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Vanderstraeten

Active
Public limited companyfounded 196066 yrs activeEuropaweg 11, 3560 Lummen, BelgiumKBO/BCE: BE 0400.983.152
Summary

Vanderstraeten has been active since 1960 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17.1m and a net result of €3.4m. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 52% of 948 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
VanderstraetenActiveChecked score 89/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001General construction of other non-residential buildings NACE 41003General construction of buildings NACE 41201
#1 employer in Lummen, Construction sector1 site
Size
€124.7mturnover 2025
Staff
166.2 FTE
Equity
€17.1m
Profit
€3.4m
Financial health
89 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Parent
VDS GROUP · 84.56%
Board
2 members
Holdings
1
Accounts 30 d early1 of 20 deeds read
Why 89- Sector Construction of residential and non-residential buildings (NACE 41)- Liquidity: current ratio 1.52, cash €2.9m, halved+ Size: turnover €124.7m, 166.2 FTE, total assets €49.5m+ Founded in 1960Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Better than 54% of its sector peers (NACE 41, medium-sized)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 60=
equity 34.6% of total assets
Liquidity 25-9
short-term debt 61.6% · cash 5.8%
Profitability 64=
return on assets 6.8%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (209 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%▼ -3.6% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▼ -1.5% vs 03-2025 05-2025: 0.1%▲ +4.6% vs 04-2025 06-2025: 0.1%▼ -41.2% vs 05-2025 07-2025: 0.1%● 0.0% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%▼ -3.8% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▼ -1.3% vs 03-2026lowest value 05-2026: 0.1%▲ +3.9% vs 04-2026 06-2026: 0.1%▼ -1.3% vs 05-2026 07-2026: 0.1%▲ +6.4% vs 06-2026 08-2026: 0.2%▲ +135% vs 07-2026highest value 09-2026: 0.2%● 0.0% vs 08-2026highest value 10-2026: 0.2%● 0.0% vs 09-2026highest value
  • Size: turnover €124.7m, 166.2 FTE, total assets €49.5m lowers the probability for this profile
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Liquidity: current ratio 1.52, cash €2.9m, halved raises the probability
  • Founded in 1960 lowers the probability for this profile
Credit up to €1,500,000 at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.51 in 2024; short-term debt: 61.6% and cash: 5.8% of total assets), but 65.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, medium-sized). Better than this share of them on solvency 66%, liquidity 37%, profitability 66%, growth against the median 49%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: turnover €124.7m, 166.2 FTE, total assets €49.5m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Liquidity: current ratio 1.52, cash €2.9m, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1960
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €17.1m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 d early
2024
72 d early
2023
62 d early
2022
41 d early
2021
20 d early
2020
17 d early
2019
17 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 37 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Reappointments: Mistral Management (director) and K.L.MANAGEMENT…Permanent representatives: Michel Vanderstraeten and…
  2. Annual accounts filedfiscal year 2025 · full…
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Positive: Employer in Lummen, Construction sectorin the Checked rankings #1 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €3.4m 8 years View
  • Controlled by VDS GROUP 84.56% View
  • Active since 1960founded 01-02-1960 66 years View

By topic

Financials

Fiscal year
2025
Turnover
€124.7m
Profit
€3.4m
Solvency
34.6%
Turnover▼ 6.0%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 09-07-2026Reappointments: Mistral Management (director) and K.L.MANAGEMENT (director)
  2. 01-07-2026Annual accounts filed
  3. 20-05-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
General construction of residential buildingsNACE 41001
Founded
01-02-1960
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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