ETAMIC INTERNATIONAL
ActiveETAMIC INTERNATIONAL has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €317k and a net result of €9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 68% of 3163 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▼-50
Solvency98▲+8
Growth51=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 10.55 against 4.83 in 2024; short-term debt: 9.2% and cash: 14.4% of total assets), and 27% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73%
Return on assets
2%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €317k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
2 d early
2023
20 d late
2022
1 d early
2021
13 d early
2020
10 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€765k▲ 18.7%
2020 · €645k
2019: €708k
2020: €645k
2019 → 2021
EBIT margin
42.0%▼ 5.6pp
2020 · 47.7%
2019: 44.5%
2020: 47.7%
2019 → 2021
Net result
€9k▼ 81.4%
2024 · €47k
2019: €318k
2020: €304k
2021: €312k
2022: €303k
2023: €41k
2024: €47k
2019 → 2025
Working capital
€382k▲ 4.6%
2024 · €366k
2019: €-110k
2020: €-36k
2021: €251k
2022: €314k
2023: €353k
2024: €366k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€765k-
Equity€-82k-€221k€261k▲ 18.4%€308k▲ 18.0%€317k▲ 2.8%
Operating result€322k-€369k▲ 14.5%€38k▼ 89.6%€62k▲ 60.3%€19k▼ 69.9%
Net result€312k-€303k▼ 2.8%€41k▼ 86.6%€47k▲ 16.0%€9k▼ 81.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 70% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €435k
Fixed assets
€12k▼ 26.1%
Current assets
€423k▼ 8.4%
Equity and liabilities €435k
Equity
€317k▲ 2.8%
Debt
€117k▼ 30.6%
The debt ratio falls from 35.4% to 27.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▼
2024 · €66k
Cash flow
€13k▼
2024 · €52k
Solvency
73.0%▲
2024 · 64.6%
Current ratio
10.55▲
2024 · 4.83
Quick ratio
10.55▲
2024 · 4.83
Debt / equity
0.37▼
2024 · 0.55
ROE
2.8%▼
2024 · 15.3%
ROA
2.0%▼
2024 · 9.8%
Interest coverage
1.21▼
2024 · 10.23
Debt
€117k▼
2024 · €169k
Debt ≤ 1 year
€40k▼
2024 · €95k
Income taxes
€17k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€478k€435k▼
Fixed assets21/28€16k€12k▼
Tangible fixed assets22/27€15k€10k▼
Furniture and vehicles24€15k€10k▼
Financial fixed assets28€2k€2k=
Current assets29/58€461k€423k▼
Amounts receivable after more than one year29€285k€253k▼
Other amounts receivable291€285k€253k▼
Amounts receivable within one year40/41€35k€88k▲
Trade receivables40€8k€55k▲
Other amounts receivable41€27k€34k▲
Cash at bank and in hand54/58€130k€63k▼
Deferred charges and accrued income490/1€11k€19k▲
Equity and liabilities
Total equity and liabilities10/49€478k€435k▼
Equity10/15€308k€317k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€241k€249k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€235k€243k▲
Profit (loss) carried forward14€5k€6k▲
Amounts payable17/49€169k€117k▼
Amounts payable within one year42/48€95k€40k▼
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Advances received on contracts in progress46€12k-
Taxes, remuneration and social security45€66k€18k▼
Taxes450/3€50k€18k▼
Remuneration and social security454/9€16k-
Other amounts payable47/48€17k€21k▲
Accrued charges and deferred income492/3€74k€77k▲
Income statement
Code20242025
Non-recurring operating income76A€195-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€69k€25k▼
Operating profit (loss)9901€62k€19k▼
Financial income75/76B€15k€27k▲
Recurring financial income75€15k€27k▲
Financial charges65/66B€6k€19k▲
Recurring financial charges65€6k€19k▲
Profit (loss) for the period before taxes9903€70k€26k▼
Income taxes67/77€23k€17k▼
Profit (loss) for the period9904€47k€9k▼
Profit (loss) for the period to be appropriated9905€47k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€14k▼
Profit (loss) brought forward from the previous period14P€3k€5k▲
Transfer to equity691/2€45k€8k▼
To other reserves6921€45k€8k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director reappointment4 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director reappointment4 facts ▸
- General meeting, 2024-02-15
- Director reappointment, Franck Lecoindre (administrateur)
- Director reappointment, Prisca Doppia (administratrice)
- Director reappointment, Franck Lecoindre (administrateur-délégué)
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Weakest financial yearnet €9k ▼81.4%
Net result drops to €9k, the lowest in the series.
30-06
Financial
Liquidity doublescurrent ratio 10.55
Current ratio from 4.83 to 10.55; short-term debt falls from €95k to €40k.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
20-02
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 20 days late
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
Financial
Equity above €200kEq €221k
4 profitable years in a row build equity to €221k.
18-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
Financial
Liquidity quadruplescurrent ratio 3.71
Current ratio from 0.92 to 3.71; short-term debt falls from €462k to €93k.
21-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
25-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2023
Franck Lecoindre
CurrentDirector · since 25-12-2023
Prisca Doppia
CurrentDirector · since 25-12-2023
25-12-2023
Franck Lecoindre: Mandate renewed as Director
25-12-2023
Franck Lecoindre: Mandate renewed as Managing director
25-12-2023
Prisca Doppia: Mandate renewed as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oud Korenhuis 471000 BrusselGround area
272 m²
Building footprint
281 m²
Volume, LiDAR
4,257 m³
Parcel 21004A1341/00H000, Brussels · tallest building 19.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
FIFLOUZ
since 20072.173.707.147
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21004A1341/00H000 | Brussels | 272 m² | 1 · 281 m² | 19.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Majime Consulting
BE 0766.411.648
Gent · Eq €317k
STB Consult
BE 0633.714.163
Tongeren-Borgloon · Eq €317k
CREBA-GROUP
BE 0840.440.266
Hasselt · Eq €317k
SPEECH ACT
BE 0683.999.953
Ukkel · Eq €317k
D. GEERTS
BE 0803.212.260
Antwerpen · Eq €317k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 37,802 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded08-10-2007
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
General meetings
1 convocationGeneral meeting
Agenda
1. Rapport du conseil d’administration. 2. Approbation des comptes annuels. 3. Affectation des résultats. 4. Décharge aux administrateurs. 5. Divers. Bruxelles, le 19 novembre 2009. M. Franck Lecoindre, administrateur délégué.