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VANHOECKE BEHEER

Active
Public limited companyfounded 199333 yrs activePrins Boudewijnlaan 117, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0450.807.302

VANHOECKE BEHEER has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.33M and a net result of €-165k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 46% of 9150 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
69 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▲+10
Solvency53▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160k at 30 days acceptable
Liquidity short (current ratio 0.15 against 0.67 in 2024; short-term debt: 10.6% and cash: 1% of total assets), and 72.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 33 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
27.5%
Return on assets
-1.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 d early
2024
27 d early
2023
7 d early
2022
6 d early
2021
1 d early
2020
7 d early
2019
1 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€2.33M▼ 6.6%
2024 · €2.50M
2018: €2.07M 2019: €2.07M 2020: €2.35M 2021: €2.47M 2022: €2.47M 2023: €2.45M 2024: €2.50M
2018 → 2025
Total assets
€8.48M▼ 15.3%
2024 · €10.02M
2018: €8.27M 2019: €8.27M 2020: €8.33M 2021: €11.93M 2022: €10.27M 2023: €10.03M 2024: €10.02M
2018 → 2025
Net result
€-165k
2024 · €53k
2018: €102k 2019: €-73k 2020: €358k 2021: €119k 2022: €-747 2023: €-27k 2024: €53k
2018 → 2025
Working capital
€-766k▼ 23.7%
2024 · €-619k
2018: €1.58M 2019: €1.58M 2020: €1.33M 2021: €-397k 2022: €-287k 2023: €-508k 2024: €-619k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€2.47M-€2.47M=€2.45M▼ 1.1%€2.50M▲ 2.2%€2.33M▼ 6.6%
Operating result€251k-€132k▼ 47.5%€109k▼ 17.0%€108k▼ 1.1%€-134k
Net result€119k-€-747€-27k▼ 3,543%€53k€-165k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-200k€0€200kOperating result 2021: €251k€251kNet result 2021: €119k€119kOperating result 2022: €132k€132kNet result 2022: €-747€-747Operating result 2023: €109k€109kNet result 2023: €-27k€-27kOperating result 2024: €108k€108kNet result 2024: €53k€53kOperating result 2025: €-134k€-134kNet result 2025: €-165k€-165k20212022202320242025
The operating result turns negative in 2025: a loss of €134k after €108k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.48M
Fixed assets €8.35M▼ 4.8%
Current assets €133k▼ 89.3%
Equity and liabilities €8.48M
Equity €2.33M▼ 6.6%
Provisions €125k▼ 4.9%
Debt €6.02M▼ 18.4%
The debt ratio falls from 73.7% to 71.0%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€286k
2024 · €527k
Cash flow
€255k
2024 · €472k
Solvency
27.5%
2024 · 24.9%
Current ratio
0.15
2024 · 0.67
Quick ratio
0.15
2024 · 0.67
Debt / equity
2.58
2024 · 2.96
ROE
-7.1%
2024 · 2.1%
ROA
-1.9%
2024 · 0.5%
Interest coverage
5.05
2024 · 3.44
Debt
€6.02M
2024 · €7.39M
Debt ≤ 1 year
€899k
2024 · €1.87M
Debt > 1 year
€5.12M
2024 · €5.51M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€10.02M€8.48M
Fixed assets21/28€8.77M€8.35M
Tangible fixed assets22/27€6.77M€6.35M
Land and buildings22€6.77M€6.34M
Plant, machinery and equipment23-€13k
Financial fixed assets28€2.00M€2.00M=
Current assets29/58€1.25M€133k
Amounts receivable within one year40/41€9k€34k
Trade receivables40€4k€10k
Other amounts receivable41€6k€23k
Cash at bank and in hand54/58€1.23M€88k
Deferred charges and accrued income490/1€5k€11k
Equity and liabilities
Total equity and liabilities10/49€10.02M€8.48M
Equity10/15€2.50M€2.33M
Contributions10/11€1.49M€1.49M=
Capital10€1.49M€1.49M=
Issued capital100€1.49M€1.49M=
Reserves13€449k€430k
Non-distributable reserves130/1€149k€149k=
Legal reserve130€149k€149k=
Tax-exempt reserves132€300k€280k
Profit (loss) carried forward14€554k€409k
Provisions and deferred taxes16€131k€125k
Deferred taxes168€131k€125k
Amounts payable17/49€7.39M€6.02M
Amounts payable after more than one year17€5.51M€5.12M
Financial debts170/4€5.51M€5.12M
Amounts payable within one year42/48€1.87M€899k
Current portion of amounts payable after more than one year42€360k€366k
Trade debts44€21k€4k
Suppliers440/4€21k€4k
Taxes, remuneration and social security45€1k€29k
Taxes450/3€1k€29k
Other amounts payable47/48€1.48M€500k
Accrued charges and deferred income492/3€6k€4k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€419k€420k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€250k
Other operating charges640/8€84k€76k
Gross operating margin9900€612k€612k=
Operating profit (loss)9901€108k€-134k
Financial income75/76B€92k€19k
Recurring financial income75€23k€19k
Non-recurring financial income76B€69k-
Financial charges65/66B€153k€57k
Recurring financial charges65€153k€57k
Profit (loss) for the period before taxes9903€47k€-171k
Transfer from deferred taxes780€6k€6k=
Profit (loss) for the period9904€53k€-165k
Transfer from tax-exempt reserves789€19k€19k=
Profit (loss) for the period to be appropriated9905€73k€-146k
Appropriation of the result
Profit (loss) to be appropriated9906€554k€409k
Profit (loss) brought forward from the previous period14P€482k€554k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
23-04
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial Weakest financial yearnet €-165k ▼410%
Net result drops to €-165k, the lowest in the series.
03-04
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial Back to profitnet €53k
Net result €53k after 2 loss-making years.
23-04
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-04
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-04
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
23-04
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial Back to profitnet €358k
Net result €358k after one loss-making year.
29-04
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
16-04
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-04
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-04
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 1993
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Prins Boudewijnlaan 1179100 Sint-Niklaas
Ground area
1.0 ha
Building footprint
5,485 m²
Volume, LiDAR
24,116 m³
Parcel 46442C0190/00B002, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VANHOECKE BEHEER NV
Prins Boudewijnlaan 117, 9100 Sint-NiklaasInsurance, reinsurance and pension funding, except compulsory social security
since 19932.064.187.417
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46442C0190/00B002 Flanders 1.0 ha 1 · 5,485 m² 6.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,766 companies in sector 68321 we hold annual accounts for 1,390. 618 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded30-08-1993
Fiscal year end30-09
Activities, NACEBEL
68321Property management for co-owned buildings (syndics)
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.