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Vancamps

Active
Private limited companyfounded 195274 yrs activeBedrijvenpark 'Coupure' 1, 9700 Oudenaarde, BelgiumKBO/BCE: BE 0404.005.592
Summary

The computed 12-month bankruptcy probability of Vancamps is 2.6% (moderate). The 2025 annual accounts show equity of €198,468 and a net result of -€915. Equity is shrinking by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 19% of 883 sector peers (fiscal year 2025). The company has been active since 1952 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
VancampsActiveChecked score 51/100
Risk analysis ReportCompare

Overview

What they do
Manufacture of food products
NACE 10840NACE 15870
#3 oldest company in Oudenaarde, Manufacturing sector1 site
How big
€2.2mtotal assets 2025
Staff
6.8 FTE
Equity
€198,468
Loss
-€915
Turnover not published (abridged schema)
Financially healthy?
51 Fair Checked score 2025
Bankruptcy chance 12 m
2.6%
Who decides
Parent
PANOPTES · 100%
Accounts 31 d early0 of 7 deeds read
Why 51- Equity €198,468 (8.9% of total assets)- Sector Manufacture of food products (NACE 10)- Liquidity: current ratio 0.74, cash €88,403- Size: 6.8 FTE, total assets €2.2mShow the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 30% of its sector peers (NACE 10, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 34+2
equity 8.9% of total assets
Liquidity 34+5
short-term debt 44.0% · cash 4.0%
Profitability 60+3
return on assets 0.0%
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.2% (3,036 companies)
Last 24 months 11-2024: 3.4% 12-2024: 3.4%● 0.0% vs 11-2024 01-2025: 3.4%▼ -0.5% vs 12-2024 02-2025: 3.5%▲ +1.5% vs 01-2025 03-2025: 3.4%▼ -1.9% vs 02-2025 04-2025: 3.5%▲ +1.6% vs 03-2025 05-2025: 3.5%▲ +0.5% vs 04-2025 06-2025: 3.5%▼ -0.5% vs 05-2025 07-2025: 3.9%▲ +12.2% vs 06-2025highest value 08-2025: 2.4%▼ -37.0% vs 07-2025lowest value 09-2025: 2.4%● 0.0% vs 08-2025lowest value 10-2025: 2.4%● 0.0% vs 09-2025lowest value 11-2025: 2.4%● 0.0% vs 10-2025lowest value 12-2025: 2.4%● 0.0% vs 11-2025lowest value 01-2026: 2.4%● 0.0% vs 12-2025lowest value 02-2026: 2.5%▲ +1.6% vs 01-2026 03-2026: 2.5%● 0.0% vs 02-2026 04-2026: 2.5%▲ +1.0% vs 03-2026 05-2026: 2.5%▲ +0.5% vs 04-2026 06-2026: 2.5%▲ +0.9% vs 05-2026 07-2026: 2.6%▲ +0.3% vs 06-2026 08-2026: 2.6%● 0.0% vs 07-2026 09-2026: 2.6%● 0.0% vs 08-2026 10-2026: 2.6%● 0.0% vs 09-2026
  • Equity €198,468 (8.9% of total assets) raises the probability
  • Sector Manufacture of food products (NACE 10) raises the probability
  • Liquidity: current ratio 0.74, cash €88,403 raises the probability
  • Size: 6.8 FTE, total assets €2.2m raises the probability for this profile
Credit up to €10,000 at 30 days acceptable
Liquidity short (current ratio 0.74 against 0.76 in 2024; short-term debt: 44% and cash: 4% of total assets), and 91.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 10, micro). Better than this share of them on solvency 26%, liquidity 25%, profitability 35%, growth against the median 36%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Equity €198,468 (8.9% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Manufacture of food products (NACE 10)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Liquidity: current ratio 0.74, cash €88,403
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Size: 6.8 FTE, total assets €2.2m
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 883 sector peers (2025).
NBB · sector comparison
Position among 883 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
9 d early
2023
61 d early
2022
90 d early
2021
61 d late
2020
15 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 5 filed years within 59 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Positive: Oldest company in Oudenaarde, Manufacturing sectorin the Checked rankings #3 View
  • Controlled by PANOPTES 100% View
  • Active since 1952founded 23-08-1952 74 years View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€2.2m
Loss
-€915
Solvency
8.9%
Total assets▼ 16.8%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 30-06-2026Annual accounts filed
  2. 22-07-2025Annual accounts filed
  3. 31-05-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Manufacture of food productsNACE 10840
Founded
23-08-1952
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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