VANDEPUT CLAUDIO
ActiveSummary
VANDEPUT CLAUDIO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €-2k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 33% of 7453 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▲+40
Solvency53▼-11
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.67 in 2024; short-term debt: 52.6% and cash: 52.3% of total assets), and 72.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.7%
Return on assets
-1.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-2k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
92 d early
2024
29 d late
2023
9 d early
2022
4 d early
2021
6 d early
2020
4 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€37k▼ 60.8%
2024 · €93k
2018: €99k
2019: €90k
2020: €126k
2021: €98k
2022: €97k
2023: €133k
2024: €93k
2018 → 2025
Total assets
€132k▼ 44.3%
2024 · €237k
2018: €240k
2019: €253k
2020: €255k
2021: €363k
2022: €324k
2023: €325k
2024: €237k
2018 → 2025
Net result
€-2k▲ 92.8%
2024 · €-25k
2018: €2k
2019: €27k
2020: €36k
2021: €8k
2022: €-2k
2023: €37k
2024: €-25k
2018 → 2025
Working capital
€22k▼ 6.9%
2024 · €24k
2018: €68k
2019: €74k
2020: €97k
2021: €-14k
2022: €6k
2023: €48k
2024: €24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€98k-€97k▼ 1.9%€133k▲ 38.3%€93k▼ 30.2%€37k▼ 60.8%
Operating result€14k-€815▼ 94.1%€57k▲ 6,849%€-22k€3k
Net result€8k-€-2k€37k€-25k€-2k▲ 92.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €22k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €132k
Fixed assets
€40k ▼ 77.4%
Current assets
€92k ▲ 53.0%
Equity and liabilities €132k
Equity
€37k ▼ 60.8%
Debt
€96k ▼ 33.7%
Debt's share of the balance-sheet total rises from 60.7% to 72.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€17k▲
2024 · €72
Cash flow
€13k▲
2024 · €-3k
Current ratio
1.32▼
2024 · 1.67
Debt to equity
2.61▲
2024 · 1.54
ROE
-4.9%▲
2024 · -26.8%
ROA
-1.4%▲
2024 · -10.5%
Interest coverage
3.53▲
2024 · 0.03
Debt ≤ 1 year
€69k▲
2024 · €36k
Debt > 1 year
€26k▼
2024 · €108k
Income taxes
€-53▼
2024 · €84
Staff costs
€4k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€237k€132k▼
Fixed assets21/28€177k€40k▼
Tangible fixed assets22/27€177k€40k▼
Land and buildings22€165k€34k▼
Plant, machinery and equipment23€12k€6k▼
Furniture and vehicles24€0€0=
Current assets29/58€60k€92k▲
Amounts receivable within one year40/41€20k€21k▲
Trade receivables40€10k€10k=
Other amounts receivable41€10k€11k▲
Cash at bank and in hand54/58€38k€69k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€237k€132k▼
Equity10/15€93k€37k▼
Contributions10/11€19k€19k=
Reserves13€79k€24k▼
Distributable reserves133€79k€24k▼
Profit (loss) carried forward14€-4k€-6k▼
Amounts payable17/49€144k€96k▼
Amounts payable after more than one year17€108k€26k▼
Financial debts170/4€108k€26k▼
Amounts payable within one year42/48€36k€69k▲
Current portion of amounts payable after more than one year42€20k€8k▼
Trade debts44€8k€6k▼
Suppliers440/4€8k€6k▼
Taxes, remuneration and social security45€7k€709▼
Taxes450/3€7k€709▼
Other amounts payable47/48€763€55k▲
Income statement
Code20242025
Non-recurring operating income76A€7k€25k▲
Remuneration, social security and pensions62€7k€4k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€15k▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€10k€24k▲
Operating profit (loss)9901€-22k€3k▲
Financial income75/76B€0€327▲
Recurring financial income75€0€327▲
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€-25k€-2k▲
Income taxes67/77€84€-53▼
Profit (loss) for the period9904€-25k€-2k▲
Profit (loss) for the period to be appropriated9905€-25k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€-6k▲
Profit (loss) brought forward from the previous period14P€-2k€-4k▼
Transfer from equity791/2€38k€55k▲
Profit to be distributed694/7€15k€55k▲
Return on contributions (dividend)694€15k€55k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-25k ▼168%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €37k
Net result €37k after one loss-making year.
31-12
Financial
Equity above €100kEq €133k ▲38.3%
Equity rises from €97k to €133k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €126k ▲39.6%
3 profitable years in a row build equity to €126k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Genkersteenweg 4613500 HasseltGround area
947 m²
Building footprint
202 m²
Volume, LiDAR
925 m³
Parcel 71322B0554/00P000, Flanders · tallest building 7.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VANDEPUT - FROIDMONT
since 20072.164.180.559
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71322B0554/00P000 | Flanders | 947 m² | 1 · 202 m² | 7.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SMYRNA
BE 0536.838.184
Sint-Joost-ten-Node · Eq €36,556
Renova Real Estate
BE 0772.616.579
Beveren-Kruibeke-Zwijndrecht · Eq €36,550
EFM CONSTRUCTION
BE 0757.619.983
Enghien · Eq €36,565
DE BOUWCOORDINATOR
BE 0889.516.328
Beringen · Eq €36,568
NE CONSTRUCTION
BE 0799.960.483
Vielsalm · Eq €36,539
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 12,740 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-06-2007
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
68110Buying and selling of own real estate
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.