CENTRA HEAT

Active

Private limited companyfounded 20188 yrs activeAlfredlei 12, 2930 Brasschaat, BelgiumKBO/BCE: BE 0700.876.171

CENTRA HEAT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €544k and a net result of €86k. Its solvency ranks better than 54% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

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Checked score

Score 2025

75 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability79

Solvency76

Growth-

Track record85

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €40k at 30 days acceptable

Liquidity ample (current ratio 3.17; short-term debt: 12.2% and cash: 21.5% of total assets), and 49.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

50.7%

Return on assets

Age of the figures

9 mo

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

23 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€544k

Total assets

€1.07M

Net result

€86k

Working capital

€284k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €1.07M

61.3%

38.7%

Fixed assets €658k

Current assets €415k

Equity and liabilities €1.07M

50.7%

49.3%

Equity €544k

Debt €529k

Debt finances 49.3% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€184k

Cash flow

€133k

Solvency

50.7%

Current ratio

3.17

Quick ratio

3.06

Debt / equity

0.97

ROE

15.9%

ROA

8.0%

Interest coverage

11.59

Debt

€529k

Debt ≤ 1 year

€131k

Debt > 1 year

€398k

Income taxes

€35k

Staff costs

€171k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€1.07M

Fixed assets21/28€658k

Tangible fixed assets22/27€652k

Land and buildings22€560k

Plant, machinery and equipment23€33k

Furniture and vehicles24€58k

Financial fixed assets28€6k

Current assets29/58€415k

Stocks and contracts in progress3€14k

Stocks30/36€14k

Amounts receivable within one year40/41€155k

Trade receivables40€149k

Other amounts receivable41€5k

Cash at bank and in hand54/58€231k

Deferred charges and accrued income490/1€15k

Equity and liabilities

Total equity and liabilities10/49€1.07M

Equity10/15€544k

Contributions10/11€3k

Reserves13€541k

Distributable reserves133€541k

Amounts payable17/49€529k

Amounts payable after more than one year17€398k

Financial debts170/4€398k

Amounts payable within one year42/48€131k

Current portion of amounts payable after more than one year42€34k

Trade debts44€54k

Suppliers440/4€54k

Taxes, remuneration and social security45€32k

Taxes450/3€25k

Remuneration and social security454/9€7k

Other amounts payable47/48€10k

Income statement Code2025

Remuneration, social security and pensions62€171k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k

Other operating charges640/8€2k

Gross operating margin9900€357k

Operating profit (loss)9901€137k

Financial income75/76B€25

Recurring financial income75€25

Financial charges65/66B€16k

Recurring financial charges65€16k

Profit (loss) for the period before taxes9903€121k

Income taxes67/77€35k

Profit (loss) for the period9904€86k

Profit (loss) for the period to be appropriated9905€86k

Appropriation of the result

Profit (loss) to be appropriated9906€86k

Transfer to equity691/2€86k

To other reserves6921€86k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

08-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

NBB filing

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Brasschaat · 1 establishment unit since 2018

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Alfredlei 122930 Brasschaat

Ground area

999 m²

Building footprint

164 m²

Volume, LiDAR

890 m³

Parcel 11323F0086/00D003, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

CENTRA HEAT

Alfredlei 12, 2930 BrasschaatRepair, maintenance and installation of machinery and equipment

since 20182.278.560.385

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11323F0086/00D003	Flanders	999 m²	1 · 163 m²	9.4 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

WATER-L'EAU - CHAUFFAGE ET PLOMBERIE - SANITAIR EN VERWARMING - WATER -L'EAU

Of 7,036 companies in sector 43221 we hold annual accounts for 3,468. 2,254 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded14-08-2018

Fiscal year end31-12

Activities, NACEBEL

43221Plumbing work

43222Installation of electric heating, air conditioning, cooling and ventilation

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.