VANDE GINSTE - BEERNAERT
ActiveVANDE GINSTE - BEERNAERT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €-8k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 28% of 3102 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▼-5
Solvency37▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.06 against 1.06 in 2024; short-term debt: 64% and cash: 6.5% of total assets), and 87.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.2%
Return on assets
-2.7%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-12-2025, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
29 d early
2023
44 d early
2022
43 d early
2021
47 d early
2020
41 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▼ 18.1%
2024 · €44k
2019: €33k
2020: €34k
2021: €29k
2022: €40k
2023: €42k
2024: €44k
2019 → 2025
Total assets
€299k▼ 15.3%
2024 · €353k
2019: €369k
2020: €306k
2021: €250k
2022: €206k
2023: €285k
2024: €353k
2019 → 2025
Net result
€-8k
2024 · €3k
2019: €8k
2020: €1k
2021: €-5k
2022: €11k
2023: €2k
2024: €3k
2019 → 2025
Working capital
€11k▼ 12.8%
2024 · €13k
2019: €-7k
2020: €4k
2021: €-20k
2022: €-5k
2023: €20k
2024: €13k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€40k▲ 38.9%€42k▲ 5.2%€44k▲ 6.5%€36k▼ 18.1%
Operating result€-4k-€15k€4k▼ 70.7%€7k▲ 57.8%€-5k
Net result€-5k-€11k€2k▼ 81.4%€3k▲ 30.9%€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €7k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €299k
Fixed assets
€96k▼ 19.1%
Current assets
€203k▼ 13.4%
Equity and liabilities €299k
Equity
€36k▼ 18.1%
Debt
€262k▼ 14.9%
The debt ratio rises from 87.4% to 87.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€32k▼
2024 · €37k
Cash flow
€28k▼
2024 · €33k
Solvency
12.2%▼
2024 · 12.6%
Current ratio
1.06=
2024 · 1.06
Quick ratio
0.79▲
2024 · 0.38
Debt / equity
7.20▲
2024 · 6.93
ROE
-22.1%▼
2024 · 6.1%
ROA
-2.7%▼
2024 · 0.8%
Interest coverage
8.85▼
2024 · 11.97
Debt
€262k▼
2024 · €308k
Debt ≤ 1 year
€191k▼
2024 · €221k
Debt > 1 year
€44k▼
2024 · €62k
Income taxes
€317▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€353k€299k▼
Fixed assets21/28€119k€96k▼
Tangible fixed assets22/27€119k€96k▼
Land and buildings22€10k€8k▼
Plant, machinery and equipment23€16k€3k▼
Furniture and vehicles24€92k€84k▼
Current assets29/58€234k€203k▼
Stocks and contracts in progress3€150k€51k▼
Stocks30/36€150k€51k▼
Amounts receivable within one year40/41€12k€130k▲
Trade receivables40€5k€130k▲
Other amounts receivable41€8k-
Cash at bank and in hand54/58€69k€20k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€353k€299k▼
Equity10/15€44k€36k▼
Contributions10/11€6k€6k=
Reserves13€38k€30k▼
Distributable reserves133€38k€30k▼
Amounts payable17/49€308k€262k▼
Amounts payable after more than one year17€62k€44k▼
Financial debts170/4€62k€44k▼
Amounts payable within one year42/48€221k€191k▼
Current portion of amounts payable after more than one year42€17k€18k▲
Trade debts44€194k€151k▼
Suppliers440/4€194k€151k▼
Taxes, remuneration and social security45€1k€7k▲
Taxes450/3€1k€7k▲
Other amounts payable47/48€8k€15k▲
Accrued charges and deferred income492/3€25k€27k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€36k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€40k€34k▼
Operating profit (loss)9901€7k€-5k▼
Financial income75/76B€126€482▲
Recurring financial income75€126€482▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€4k€-8k▼
Income taxes67/77€1k€317▼
Profit (loss) for the period9904€3k€-8k▼
Profit (loss) for the period to be appropriated9905€3k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-8k▼
Transfer from equity791/2-€8k
Transfer to equity691/2€3k-
To other reserves6921€3k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
09-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €-8k ▼398%
Net result drops to €-8k, the lowest in the series.
02-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
18-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
2021
15-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
12-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
12-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
20-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
28-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Scharestraat 108020 OostkampGround area
860 m²
Building footprint
173 m²
Volume, LiDAR
836 m³
Parcel 31025C0091/00M000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vande Ginste - Beernaert
since 20122.211.185.373
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31025C0091/00M000 | Flanders | 860 m² | 1 · 173 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOostkamp2.211.185.373
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Of 20,594 companies in sector 01500 we hold annual accounts for 1,149. 623 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-07-2012
Fiscal year end30-06
Activities, NACEBEL
01500Mixed farming
01620Support activities for animal production
82990Other business support services
96993Pet care services, excluding veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.