VANDIJCK
ActiveVANDIJCK has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €542k and a net result of €52k. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 89% of 7689 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -4 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▼-8
Solvency100=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 5.32 against 6.49 in 2024), and 17.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.7%
Return on assets
7.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
28 d late
2023
26 d early
2022
28 d late
2021
41 d early
2020
30 d early
2019
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€542k▲ 0.6%
2024 · €539k
2018: €647k
2019: €375k
2020: €424k
2021: €476k
2022: €499k
2023: €550k
2024: €539k
2018 → 2025
Total assets
€656k▲ 3.0%
2024 · €636k
2018: €754k
2019: €544k
2020: €527k
2021: €572k
2022: €582k
2023: €587k
2024: €636k
2018 → 2025
Net result
€52k▼ 14.3%
2024 · €60k
2018: €44k
2019: €28k
2020: €49k
2021: €52k
2022: €25k
2023: €88k
2024: €60k
2018 → 2025
Working capital
€432k▲ 6.3%
2024 · €407k
2018: €535k
2019: €244k
2020: €316k
2021: €330k
2022: €369k
2023: €432k
2024: €407k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€476k-€499k▲ 4.9%€550k▲ 10.1%€539k▼ 1.9%€542k▲ 0.6%
Operating result€67k-€29k▼ 57.1%€114k▲ 298%€80k▼ 30.1%€69k▼ 13.8%
Net result€52k-€25k▼ 52.4%€88k▲ 252%€60k▼ 31.2%€52k▼ 14.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €656k
Fixed assets
€124k▼ 20.6%
Current assets
€532k▲ 10.7%
Equity and liabilities €656k
Equity
€542k▲ 0.6%
Debt
€113k▲ 16.6%
The debt ratio rises from 15.3% to 17.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€109k▼
2024 · €115k
Cash flow
€92k▼
2024 · €95k
Solvency
82.7%▼
2024 · 84.7%
Current ratio
5.32▼
2024 · 6.49
Quick ratio
4.05▼
2024 · 4.90
Debt / equity
0.21▲
2024 · 0.18
ROE
9.5%▼
2024 · 11.2%
ROA
7.9%▼
2024 · 9.5%
Interest coverage
35.59▼
2024 · 38.93
Debt
€113k▲
2024 · €97k
Debt ≤ 1 year
€100k▲
2024 · €74k
Debt > 1 year
€13k▼
2024 · €23k
Income taxes
€21k▼
2024 · €24k
Staff costs
€39k▲
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€636k€656k▲
Fixed assets21/28€156k€124k▼
Tangible fixed assets22/27€153k€124k▼
Land and buildings22€52k€46k▼
Plant, machinery and equipment23€12k€10k▼
Furniture and vehicles24€89k€68k▼
Financial fixed assets28€3k-
Current assets29/58€481k€532k▲
Stocks and contracts in progress3€118k€127k▲
Stocks30/36€94k€83k▼
Contracts in progress37€24k€44k▲
Amounts receivable within one year40/41€70k€69k▼
Trade receivables40€65k€62k▼
Other amounts receivable41€5k€6k▲
Cash at bank and in hand54/58€283k€325k▲
Deferred charges and accrued income490/1€9k€12k▲
Equity and liabilities
Total equity and liabilities10/49€636k€656k▲
Equity10/15€539k€542k▲
Contributions10/11€52k€52k=
Reserves13€488k€491k▲
Non-distributable reserves130/1€31k€31k=
Reserves not available under the articles1311€31k€31k=
Distributable reserves133€457k€460k▲
Amounts payable17/49€97k€113k▲
Amounts payable after more than one year17€23k€13k▼
Financial debts170/4€23k€13k▼
Amounts payable within one year42/48€74k€100k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€21k€20k▼
Suppliers440/4€21k€20k▼
Taxes, remuneration and social security45€9k€16k▲
Taxes450/3€9k€16k▲
Other amounts payable47/48€35k€54k▲
Accrued charges and deferred income492/3-€326
Income statement
Code20242025
Non-recurring operating income76A€1k-
Remuneration, social security and pensions62€37k€39k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€40k▲
Other operating charges640/8€6k€7k▲
Gross operating margin9900€157k€154k▼
Operating profit (loss)9901€80k€69k▼
Financial income75/76B€7k€7k=
Recurring financial income75€7k€7k=
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€84k€73k▼
Income taxes67/77€24k€21k▼
Profit (loss) for the period9904€60k€52k▼
Profit (loss) for the period to be appropriated9905€60k€52k▼
Appropriation of the result
Profit (loss) to be appropriated9906€60k€52k▼
Transfer from equity791/2€70k€49k▼
Transfer to equity691/2€59k€52k▼
To other reserves6921€59k€52k▼
Profit to be distributed694/7€71k€49k▼
Return on contributions (dividend)694€71k€49k▼
Social balance
Average headcount (FTE)90870.60.5▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €88k ▲252%
Operating result €114k, net result €88k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 12.71
Current ratio from 5.44 to 12.71; short-term debt falls from €83k to €37k.
31-12
Financial
Equity above €500kEq €550k ▲10.1%
6 profitable years in a row build equity to €550k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 28 days late
2022
31-12
Financial
Weakest financial yearnet €25k ▼52.4%
Net result drops to €25k, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 14 days late
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Peer · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrieweg 183990 PeerGround area
2,983 m²
Building footprint
655 m²
Volume, LiDAR
3,657 m³
Parcel 72030A0582/00D000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VANDIJCK bvba
since 19882.040.652.346
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72030A0582/00D000 | Flanders | 2,983 m² | 1 · 655 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 618 EUR awarded · 618 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 243 EUR | 243 EUR |
| 2022 | 1 | 375 EUR | 375 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
6 categoriesVANDIJCK BV09819
Similar companies · same sector, comparable size
STUYCK
BE 0808.255.369
Kampenhout · Eq €543k
GEBROEDERS PENDERS
BE 0834.461.603
Maasmechelen · Eq €542k
GM-Projects
BE 0670.531.997
Maaseik · Eq €541k
VRANKEN AIRCO EN VERWARMING
BE 0679.665.637
Laakdal · Eq €541k
VAN HOOF & co
BE 0473.044.650
Mol · Eq €543k
Of 9,478 companies in sector 43222 we hold annual accounts for 5,625. 3,890 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-1988
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
25210Manufacture of fabricated metal products, except machinery and equipment
25300Manufacture of fabricated metal products, except machinery and equipment
28250Manufacture of machinery and equipment not elsewhere classified
43211General electrical installation work
43221Plumbing work
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.