Skip to content

Vanbreda Simplex

Active
Public limited companyfounded 2001active for 25 yearsPlantin en Moretuslei 297, 2140 Antwerpen, BelgiumKBO/BCE: BE 0473.851.334
Summary

Vanbreda Simplex has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83,212 and a net result of €210,634. Equity is growing by about 6.6% per year across the filed financial years. Its solvency ranks better than 24% of 10,771 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
≈ €400,000turnover 2025, estimated
Equity
€83,212
Profit
€210,634
Turnover estimated from the gross margin
Financial health
93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Parent
VANBREDA RISK & BENEFITS · 100%
Board
6 members
Auditor: BDO BEDRIJFSREVISOREN-BDO REVISEURS D'ENTREPRISES2025 accounts 133 days early7 of 8 deeds summarised
Why 93raises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 1.66, cash €210,262, halvedSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €383,979Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 51% of its sector peers (NACE 70, micro)
Financial strength · tick = 2024
Strong
Solvency 47+14
equity 21.7% of total assets
Liquidity 69+16
short-term debt 60.0% · cash 54.8%
Profitability 100+12
return on assets 54.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,493 companies, NACE 70, micro)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024lowest value 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: 0.2%▲ +0.2 percentage points vs 03-2025highest value 05-2025: 0.2%● unchanged vs 04-2025highest value 06-2025: 0.2%● unchanged vs 05-2025highest value 07-2025: 0.2%● unchanged vs 06-2025highest value 08-2025: 0.2%● unchanged vs 07-2025highest value 09-2025: 0.2%● unchanged vs 08-2025highest value 10-2025: 0.2%● unchanged vs 09-2025highest value 11-2025: 0.2%● unchanged vs 10-2025highest value 12-2025: 0.2%● unchanged vs 11-2025highest value 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.1%▼ -0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.66, compared with 1.18 in 2024, above the usual 1.5; short-term debt: 60% and cash: 54.8% of total assets), but 78.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 25% on solvency, 61% on liquidity, 84% on profitability and 33% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 1.66, cash €210,262, halved
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €383,979
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 10771 sector peers (2025).
NBB · sector comparison
Position among 10771 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-03-2026, 133 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
133 days early
2024
128 days early
2023
126 days early
2022
33 days early
2021
30 days early
2020
29 days early
2019
28 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 72 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 March (4 of the last 5 filed years within 92 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Registered officeRegistered-office move

Financials · financial year 2025, abbreviated format

Turnover
≈ €400,000
Estimated: probably between €320,000 and €760,000
Total assets
€383,979▼ 62.5%
2024 · €1.0m
Net result
€210,634▲ 35.6%
2024 · €155,354
Working capital
€152,494▼ 3.0%
2024 · €157,202
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result recovers in 2025; 2025 is 45% above 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€0.3m 2025 Net result€0.2m 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€0.1m-€0.07m▼ 44.2%€0.07m▲ 6.4%€0.06m▼ 20.1%€0.2m▲ 196%€0.3m▲ 85.0%€0.2m▼ 36.7%€0.3m▲ 45.4%
Net result€0.08m-€0.04m▼ 43.8%€0.05mwithin the sector's middle half▲ 8.9%€0.04mwithin the sector's middle half▼ 22.5%€0.1mabove the sector's middle half▲ 204%€0.3mabove the sector's middle half▲ 185%€0.2mwithin the sector's middle half▼ 52.6%€0.2mabove the sector's middle half▲ 35.6%
Equity€0.3m-€0.3m▲ 12.2%€0.3mabove the sector's middle half▲ 10.9%€0.3mabove the sector's middle half▲ 5.1%€0.4mabove the sector's middle half▲ 19.7%€0.7mabove the sector's middle half▲ 80.3%€0.09mbelow the sector's middle half▼ 88.2%€0.08mwithin the sector's middle half▼ 3.9%
Total assets€0.3m-€0.4m▲ 10.7%€0.4mwithin the sector's middle half▲ 4.2%€0.4mwithin the sector's middle half▼ 0.3%€0.5mwithin the sector's middle half▲ 22.0%€0.8mabove the sector's middle half▲ 67.0%€1.0mwithin the sector's middle half▲ 26.7%€0.4mwithin the sector's middle half▼ 62.5%
Debt€0.08m-€0.09m▲ 5.9%€0.07m▼ 17.6%€0.06m▼ 24.2%€0.08m▲ 36.1%€0.07m▼ 5.1%€0.9m▲ 13×€0.3m▼ 67.9%
Working capital€0.2m-€0.2m▲ 12.7%€0.2mabove the sector's middle half▲ 13.3%€0.2mabove the sector's middle half▲ 9.8%€0.3mabove the sector's middle half▲ 30.8%€0.7mabove the sector's middle half▲ 127%€0.2mwithin the sector's middle half▼ 78.5%€0.2mwithin the sector's middle half▼ 3.0%
Solvency75.8%-76.8%▲ 1.0pp81.7%above the sector's middle half▲ 4.9pp86.1%above the sector's middle half▲ 4.4pp84.4%above the sector's middle half▼ 1.6pp91.2%above the sector's middle half▲ 6.7pp8.5%below the sector's middle half▼ 82.7pp21.7%below the sector's middle half▲ 13.2pp
Current ratio8.43-5.05▼ 3.375.05above the sector's middle half=5.47above the sector's middle half▲ 0.425.30above the sector's middle half▼ 0.1711.26above the sector's middle half▲ 5.961.18within the sector's middle half▼ 10.081.66within the sector's middle half▲ 0.48
Return on assets (ROA)23.1%-11.8%▼ 11.4pp12.3%within the sector's middle half▲ 0.5pp9.5%within the sector's middle half▼ 2.7pp23.8%within the sector's middle half▲ 14.3pp40.6%above the sector's middle half▲ 16.8pp15.2%above the sector's middle half▼ 25.4pp54.9%above the sector's middle half▲ 39.7pp
Staff (FTE)0.51within the sector's middle half▲ 100%
above within below the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Why a figure moved sharply
  • 2024 Net result -53% on 2023. Merger absorbing BV SIMPLEX INSURANCE, Official Gazette 08-08-2023, in the previous financial year; now counts for a full year for the first time. Merger absorbing NV SIMPLEX EMPLOYEE BENEFITS, Official Gazette 08-08-2023, in the previous financial year; now counts for a full year for the first time.
  • 2023 Net result +185%, Equity +80%, Total assets +67% on 2022. Merger absorbing BV SIMPLEX INSURANCE, Official Gazette 08-08-2023. Merger absorbing NV SIMPLEX EMPLOYEE BENEFITS, Official Gazette 08-08-2023.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €383,979
Fixed assets €1,187 ▼ 50.0%
Current assets €382,792 ▼ 62.5%
Equity and liabilities €383,979
Equity €83,212 ▼ 3.9%
Debt €300,767 ▼ 67.9%
Debt's share of the balance-sheet total falls from 91.5% to 78.3%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€281,372▲
2024 · €193,949
Cash flow
€211,820▲
2024 · €156,540
Debt to equity
3.61▼
2024 · 10.82
ROE
253.1%▲
2024 · 179.4%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€230,298▼
2024 · €863,841
Income taxes
€70,771▲
2024 · €53,999
Staff costs
-€8,804▼
2024 · €97,641
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,818 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 95.2% are still going.

  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.0% went bankrupt
3.7% stopped otherwise
95.2% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,818 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.0m€0.4m▼
Fixed assets21/28€0.002m€0.001m▼
Intangible fixed assets21€0.002m€0.001m▼
Financial fixed assets28€160€160=
Current assets29/58€1.0m€0.4m▼
Amounts receivable within one year40/41€0.1m€0.2m▲
Trade receivables40€0.08m€0.1m▲
Other amounts receivable41€0.02m€0.03m▲
Cash at bank and in hand54/58€0.9m€0.2m▼
Deferred charges and accrued income490/1€0.004m€0.001m▼
Equity and liabilities
Total equity and liabilities10/49€1.0m€0.4m▼
Equity10/15€0.09m€0.08m▼
Contributions10/11€0.07m€0.07m=
Capital10€0.07m€0.07m=
Issued capital100€0.07m€0.07m=
Reserves13€0.007m€0.009m▲
Non-distributable reserves130/1€0.007m€0.007m=
Legal reserve130€0.007m€0.007m=
Distributable reserves133-€0.001m
Profit (loss) carried forward14€0.005m-
Amounts payable17/49€0.9m€0.3m▼
Amounts payable within one year42/48€0.9m€0.2m▼
Trade debts44€0.04m€0.01m▼
Suppliers440/4€0.04m€0.01m▼
Taxes, remuneration and social security45€0.02m€0.002m▼
Taxes450/3€0.01m€0.002m▼
Remuneration and social security454/9€0.01m-
Other amounts payable47/48€0.8m€0.2m▼
Accrued charges and deferred income492/3€0.07m€0.07m▼
Income statement Code20242025
Remuneration, social security and pensions62€0.1m-€0.009m▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.001m€0.001m=
Other operating charges640/8€0.002m€120▼
Gross operating margin9900€0.3m€0.3m▼
Operating profit (loss)9901€0.2m€0.3m▲
Financial income75/76B€0.02m€0.002m▼
Recurring financial income75€0.02m€0.002m▼
Financial charges65/66B€418€0.001m▲
Recurring financial charges65€418€0.001m▲
Profit (loss) for the period before taxes9903€0.2m€0.3m▲
Income taxes67/77€0.05m€0.07m▲
Profit (loss) for the period9904€0.2m€0.2m▲
Profit (loss) for the period to be appropriated9905€0.2m€0.2m▲
Appropriation of the result
Profit (loss) to be appropriated9906€0.2m€0.2m▲
Profit (loss) brought forward from the previous period14P-€0.005m
Transfer from equity791/2€0.7m-
Transfer to equity691/2€0.007m€0.001m▼
To the legal reserve6920€0.007m-
To other reserves6921-€0.001m
Profit to be distributed694/7€0.8m€0.2m▼
Return on contributions (dividend)694€0.8m€0.2m▼
Social balance sheet
Average headcount (FTE)90871.0-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Non-recurring operating income76A-----€1,510---
Remuneration, social security and pensions62-----€92,839€97,641-€8,804-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22,347€28,116€36,120€50,314€8,886€2,735€1,187€1,187=
Other operating charges640/8---€3,207€3,204€4,036€2,098€120▼ 94.3%
Gross operating margin9900€142,617€96,660€108,974€109,144€176,654€404,126€293,688€272,688▼ 7.2%
Operating profit (loss)9901€117,237€65,459€69,635€55,623€164,564€304,516€192,762€280,185▲ 45.4%
Financial income75/76B---€469€336€97,409€17,008€2,469▼ 85.5%
Recurring financial income75€2,671€2,877€3,078€469€336€97,409€17,008€2,469▼ 85.5%
Financial charges65/66B---€2,078€614€490€418€1,249▲ 199%
Recurring financial charges65€6,031€4,749€3,457€2,078€614€490€418€1,249▲ 199%
Profit (loss) for the period before taxes9903€113,877€63,586€69,256€54,014€164,285€401,436€209,352€281,405▲ 34.4%
Income taxes67/77€34,147€18,746€20,445€16,166€49,157€73,629€53,999€70,771▲ 31.1%
Profit (loss) for the period9904€79,729€44,841€48,811€37,848€115,129€327,807€155,354€210,634▲ 35.6%
Profit (loss) for the period to be appropriated9905€79,729€44,841€48,811€37,848€115,129€327,807€155,354€210,634▲ 35.6%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€0.3m€0.4m€0.4m€0.4m€0.5m€0.8m€1.0m€0.4m▼ 62.5%
Fixed assets21/28€0.1m€0.1m€0.1m€0.09m€0.09m€0.004m€0.002m€0.001m▼ 50.0%
Intangible fixed assets21-----€0.003m€0.002m€0.001m▼ 53.6%
Tangible fixed assets22/27€0.06m€0.05m€0.03m€0.01m€0.003m----
Furniture and vehicles24---€0.009m€0.003m----
Leasing and similar rights25---€0.003m-----
Financial fixed assets28€0.08m€0.08m€0.08m€0.08m€0.08m€160€160€160=
Current assets29/58€0.2m€0.2m€0.3m€0.3m€0.4m€0.8m€1.0m€0.4m▼ 62.5%
Amounts receivable within one year40/41€0.05m€0.07m€0.05m€0.04m€0.02m€0.1m€0.1m€0.2m▲ 71.6%
Trade receivables40---€0.02m€0.01m€0.08m€0.08m€0.1m▲ 69.8%
Other amounts receivable41---€0.02m€0.001m€0.02m€0.02m€0.03m▲ 79.4%
Current investments50/53€27€27€27€27€27€27---
Cash at bank and in hand54/58€0.1m€0.2m€0.2m€0.3m€0.4m€0.7m€0.9m€0.2m▼ 77.1%
Deferred charges and accrued income490/1---€0.001m€0.001m€0.01m€0.004m€0.001m▼ 70.1%
Equity and liabilities
Total equity and liabilities10/49€0.3m€0.4m€0.4m€0.4m€0.5m€0.8m€1.0m€0.4m▼ 62.5%
Equity10/15€0.3m€0.3m€0.3m€0.3m€0.4m€0.7m€0.09m€0.08m▼ 3.9%
Contributions10/11€0.07m€0.07m-€0.07m€0.07m€0.07m€0.07m€0.07m=
Capital10------€0.07m€0.07m=
Issued capital100------€0.07m€0.07m=
Reserves13€0.2m€0.2m€0.3m€0.3m€0.3m€0.7m€0.007m€0.009m▲ 15.4%
Non-distributable reserves130/1---€0.007m€0.007m-€0.007m€0.007m=
Legal reserve130------€0.007m€0.007m=
Reserves not available under the articles1311---€0.007m€0.007m----
Distributable reserves133---€0.3m€0.3m€0.7m-€0.001m-
Profit (loss) carried forward14------€0.005m--
Amounts payable17/49€0.08m€0.09m€0.07m€0.06m€0.08m€0.07m€0.9m€0.3m▼ 67.9%
Amounts payable after more than one year17€0.06m€0.04m€0.02m------
Amounts payable within one year42/48€0.02m€0.05m€0.06m€0.06m€0.08m€0.07m€0.9m€0.2m▼ 73.3%
Current portion of amounts payable after more than one year42---€0.02m-----
Trade debts44€483€0.003m€0.001m€0.006m€0.001m€0.01m€0.04m€0.01m▼ 59.9%
Suppliers440/4---€0.006m€0.001m€0.01m€0.04m€0.01m▼ 59.9%
Taxes, remuneration and social security45---€0.01m€0.03m€0.06m€0.02m€0.002m▼ 91.6%
Taxes450/3---€0.01m€0.03m€0.04m€0.01m€0.002m▼ 81.0%
Remuneration and social security454/9-----€0.01m€0.01m--
Other amounts payable47/48---€0.02m€0.05m-€0.8m€0.2m▼ 73.4%
Accrued charges and deferred income492/3------€0.07m€0.07m▼ 3.5%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€79,729€44,841€48,811€37,848€115,129€327,807€155,354€210,634▲ 35.6%
+ Depreciation and write-downs630€22,347€28,116€36,120€50,314€8,886€2,735€1,187€1,187=
Operating cash flow (approximation)€102,076€72,957€84,931€88,162€124,015€330,542€156,540€211,820▲ 35.3%
Investment in fixed assets (approximation)--€17,309-€19,366-€27,390€0€78,929€0€0-
Change in cash-€27,598€50,389€37,697€117,166€314,570€220,987-€707,140-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 25 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 abbreviated format 20-03-2026 2026-00059718
31-12-2024 abbreviated format 25-03-2025 2025-00054854
31-12-2023 micro format 27-03-2024 2024-00051952
31-12-2022 micro format 28-06-2023 2023-00183590
31-12-2021 micro format 01-07-2022 2022-20129300
31-12-2020 micro format 02-07-2021 2021-29000473
31-12-2019 micro format 03-07-2020 2020-25200146
31-12-2018 micro format 05-07-2019 2019-28700283
31-12-2017 micro format 29-06-2018 2018-26600030
31-12-2016 micro format 30-06-2017 2017-23700255

Show all 25 filings

Similar companies · same sector, comparable size

Of the 82,516 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 54,629. 41,730 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
6 directors, 1 in day-to-day management, last change in 2024

Board 6

Pedro MATTHYNSSENS
Chair of the board · since 26-03-2024 · Director · since 05-02-2024
Current
Koen DIERCKX
Director · since 05-02-2024
Current
SALUD
Director · since 06-02-2024 · Private limited company · permanent representative: DAENEN Robert Marie Jean Roger
Current
DIERCKX Koen August Jozef
Director · since 25-04-2024
Current
LAUWERS Evelyne
Director · since 25-04-2024
Current
MATTHYNSSENS Pedro Ludovicus Honoré
Director · since 25-04-2024
Current

Day-to-day management 1

SALUD
Day-to-day manager · since 26-03-2024 · Private limited company · permanent representative: DAENEN Robert Marie Jean Roger
Current

Permanent representatives 1

DAENEN Robert Marie Jean Roger
Permanent representative · since 06-02-2024 · for SALUD
Current

Statutory auditor 1

BDO BEDRIJFSREVISOREN-BDO REVISEURS D'ENTREPRISES
Statutory auditor · since 25-04-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
1 of this company's 8 Belgian Official Gazette deeds has not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.

Mandate history

11 people since 2024, 7 in office
Show
  • Board
  • Day-to-day management
  • Statutory auditor
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Koen DIERCKX
  • Director, from 05-02-2024 to date
LAUWERS Evelyne
  • Director, from 05-02-2024 to date
  • Day-to-day manager, from 05-02-2024 ended, last mentioned 26-03-2024
Pedro MATTHYNSSENS
  • Director, from 05-02-2024 to date
  • Chair of the board, from 26-03-2024 to date
SALUD
  • Director, from 06-02-2024 to date
  • Day-to-day manager, from 26-03-2024 to date
DIERCKX Koen August Jozef
  • Director, since before 25-04-2024
MATTHYNSSENS Pedro Ludovicus Honoré
  • Director, since before 25-04-2024
BDO BEDRIJFSREVISOREN-BDO REVISEURS D'ENTREPRISES
  • Statutory auditor, from 25-04-2024 to date
DAENEN Robert Marie Jean Roger
  • Director, until 25-04-2024
DEBUSSCHERE Miek José
  • Director, until 25-04-2024
Miek Debusschere
  • Director, until 05-02-2024
Robert Daenen
  • Director, until 05-02-2024
See the board, name and registered office on a given date →

Owners and capital

Owners

1 owner

Chain of control

  1. Unibreda 97%
  2. VANBREDA RISK & BENEFITS 100%
  3. Vanbreda Simplex

Highest known parent: Unibreda. The sources do not say who stands above it.

According to the 2022 annual accounts of Vanbreda Simplex and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Capital and shareholders

Shareholders according to the deeds
Stated in the act act of 25-04-2024 ↗
Stated in the act act of 16-02-2024 ↗
Stated in the act act of 08-06-2023 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 25-04-2024 Capital stated in the deed · €74,600 · 746 shares
  2. 16-02-2024 Capital stated in 2 acts · 746 shares

Group and network

Part of the group Unibreda 19 companies Group, risk and exposure

Holdings and subsidiaries

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

Stated earlier (2)

Merged into this company on 08-08-2023.

According to the 2022 annual accounts of Vanbreda Simplex and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Connections & network

6 current directors
Depth

The board mandates are listed below; here you explore them as a network.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Acquisitions and mergers

2 transactions
BE 0821.446.082merger by absorption · Gazette deed of 08-08-2023 (4 acts)
BE 0474.055.826merger by absorption · Gazette deed of 08-08-2023 (4 acts)

History

On 1 February 2001, Vanbreda Simplex was incorporated.1 BV SIMPLEX INSURANCE and NV SIMPLEX EMPLOYEE BENEFITS were merged into the company in 2023.2 In 2024 the company took the name Vanbreda Simplex.3 The registered office was moved to Antwerpen in 2024.4 Of the 6 current board members, 2 have served since 2024.5 Total assets went from €807,643 in 2023 to €383,979 in 2025.6

  1. 1KBO register
  2. 2Belgian Official Gazette, 08-08-2023
  3. 3Belgian Official Gazette, 16-02-2024
  4. 4Belgian Official Gazette, 27-12-2024
  5. 5Belgian Official Gazette, 26-03-2024
  6. 6National Bank, annual accounts 2023 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
20-03
NBB filing Annual accounts filed
financial year 2025 · abbreviated format
2025
25-03
NBB filing Annual accounts filed
financial year 2024 · abbreviated format
2024
27-12
Gazette deed Registered office
Registered-office move2 facts ▸
  • Board meeting, 06-12-2024
  • Registered-office move, Plantin en Moretuslei 297 te 2140 Antwerpen
25-04
Gazette deed Resignations: DAENEN Robert Marie Jean Roger, DEBUSSCHERE Miek José and 3 others
Appointments: MATTHYNSSENS Pedro Ludovicus Honoré, DIERCKX Koen August Jozef and 3 others · Permanent representative: DAENEN Robert Marie Jean Roger · Correction44 facts ▸
  • Correction, “aanvulling en verbetering”, 2024-02-16-29239 (deed in Dutch)
  • General meeting, 06-02-2024
  • Shareholding, 746
  • Power of attorney, CLINCK Erik Jozef Paul
  • Other provision, “bureau algemene vergadering, gering aantal aanwezigen” (deed in Dutch)
  • Declaration, “toelichting en voorlezing akte” (deed in Dutch)
  • Declaration, “ontwerp akte” (deed in Dutch)
  • Other provision, “agenda buitengewone algemene vergadering”, 74600 (deed in Dutch)
  • Declaration, “toelating formaliteiten” (deed in Dutch)
  • Director in office, MATTHYNSSENS Pedro Ludovicus Honoré (director)
  • Director in office, DIERCKX Koen August Jozef (director)
  • Director in office, LAUWERS Evelyne (director)
  • +32 further facts in this act
27-03
NBB filing Annual accounts filed
financial year 2023 · micro format
26-03
Gazette deed Resignations: Robert Daenen (director) and Miek Debusschere (director)
Appointments: Pedro Matthynssens, Koen Dierckx and 2 others · Permanent representative: Robert Daenen12 facts ▸
  • General meeting, 05-02-2024
  • Director resignation, Robert Daenen (director)
  • Director resignation, Miek Debusschere (director)
  • Director appointment, Pedro Matthynssens (director)
  • Director appointment, Koen Dierckx (director)
  • Director appointment, Evelyne Lauwers (director)
  • Director appointment, Salud BV (director)
  • Permanent representative, Robert Daenen
  • Board meeting, 05-02-2024
  • Director appointment, Pedro Matthynssens (chair of the board)
  • Director appointment, Salud BV (day-to-day manager)
  • Director appointment, Evelyne Lauwers (day-to-day manager)
26-03
Gazette deed Appointment: Pedro Matthynssens (chair of the board)
Permanent representative: Robert Daenen8 facts ▸
  • Board meeting, 06-02-2024
  • Director appointment, Pedro Matthynssens (chair of the board)
  • Other provision, “elk alleen handelend, dagelijks bestuur” (deed in Dutch) (2 times)
  • Permanent representative, Robert Daenen
  • Board composition, Pedro Matthynssens (chair)
  • Board composition, Evelyne Lauwers (managing director)
  • Board composition, Koen Dierckx (director)
  • Board composition, Salud BV (managing director)
16-02
Gazette deed Name
Registered office clause · Legal form clause · Shareholding22 facts ▸
  • Registered office clause, “IJzerenberglaan 20,3020 Herent” (deed in Dutch)
  • Legal form clause, “besloten vennootschap, SIMPLEX EBI” (deed in Dutch)
  • General meeting, 06-02-2024
  • Shareholding, 06-02-2024, 746
  • Power of attorney, CLINCK Erik Jozef Paul
  • Other provision, “bureau, gering aantal aanwezigen” (deed in Dutch)
  • Other provision, “ontwerp-tijdigheid en verzaking integrale voorlezing” (deed in Dutch)
  • Other provision, 1, “agenda” (deed in Dutch)
  • Other provision, 2, “agenda” (deed in Dutch)
  • Other provision, 3, “agenda-toelichting verslagen” (deed in Dutch)
  • Legal-form conversion, “naamloze vennootschap” (deed in Dutch)
  • Other provision, “agenda” (deed in Dutch)
  • +10 further facts in this act
2023
31-12
Financial Highest result from 2018 to 2025net €327,807 ▲185%
Operating result €304,516, net result €327,807, both a record.
31-12
Financial Liquidity more than doubledcurrent ratio 11.26
Current ratio from 5.30 to 11.26; short-term debt falls from €75,234 to €71,418.
31-12
Financial Equity above €500,000equity €736,225 ▲80.3%
A profit in every financial year since 2018 builds equity to €736,225.
08-08
Gazette deed Capital & shares · Purpose · Name · Restructuring
Merger · Name change · Power of attorney5 facts ▸
  • Merger, “voorstellen door vergaderingen goedgekeurd, overneming door BV BOB DAENEN” (deed in Dutch) (2 times)
  • Other provision, “uitoefening mandaat tot op heden, kwijting bestuurders overgenomen vennootschappen” (deed in Dutch) (2 times)
  • Name change, SIMPLEX EMPLOYEE BENEFITS INSURANCE
  • Other provision, “verslag bestuursorgaan aangaande wijziging voorwerp, algemene vergadering van overnemende vennootschap” (deed in Dutch)
  • Power of attorney
Show earlier events
28-06
NBB filing Annual accounts filed
financial year 2022 · micro format
08-06
Gazette deed Restructuring
Permanent representative: Robert DAENEN · Merger · Incorporation28 facts ▸
  • Merger, “voorstel tot fusie door overneming, notariskantoor DELTA Notarissen, voor notaris Joel VANGRONSVELD, kantoorhoudende te 3740 Bilzen, Dorpsstraat 71” (deed in Dutch) (2 times)
  • Incorporation, 11-12-2009
  • Amendment of the articles (5 times)
  • Board composition, “bestuurder, 3020 Herent, Ijzerenberglaan 20” (deed in Dutch)
  • Board composition, Miek DEBUSSCHERE (director) (2 times)
  • Permanent representative, Robert DAENEN (2 times)
  • Incorporation, 02-02-2001
  • Board composition, “bestuurder en gedelegeerd bestuurder, 3020 Herent, Ijzerenberglaan 20” (deed in Dutch)
  • Board composition, Miek DEBUSSCHERE (director and managing director)
  • Incorporation, 26-01-2001
  • Board composition, Robert DAENEN (director)
  • Shareholding, 30-05-2023, 100
  • +16 further facts in this act
2022
01-07
NBB filing Annual accounts filed
financial year 2021 · micro format
2021
02-07
NBB filing Annual accounts filed
financial year 2020 · micro format
2020
03-07
NBB filing Annual accounts filed
financial year 2019 · micro format
2019
05-07
NBB filing Annual accounts filed
financial year 2018 · micro format
2018
29-06
NBB filing Annual accounts filed
financial year 2017 · micro format
2017
30-06
NBB filing Annual accounts filed
financial year 2016 · micro format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 25 annual accounts filed, the latest 10 are here; all 25 are under Financials.
7 of 8 deeds read
About the unread acts

Of the 8 Belgian Official Gazette deeds we know for this company, 7 have been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPublic limited company
Founded01-02-2001
Financial year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0473851334
Also 9925:BE0473851334
Registered 25-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Recognitions · licences · registrations

Legal Entity Identifier

699400CIIQCH643OII52
live in the LEI register

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2001
registered office establishment The establishment unit on the map
Ground area
9,451 m²
Building footprint
2,578 m²
Building volume
59,810 m³
2 parcels, Flanders · tallest building 34.5 m. Linked by address, not a title deed.
1 establishment unit
SIMPLEX EMPLOYEE BEN EFITS INSURANCE
Justus Lipsiusstraat 46, 3000 LeuvenInsurance agents and brokers
since 2001unit no. 2.100.167.685
2 parcels
Flanders 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
11006A0326/00F008 Flanders 9,291 m² 1 · 2,425 m² 34.5 m · 9
24502B0302/00H003 Flanders 159 m² 1 · 153 m² 19.0 m · 5
How the parcels are linked
Good to know
Both parcels match the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“1) Consultancy op het gebied van employee benefits aan bedrijven,VIP-personen,verzekeringsmaatschappijen en verzekeringsmakelaars. Onder…” (deed in Dutch)
27 activities (deed in Dutch)
  1. 1) Consultancy op het gebied van employee benefits aan bedrijven,VIP-personen,verzekeringsmaatschappijen en verzekeringsmakelaars. Onder employee benefits dient onder meer te worden verstaan de extra-legale voordelen inzake pensioen,overlijden,invaliditeit,hospitalisatie en arbeidsongevallen,die worden aangeboden aan loontrekkende personeelsleden en haar zelfstandige bestuurders,vennoten of bedrijfsleiders.
  2. 2) Makelaars in verzekeringen,kredieten en financiële producten.
  3. 3) Alle verzekeringen en herverzekeringen in de hoedanigheid van makelaar of tussenpersoon. Het beheer van alle rechten en belangen,de verrichtingen inzake makelarij,agentuur,onderagentschap en inspectie. Advies,bemiddeling,onderzoek en levering van spaar- en verzekeringsstelsels in binnen- en buitenland. Het beleggen,het intekenen op,vast overnemen,plaatsen,kopen,verkopen en verhandelen van aandelen,deelbewijzen,obligaties,inschrijvingsrechten,certificaten,schuldvorderingen,gelden en andere roerende waarden,uitgegeven door Belgische of buitenlandse ondernemingen,administratiekantoren,instellingen en verenigingen;
  4. 4) Advies,opleiding en begeleiding van verkopers in binnen- en buitenland.
  5. 5) Het verlenen van diensten in de meest ruime betekenis van het woord;tussenpersoon in de handel zowel in binnen- en buitenland.
  6. 6) Het tot stand brengen van samenwerkingsovereenkomsten tussen vennootschappen en zelfstandigen of tussen zelfstandigen onderling of tussen vennootschappen. Het opvolgen van deze samenwerkingsovereenkomsten:bemiddelen,bijsturen,optimaliseren,scheiden.
  7. 7) Het in de plaats treden van personen (loontrekkend,ambtenaar of zelfstandigen) of vennootschappen in binnen- en buitenland,zowel voor management als voor administratie,organisatie,marketing als voor public relations.
  8. 8) Consultancy op het gebied van personeelsbeheer,met inbegrip van aanwervingen,selectie,training en vorming.
  9. 9) Begeleiding,coördinatie,scholing en vorming van management- en begeleidingstechnieken. Het rekruteren,opleiden,motiveren en stimuleren van adviseurs en medewerkers zowel voor eigen rekening als voor rekening van derden in binnen- en buitenland.
  10. 10) Alle mogelijke personeelszaken,inhoudende maar niet uitsluitend:a.het verlenen van advies en praktische hulp aan bedrijven in verband met personeelsadministratie;b.het trainen,opleiden en begeleiden van personeel,geven van cursussen en het verlenen van opleiding,ooaching,het organiseren van teambuilding en aanverwanten;c.de arbitrage en bemiddeling tussen bedrijfsleiding en werknemers;d.het zoeken,selecteren,verwijzen en plaatsen van personeel ten behoeve van en werkgever of werkzoeker;de formulering van taakomschrijvingen;op geschiktheid testen van sollicitanten;het natrekken van referenties;
  11. 11) Het verlenen aan de ondernemingen waarin zij deelneemt en aan derden,al dan niet bezoldigd,van alle bijstand,hetzij technisch,industrieel,commercieel of administratief,hetzij op het vlak van algemeen beheer of financieel,met inbegrip van de borgstelling,avalgeving,of inpandgeving van onroerende goederen.
  12. 12) Het verstrekken van adviezen en het maken van studies van diverse aard.
  13. 13) Onderzoek en ontwikkeling van software voor het beheer van pensioenplannen van bedrijven.
  14. 14) Het verlenen van diensten,bijstand,advies en leiding aan bedrijven,privé personen en instellingen,voornamelijk doch niet uitsluitend op het vlak van management,productie,business units en ontwikkeling,processing en het besturen van vennootschappen,dit alles in de meest ruime betekenis. De vennootschap kan zelf of als tussenpersoon alle hulpmiddelen verschaffen,bestuurders-functies waarnemen of laten waarnemen en diensten verlenen die direct of indirect verband houden met de voorgaande. Deze diensten kunnen worden geleverd krachtens een contractuele of statutaire benoeming en in de hoedanigheid van externe raadgever of orgaan van de cliënt. Ter uitvoering van haar opdrachten en voor het waarnemen van bestuursmandaten kan de vennootschap zich laten vertegenwoordigen door haar zaakvoerder of elke andere derde vertegenwoordiger,die door de vennootschap worden afgevaardigd om op te treden in eigen naam doch voor rekening van de vennootschap;
  15. 15) Planning,organisatie,efficiëntie en toezicht,het verschaffen van informatie aan de bedrijfsleiding;
  16. 16) Het voeren van de boekhouding en de algemene administratie,inhoudende debiteurenbeheer en incassowerkzaamheden;
  17. 17) Publiciteit,public relations en communicatie;het verstrekken van strategische en operationele consulting inzake (sociale) media,marketing,telecommunicatie en communicatie in het algemeen,met het daarbij horend opstellen van uitvoeringsplannen en de implementatie daarvan en het opzetten en commercialiseren van adresbestanden;het bedenken van allerlei reclametechnieken;
  18. 18) Accountmanagement,leanmanagement,projectmanagement en supply chain,marketingstrategieën,aankoopstrategieën,logistiek,business development,sales,aan- en verkoopstrategieën,relationship management,enzovoort;
  19. 19) Het ontwikkelen,kopen,verkopen,in licentie nemen of geven van octrooien,knowhow en aanverwante immateriële duurzame activa:
  20. 20) De verwerving voor eigen rekening van participaties,onder welke vorm het ook zij,in de oprichting,ontwikkeling,omvorming en controle van om het even welke ondernemingen,Belgische of buitenlandse,commerciële,industriële of andere vennootschappen;
  21. 21) Onderneming in onroerende goederen,welke ondermeer omvat:a.de verwerving,de vervreemding,de inleasinggeving,het beheer,de uitbating,de valorisatie,de verkaveling,de ordening,het huren en verhuren,het doen bouwen en het verbouwen van onroerende goederen en desgevallend met het oog op overdracht aan derden-hetzij verkoop op plan,hetzij verkoop als gebouw,hetzij verhuur,hetzij het verlenen van zakelijke rechten,hetzij in leasing geven;b.tussenhandelaar,de makelarij en/of handel in de onroerende goederen,dit in de meest ruime zin van het woord,met inbegrip van onroerende leasing,met uitsluiting evenwel van handelingen welke vallen onder de beroepswerkzaamheden van vastgoedmakelaar zoals bepaald in het koninklijk besluit de dato 06/09/1993 tot bescherming van de beroepstitel en van de uitoefening van het beroep van vastgoedmakelaar;c.het nemen en afstaan van optierechten terzake het kopen van onroerende goederen of immobiliënvennootschappen alsmede de uitgifte van vastgoedcertificaten;
  22. 22) Het waarnemen van alle bestuursopdrachten,het uitoefenen van mandaten en functies welke rechtstreeks of onrechtstreeks met haar voorwerp verband houden;
  23. 23) Het verhuren of huren,de aan- en verkoop van roerende goederen;
  24. 24) Het aangaan en afsluiten van leningen,kredieten en financieringen alsmede het verstrekken van leningen,kredieten en financieringen aan vennootschappen,particulieren,organisaties,derden,al dan niet gelieerd,in de meest brede zin van het woord.
  25. 25) Het doen van studies en onderzoek,het uitvoeren van analyses,het verstrekken van adviezen,het voorstellen en implementeren van oplossingen en aanverwante diensten op het vlak van juridische aspecten,marktgegevens,socio-economische gegevens,stedenbouwkundige aspecten,milieuaspecten,administratieve verplichtingen,financiën,fiscaliteit en aanverwante domeinen,alsook op het vlak van management,conceptontwikkeling,projectontwikkeling,productontwikkeling,procesbeheer,marketing,aan- en verkoop van goederen en diensten,afzetmarkt en aanverwante bedrijfsactiviteiten,met uitzondering van beleggingsadvies en de activiteiten waarvoor een bijkomende erkenning of registratie vereist is en/of die door de wet voorbehouden zijn aan andere beroepen;
  26. 26) Het organiseren,begeleiden en/of deeinemen aan studiedagen,congressen,evenementen en aanverwante activiteiten;
  27. 27) Het geven van opleiding en vorming in groep of individueel bij middel van training,workshops,lezingen en seminaries;de redactie van artikels,bijdragen,boeken,cursussen,in de meest ruime zin.

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
Vanbreda Simplex
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaamse Gewest, bedrijfszetels,administratieve zetels en bijkantoren in België en buitenland bij besluit raad van bestuur” (deed in Dutch)

deed of 25-04-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Two directors jointly
Board ruleHow the board is made up, meets and takes decisions.
“Raad kan voorzitter benoemen,zo niet oudste aanwezige, raad van bestuur” (deed in Dutch)

deed of 25-04-2024

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Op naam” (deed in Dutch)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
One provision in the deed

deed of 25-04-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
First Thursday of March at 10:00

deed of 25-04-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Raad van bestuur - bijeenkomsten,beraadslaging,besluiten, één document of meerdere exemplaren” (deed in Dutch)
Other provision: “Notulen, 13” (deed in Dutch)
Other provision: “Bestuursbevoegdheid-dagelijks bestuur, 14” (deed in Dutch)
Other provision: “Bezoldiging-Kosten-Uitgaven, 16” (deed in Dutch)
Other provision: “Algemene vergadering-soorten,datum,plaats, 18” (deed in Dutch)
Other provision: “Algemene vergadering-toelating, 20” (deed in Dutch)
Other provision: “Algemene vergadering-vertegenwoordiging, 21” (deed in Dutch)
Other provision: “Door vennootschap ter beschikking gesteld formulier, stemmen op afstand” (deed in Dutch)
Other provision: “Kapitaal, algemene vergadering beslist op voorstel raad van bestuur” (deed in Dutch)
Other provision: “Dividenden, raad van bestuur overeenkomstig WVV” (deed in Dutch)
13 more provisions in the deed, see the deed of 25-04-2024

deed of 25-04-2024