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Complete company report
Generated 14-07-2026
Active BE 1001.733.945Private limited company

VanCLoVer

Sint-Baafsdreef 40 ·9080 Lochristi, Belgium· 2 yrs active
Sector: Architecture & engineering (71111)
Conclusion Checked

The computed 12-month bankruptcy probability of VanCLoVer is 0.6% (low). The 2024 annual accounts show equity of €6k and a net result of €1k. Its solvency ranks better than 9% of 3371 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €6k
Net result €1k
Better than sector 9%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health55Profitability100Solvency25Growth50Stability67
59 / 100

Mixed profile: strong on profitability, weaker on solvency.

Health 55
Profitability 100
Solvency 25
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
0.6% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
55 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 30-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 71, Architecture & engineering · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 0.5% 55.1%
better than 9% of 3371 sector peers
Net result €1k €19k
better than 20% of 3371 sector peers
Equity €6k €45k
better than 14% of 3373 sector peers
Gross operating margin €45k €38k
better than 56% of 3368 sector peers
Total assets €1.34M €95k
better than 95% of 3372 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA-
Net profit€1k
Cash flow-
Staff costs-
Income taxes€320
Dividends-
Total assets€1.34M
Equity€6k
Debt€1.33M
of which ≤ 1y€462k
of which > 1y€870k
Working capital€274k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.59
Quick ratio0.23
Working capital ratio20.5%
Solvency0.5%
Debt / equity212.10
Long-term debt ratio138.58
Interest coverage-
Gross margin-
Net margin-
ROA0.1%
ROE20.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1.34M
Fixed assets 21/28€602k
Tangible fixed assets 22/27€602k
Current assets 29/58€736k
Stocks & contracts in progress 3€629k
Amounts receivable within one year 40/41€20k
Cash & bank 54/58€80k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.34M
Equity 10/15€6k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€1k
Amounts payable 17/49€1.33M
Amounts payable after one year 17€870k
Amounts payable within one year 42/48€462k
Trade debts payable within one year 44€20k
Income statement
Gross operating margin 9900€45k
Operating result 9901€43k
Financial charges 65€41k
Result before taxes 9903€2k
Income taxes 67/77€320
Net result for the period 9904€1k
Result to be appropriated 9905€1k
Ratios computed by Checked.
Legal Structure
NACE primary Architecture & engineering(71111)
Legal form Private limited company(610)
Incorporation27-10-2023
StatusActive
Postal code9080
Establishment units 1 location
VanCLoVer
Sint-Baafsdreef 40, 9080 LochristiOntwikkeling van residentiële bouwprojecten
since 20232.351.638.108
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44034C0585/00A000 Flanders 4,124 m² 1 · 139 m² 8.2 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
30-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Bouwarchitecten71111Activiteiten van bouwarchitecten71111Algemene bouw van residentiële gebouwen41001Ontwikkeling van residentiële bouwprojecten41101Ontwikkeling van niet-residentiële bouwprojecten41102Algemene bouw van residentiële gebouwen41201Ontwikkeling van residentiële bouwprojecten68121Ontwikkeling van niet-residentiële bouwprojecten68122
Primary activity highlighted.
Names & trade names
Legal nameNL VanCLoVer
Registered office
Sint-Baafsdreef 40
9080 Lochristi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative