Checked.be
Active
BE 0872.185.396Private limited company
VANDERELST & WINCKEL
Josse Goffinlaan 216 ·1082 Sint-Agatha-Berchem, Belgium· 21 yrs active
Sector: Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
(66199)
Conclusion
VANDERELST & WINCKEL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.02M and a net result of €7k. The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €1.02M |
| Net result | €7k |
| Active | 21 yrs |
| Board | 2 |
Financial profile
56
/ 100
Mixed profile: strong on stability, weaker on profitability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
Health
-
Profitability
4
Solvency
67
Growth
52
Stability
100
Bankruptcy probability (12 mo)
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 2005, 21 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview
Annual accounts filed on 29-07-2026 with the NBB · fiscal year 2025 · micro schema
€7k
-36.2%
24-25
€1.34M
0.0%
24-25
€1.02M
+0.7%
24-25
€3k
-38.0%
24-25
€323k
-2.2%
24-25
€323k
-2.2%
24-25
75.9%
+0.7%
24-25
0.7%
-36.7%
24-25
0.6%
-36.2%
24-25
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €7k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €3k |
| Dividends | - |
| Total assets | €1.34M |
| Equity | €1.02M |
| Debt | €323k |
| of which ≤ 1y | €323k |
| of which > 1y | - |
| Working capital | n/a |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 75.9% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 0.6% |
| ROE | 0.7% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Balance-sheet composition 2025
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.34M |
| Fixed assets | 21/28 | €1.34M |
| Financial fixed assets | 28 | €1.34M |
| Current assets | 29/58 | €211 |
| Cash & bank | 54/58 | €211 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.34M |
| Equity | 10/15 | €1.02M |
| Contributions / capital | 10/11 | €63k |
| Reserves | 13 | €6k |
| Accumulated profits (losses) | 14 | €946k |
| Amounts payable | 17/49 | €323k |
| Amounts payable within one year | 42/48 | €323k |
| Income statement | ||
| Gross operating margin | 9900 | €11k |
| Operating result | 9901 | €10k |
| Financial charges | 65 | €283 |
| Result before taxes | 9903 | €10k |
| Income taxes | 67/77 | €3k |
| Net result for the period | 9904 | €7k |
| Result to be appropriated | 9905 | €7k |
Directors & mandates
Current directors & mandates
-
VANDERELST ChristopheDirectorState Gazette act 23446847 (06-12-2023)Current06-12-2023 → present
-
WINCKEL GeoffreyDirectorState Gazette act 23446847 (06-12-2023)Current06-12-2023 → present
Legal Structure
| NACE primary | Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen(66199) |
| Legal form | Private limited company(610) |
| Incorporation | 01-03-2005 |
| Status | Active |
| Postal code | 1082 |
Establishment units
Vanderelst & Winckel
since 20052.147.295.730
Real-estate footprint
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21342B0141/00N004 | Brussels | 1,740 m² | 1 · 224 m² | 18.2 m · 5 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2026
29-07-2026 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
26-09-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
06-12-2023 State Gazette act Director changes
v3.2
26-07-2023 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
20-08-2022 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
04-10-2021 NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
04-09-2020 NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08-2019 NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08-2018 NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
27-09-2017 NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 1
updated 2 years ago
2023
06-12-2023 2 directors appointed
- VANDERELST Christophe, Bestuurder
- WINCKEL Geoffrey, Bestuurder
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": null,
"name": "VANDERELST Christophe",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": null,
"name": "WINCKEL Geoffrey",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0872.185.396",
"name_full": "VANDERELST \u0026 WINCKEL"
}
}Credit advice
Company registry (CBE)
Activities
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen66199
Names & trade names
| Legal nameFR | VANDERELST & WINCKEL |
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