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VANESSIMO

Active
Private limited companyfounded 2013active for 13 yearsRue Bousalle 3, 5300 Andenne, BelgiumKBO/BCE: BE 0538.593.092
Summary

VANESSIMO has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78,948 and a net result of -€7,110. Equity has been growing by about 12% per year since 2018. The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Overview

Official details

Source: KBO
Status
Active since 13-09-2013 Normal situation
Activity
No activity registered in the KBO
Establishment unit
2.343.507.924 5300 Andenne, since 13-09-2013
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board
  • HACKER VanessaDirector

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2025
Gross margin
€18,452
▼ 50.1%
Turnover
≈ €140,000
estimated
Loss
€7,110
Equity
€78,948
▼ 19.5%
Total assets
€198,930
▼ 8.0%
Score breakdownraises riskLiquidity: current ratio 0.00, cash €478Loss of €7,110 (financial year 2025)lowers riskSize: total assets €198,930Founded in 2013Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 24% of micro companies without a NACE code
Financial strength · tick: 2024
Weak
Solvency 65-5
equity 39.7% of total assets
Liquidity 26-6
short-term debt 49.0% · cash 0.2%
Profitability 37-38
return on assets -3.6%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.6% 01-2025: 0.5%▼ -0.1 percentage points vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.4%▼ -0.1 percentage points vs 05-2025 07-2025: 0.6%▲ +0.2 percentage points vs 06-2025 08-2025: 0.4%▼ -0.2 percentage points vs 07-2025lowest value 09-2025: 0.4%● unchanged vs 08-2025lowest value 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.5%▲ +0.1 percentage points vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.4%▼ -0.1 percentage points vs 04-2026 06-2026: 0.5%▲ +0.1 percentage points vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.9%▲ +0.4 percentage points vs 07-2026 09-2026: 1.5%▲ +0.6 percentage points vs 08-2026highest value 10-2026: 0.6%▼ -0.9 percentage points vs 09-2026 11-2026: 0.6%● unchanged vs 10-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.0 (0.04 in 2024), below 1. Short-term debt is 49% and cash 0.2% of total assets. 60.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 38% of them on solvency, 15% on liquidity, 27% on profitability and 18% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €198,930
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.00, cash €478
NBB · annual accounts
lowers risk · Founded in 2013
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Loss of €7,110 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
43 days early
2024
30 days early
2023
42 days early
2022
48 days early
2021
38 days early
2020
40 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 39 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 18-06-2026 at the NBB all 12 filings

Turnover
≈ €140,000
Estimated: probably between €65,000 and €340,000
Total assets
€198,930▼ 8.0%
2024 · €216,228
Net result
-€7,110
2024 · €10,466
Working capital
-€96,967▼ 17.8%
2024 · -€82,286
Multi-year overview
2018 to 2025, 8 financial years
Operating result
-€874
2025
20182025
Net result
-€7,110
2025
20182025
Equity
€78,948
▼ 19.5% 2025
20182025
Total assets
€198,930
▼ 8.0% 2025
20182025
Debt
€119,982
▲ 1.5% 2025
20182025
Working capital
-€96,967
▼ 17.8% 2025
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€24,760-€16,007▼ 35.4%€21,915▲ 36.9%€18,475▼ 15.7%€20,743▲ 12.3%€8,653▼ 58.3%€18,210▲ 110%-€874
Net result€15,708-€8,525▼ 45.7%€12,186▲ 42.9%€10,112▼ 17.0%€11,932▲ 18.0%€3,767▼ 68.4%€10,466▲ 178%-€7,110
Equity€41,070-€49,595▲ 20.8%€61,781▲ 24.6%€71,893▲ 16.4%€83,825▲ 16.6%€87,592▲ 4.5%€98,058▲ 11.9%€78,948▼ 19.5%
Total assets€169,259-€173,732▲ 2.6%€179,604▲ 3.4%€183,077▲ 1.9%€186,257▲ 1.7%€222,667▲ 19.5%€216,228▼ 2.9%€198,930▼ 8.0%
Debt€128,189-€124,137▼ 3.2%€117,823▼ 5.1%€111,184▼ 5.6%€102,432▼ 7.9%€135,075▲ 31.9%€118,170▼ 12.5%€119,982▲ 1.5%
Working capital-€42,926--€34,761▲ 19.0%-€19,555▲ 43.7%-€6,784▲ 65.3%€7,434-€92,684-€82,286▲ 11.2%-€96,967▼ 17.8%

The operating result for 2025 is a loss of €874, after a profit of €18,210 in 2024. It is the lowest result since 2021.

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €198,930
Fixed assets €198,452 ▼ 6.8%
Current assets €478 ▼ 85.2%
Equity and liabilities €198,930
Equity €78,948 ▼ 19.5%
Debt €119,982 ▲ 1.5%
Debt's share of the balance-sheet total rises from 54.7% to 60.3%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€16,889▼
2024 · €35,440
Cash flow
€10,653▼
2024 · €27,696
Current ratio
0.00▼
2024 · 0.04
Debt to equity
1.52▲
2024 · 1.21
ROE
-9.0%▼
2024 · 10.7%
ROA
-3.6%▼
2024 · 4.8%
Interest coverage
2.71▼
2024 · 14.47
Debt ≤ 1 year
€97,445▲
2024 · €85,512
Debt > 1 year
€22,537▼
2024 · €32,658
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item20212022202320242025
Tangible fixed assets--€120,019€7,603€3,213
Depreciation and write-downs of the year€11,182€11,182€25,416€17,230€17,763

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€216,228€198,930▼
Fixed assets21/28€213,002€198,452▼
Tangible fixed assets22/27€213,002€198,452▼
Land and buildings22€213,002€198,452▼
Current assets29/58€3,226€478▼
Amounts receivable within one year40/41€3,214-
Other amounts receivable41€3,214-
Cash at bank and in hand54/58€12€478▲
Equity and liabilities
Total equity and liabilities10/49€216,228€198,930▼
Equity10/15€98,058€78,948▼
Contributions10/11€18,600€18,600=
Reserves13€48,560€36,560▼
Distributable reserves133€48,560€36,560▼
Profit (loss) carried forward14€30,898€23,788▼
Amounts payable17/49€118,170€119,982▲
Amounts payable after more than one year17€32,658€22,537▼
Financial debts170/4€32,658€22,537▼
Amounts payable within one year42/48€85,512€97,445▲
Current portion of amounts payable after more than one year42€9,696€10,121▲
Taxes, remuneration and social security45€7,171€7,209▲
Taxes450/3€7,171€7,209▲
Other amounts payable47/48€68,645€80,115▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,230€17,763▲
Other operating charges640/8€1,515€1,563▲
Gross operating margin9900€36,955€18,452▼
Operating profit (loss)9901€18,210-€874▼
Financial charges65/66B€2,449€6,236▲
Recurring financial charges65€2,449€6,236▲
Profit (loss) for the period before taxes9903€15,761-€7,110▼
Income taxes67/77€5,295-
Profit (loss) for the period9904€10,466-€7,110▼
Profit (loss) for the period to be appropriated9905€10,466-€7,110▼
Appropriation of the result
Profit (loss) to be appropriated9906€40,898€23,788▼
Profit (loss) brought forward from the previous period14P€30,432€30,898▲
Transfer from equity791/2-€12,000
Transfer to equity691/2€10,000-
To other reserves6921€10,000-
Profit to be distributed694/7-€12,000
Return on contributions (dividend)694-€12,000

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 18-06-2026.

Line20182019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,234€11,944€11,182€11,182€11,182€25,416€17,230€17,763▲ 3.1%
Other operating charges640/8---€1,313€1,337€1,469€1,515€1,563▲ 3.2%
Gross operating margin9900€38,267€29,244€34,056€30,970€33,262€35,538€36,955€18,452▼ 50.1%
Operating profit (loss)9901€24,760€16,007€21,915€18,475€20,743€8,653€18,210-€874-
Financial charges65/66B---€3,318€2,967€3,010€2,449€6,236▲ 155%
Recurring financial charges65€4,309€3,962€3,656€3,318€2,967€3,010€2,449€6,236▲ 155%
Profit (loss) for the period before taxes9903€20,451€12,045€18,259€15,157€17,776€5,643€15,761-€7,110-
Income taxes67/77€4,743€3,520€6,073€5,045€5,844€1,876€5,295--
Profit (loss) for the period9904€15,708€8,525€12,186€10,112€11,932€3,767€10,466-€7,110-
Profit (loss) for the period to be appropriated9905€15,708€8,525€12,186€10,112€11,932€3,767€10,466-€7,110-
Line20182019202020212022202320242025Change
Assets
Total assets20/58€169,259€173,732€179,604€183,077€186,257€222,667€216,228€198,930▼ 8.0%
Fixed assets21/28€169,022€161,572€150,390€139,208€128,026€222,629€213,002€198,452▼ 6.8%
Tangible fixed assets22/27€169,022€161,572€150,390€139,208€128,026€222,629€213,002€198,452▼ 6.8%
Land and buildings22---€139,208€128,026€222,629€213,002€198,452▼ 6.8%
Current assets29/58€237€12,160€29,214€43,869€58,231€38€3,226€478▼ 85.2%
Amounts receivable within one year40/41------€3,214--
Other amounts receivable41------€3,214--
Cash at bank and in hand54/58€237€12,160€29,214€43,869€58,052€38€12€478▲ 40×
Deferred charges and accrued income490/1----€179----
Equity and liabilities
Total equity and liabilities10/49€169,259€173,732€179,604€183,077€186,257€222,667€216,228€198,930▼ 8.0%
Equity10/15€41,070€49,595€61,781€71,893€83,825€87,592€98,058€78,948▼ 19.5%
Contributions10/11€18,600€18,600-€18,600€18,600€18,600€18,600€18,600=
Reserves13€1,200€1,860€13,860€23,860€34,860€38,560€48,560€36,560▼ 24.7%
Distributable reserves133---€23,860€34,860€38,560€48,560€36,560▼ 24.7%
Profit (loss) carried forward14€21,270€29,135€29,321€29,433€30,365€30,432€30,898€23,788▼ 23.0%
Amounts payable17/49€128,189€124,137€117,823€111,184€102,432€135,075€118,170€119,982▲ 1.5%
Amounts payable after more than one year17€85,026€77,216€69,054€60,531€51,635€42,353€32,658€22,537▼ 31.0%
Financial debts170/4---€60,531€51,635€42,353€32,658€22,537▼ 31.0%
Amounts payable within one year42/48€43,163€46,921€48,769€50,653€50,797€92,722€85,512€97,445▲ 14.0%
Current portion of amounts payable after more than one year42---€8,522€8,896€9,282€9,696€10,121▲ 4.4%
Trade debts44--€166--€384---
Suppliers440/4-----€384---
Taxes, remuneration and social security45---€11,118€10,888€7,833€7,171€7,209▲ 0.5%
Taxes450/3---€11,118€10,888€7,833€7,171€7,209▲ 0.5%
Other amounts payable47/48---€31,013€31,013€75,223€68,645€80,115▲ 16.7%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€15,708€8,525€12,186€10,112€11,932€3,767€10,466-€7,110-
+ Depreciation and write-downs630€12,234€11,944€11,182€11,182€11,182€25,416€17,230€17,763▲ 3.1%
Operating cash flow (approximation)€27,942€20,469€23,368€21,294€23,114€29,183€27,696€10,653▼ 61.5%
Investment in fixed assets (approximation)--€4,494€0€0€0-€120,019-€7,603-€3,213▲ 57.7%
Change in cash-€11,923€17,054€14,655€14,183-€58,014-€26€466-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 6,908 companies had the same profile as VANESSIMO has now. Two years later, 90.9% were still going and 1.1% had gone bankrupt.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss
90.9% was still going
7.8% stopped otherwise
1.1% went bankrupt

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of VANESSIMO itself: 0.6% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,908 companies, not a prediction for VANESSIMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Latest 10 of 12 filings with the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 18-06-2026 2026-00178676 PDF
31-12-2024 micro format 01-07-2025 2025-00218076 PDF
31-12-2023 micro format 19-06-2024 2024-00151604 PDF
31-12-2022 micro format 13-06-2023 2023-00136361 PDF
31-12-2021 micro format 23-06-2022 2022-20085797 PDF
31-12-2020 micro format 21-06-2021 2021-22400219 PDF
31-12-2019 micro format 30-06-2020 2020-23100504 PDF
31-12-2018 micro format 28-06-2019 2019-26400514 PDF
31-12-2017 micro format 14-08-2018 2018-46000119 PDF
31-12-2016 micro format 30-06-2017 2017-25300277 PDF

Show all 12 filings

Board & ownership

Directors

Directors
1 director
HACKER Vanessa
Director · listed in the 2025 annual accounts, filed on 18-06-2026
Current

Owners and capital

Network & group

VANESSIMO shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of VANESSIMO. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
18-06
NBB filing Annual accounts 2025 filedNBB
micro format · 43 days before the deadline
2025
31-12
Financial Weakest financial yearnet -€7,110
The net result drops to -€7,110, the lowest from 2018 to 2025.
01-07
NBB filing Annual accounts 2024 filedPDF
micro format · 30 days before the deadline
2024
19-06
NBB filing Annual accounts 2023 filedPDF
micro format · 42 days before the deadline
2023
13-06
NBB filing Annual accounts 2022 filedPDF
micro format · 48 days before the deadline
2022
23-06
NBB filing Annual accounts 2021 filedPDF
micro format · 38 days before the deadline
2021
21-06
NBB filing Annual accounts 2020 filedPDF
micro format · 40 days before the deadline
2020
30-06
NBB filing Annual accounts 2019 filedPDF
micro format · 31 days before the deadline
2019
28-06
NBB filing Annual accounts 2018 filedPDF
micro format · 33 days before the deadline
2018
14-08
NBB filing Annual accounts 2017 filedPDF
micro format · 14 days late
2017
30-06
NBB filing Annual accounts 2016 filedPDF
micro format · 31 days before the deadline
2013
24-09
Gazette deed IncorporationPDF
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 13 September 2013, VANESSIMO was incorporated.1 Total assets went from €169,259 in 2018 to €198,930 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Register details

Identity

KBO record
Name VANESSIMO in French
Enterprise number 0538.593.092
Legal form Private limited company
Status Active, normale toestand
Founded 13-09-2013
Entity type Legal entity

Registered office and establishments

Registered office Rue Bousalle 3, 5300 Andenne, Belgium
Establishment unit Vanessimo, Rue Bousalle 3, 5300 Andenne since 13-09-2013 · unit number 2.343.507.92468110 Buying and selling of own real estate

Invoicing and payment

VAT number BE 0538.593.092
E-invoicing via Peppol
Not found in the Peppol Directory

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Invoicing without a Peppol listing

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Register as of 3 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the address

Ground area
479 m²
Building footprint
90 m²
Building volume
562 m³
Cadastral parcel Region Area Buildings Height / floors
92003B0272/00B000 Wallonia 479 m² 1 · 90 m² 8.4 m · 2