VANDENBO
ActiveSummary
VANDENBO has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €432k and a net result of €83k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 92% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+24
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 13.72 against 10.95 in 2024; short-term debt: 6.2% and cash: 6.8% of total assets), and 6.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.8%
Return on assets
18%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
50 d early
2023
40 d early
2022
61 d early
2021
62 d early
2020
67 d early
2019
67 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€432k▲ 23.5%
2024 · €349k
2018: €213k
2019: €249k
2020: €274k
2021: €292k
2022: €334k
2023: €357k
2024: €349k
2018 → 2025
Total assets
€460k▲ 22.1%
2024 · €377k
2018: €220k
2019: €262k
2020: €289k
2021: €302k
2022: €341k
2023: €421k
2024: €377k
2018 → 2025
Net result
€83k
2024 · €-6k
2018: €43k
2019: €36k
2020: €25k
2021: €18k
2022: €43k
2023: €23k
2024: €-6k
2018 → 2025
Working capital
€366k▲ 33.9%
2024 · €273k
2018: €191k
2019: €235k
2020: €255k
2021: €275k
2022: €314k
2023: €265k
2024: €273k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€292k-€334k▲ 14.6%€357k▲ 6.6%€349k▼ 2.0%€432k▲ 23.5%
Operating result€30k-€59k▲ 96.8%€33k▼ 43.4%€-8k€10k
Net result€18k-€43k▲ 142%€23k▼ 46.2%€-6k€83k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €10k after a loss of €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €460k
Fixed assets
€66k ▼ 13.8%
Current assets
€395k ▲ 31.3%
Equity and liabilities €460k
Equity
€432k ▲ 23.5%
Debt
€29k ▲ 4.7%
Debt's share of the balance-sheet total falls from 7.3% to 6.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27k▲
2024 · €8k
Cash flow
€99k▲
2024 · €10k
Current ratio
13.72▲
2024 · 10.95
Debt to equity
0.07▼
2024 · 0.08
ROE
19.2%▲
2024 · -1.8%
ROA
18.0%▲
2024 · -1.7%
Interest coverage
9.56▼
2024 · 41.28
Debt ≤ 1 year
€29k▲
2024 · €27k
Income taxes
€23k▲
2024 · €614
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€377k€460k▲
Fixed assets21/28€76k€66k▼
Tangible fixed assets22/27€76k€66k▼
Furniture and vehicles24€54k€45k▼
Leasing and similar rights25€2k€424▼
Other tangible fixed assets26€21k€21k▼
Current assets29/58€301k€395k▲
Amounts receivable after more than one year29-€82k
Other amounts receivable291-€82k
Amounts receivable within one year40/41€3k€4k▲
Trade receivables40-€4k
Other amounts receivable41€3k€644▼
Current investments50/53€253k€275k▲
Cash at bank and in hand54/58€40k€31k▼
Deferred charges and accrued income490/1€5k€2k▼
Equity and liabilities
Total equity and liabilities10/49€377k€460k▲
Equity10/15€349k€432k▲
Contributions10/11€19k€19k=
Reserves13€304k€386k▲
Distributable reserves133€304k€386k▲
Profit (loss) carried forward14€27k€27k▲
Amounts payable17/49€27k€29k▲
Amounts payable within one year42/48€27k€29k▲
Trade debts44€9k€2k▼
Suppliers440/4€9k€2k▼
Taxes, remuneration and social security45€2k€12k▲
Taxes450/3€2k€12k▲
Other amounts payable47/48€17k€14k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€17k▲
Other operating charges640/8€387-
Gross operating margin9900€9k€27k▲
Operating profit (loss)9901€-8k€10k▲
Financial income75/76B€2k€98k▲
Recurring financial income75€2k€98k▲
Financial charges65/66B€202€3k▲
Recurring financial charges65€202€3k▲
Profit (loss) for the period before taxes9903€-6k€106k▲
Income taxes67/77€614€23k▲
Profit (loss) for the period9904€-6k€83k▲
Profit (loss) for the period to be appropriated9905€-6k€83k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€110k▲
Profit (loss) brought forward from the previous period14P€34k€27k▼
Transfer to equity691/2-€82k
To other reserves6921-€82k
Profit to be distributed694/7€800€833▲
Return on contributions (dividend)694€800€833▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €83k
Net result €83k after one loss-making year.
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-6k ▼128%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 10.95
Current ratio from 5.10 to 10.95; short-term debt falls from €65k to €27k.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Karmelietenstraat 24C1000 BrusselGround area
7,121 m²
Building footprint
1,926 m²
Volume, LiDAR
40,229 m³
Parcel 21808H1854/00A002, Brussels · tallest building 24.4 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Vandenbo
since 20052.147.145.676
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H1854/00A002 | Brussels | 7,121 m² | 1 · 1,926 m² | 24.4 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Ben Vinken & Associates
BE 0447.488.516
Antwerpen · Eq €431,527
DEWULF OLIVIER
BE 0889.305.304
Kortrijk · Eq €431,439
LeFun
BE 0738.486.041
Herenthout · Eq €431,438
SAPIENSA
BE 0869.556.894
Lasne · Eq €431,648
SYQUEST MANAGEMENT
BE 0828.712.174
Holsbeek · Eq €431,376
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 35,802 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-05-2005
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:02/569.89.05