
Current ratio3.30
Quick ratio3.30
Working capital ratio33.9%
Solvency78.8%
Debt / equity0.27
Long-term debt ratio0.08
Interest coverage85.96
Gross margin-
Net margin-
ROA19.2%
ROE24.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€237k
Fixed assets 21/28€122k
Tangible fixed assets 22/27€3k
Financial fixed assets 28€119k
Current assets 29/58€115k
Amounts receivable within one year 40/41€53k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€237k
Equity 10/15€187k
Contributions / capital 10/11€5k
Reserves 13€182k
Amounts payable 17/49€50k
Amounts payable after one year 17€15k
Amounts payable within one year 42/48€35k
Trade debts payable within one year 44€175
Income statement
Gross operating margin 9900€64k
Operating result 9901€61k
Financial income 75€2k
Financial charges 65€739
Result before taxes 9903€62k
Income taxes 67/77€17k
Net result for the period 9904€45k
Result to be appropriated 9905€45k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
93 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
VANHOUCKE ACCOUNTING
St.-Kristoffelstraat 16, 2440 GeelActiviteiten van gecertificeerde belastingadviseurs
since 20212.321.551.775
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,188 m²
Buildings1
Building footprint121 m²
Volume (LiDAR)818 m³
Tallest building9.1 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13373L0329/00K002 Flanders 1,188 m² 1 · 121 m² 9.1 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Address history · 1
25-05-2022
Registered-office move
All acts · 1 updated 4 years ago
2022
25-05-2022 Registered office moved from Olen to Geel Registered-office change
  • Pastoor Van Looystraat 16, 2250 Olen → 2440 Geel, St.-Kristoffelstraat 16

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency100Growth52Stability94
88 / 100

Exceptional profile, strong across almost every axis.

Health 93
Profitability 100
Solvency 100
Growth 52
Stability 94

Ask AI about this company

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AI due-diligence brief

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Credit advice

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Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van (gecertificeerde) (fiscaal) accountants69201Boekhouders en boekhouders-fiscalisten69202
Primary activity highlighted.
Names & trade names
Legal nameNL VANHOUCKE ACCOUNTING
Registered office
St.-Kristoffelstraat 16
2440 Geel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.