Financials
- Fiscal year
- 2025
- Total assets
- €2.5m
- Profit
- €428,413
- Solvency
- 76.4%
Total assets▲ 25.8%
Net result
20182025
Summary
VANBREDA DEKERF is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.9m and a net result of €428,413. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 81% of 1638 sector peers (fiscal year 2025). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Insurance agents and brokers
NACE 66220NACE 67201
#3 oldest company in Ternat, Finance and insurance sector1 site
How big
€2.5mtotal assets 2025
- Staff
- 5.9 FTE
- Equity
- €1.9m
- Profit
- €428,413
Turnover not published (abridged schema)
Financially healthy?
Financial institution: outside the modelProbability: sector outside the model
Who decides
- Parent
- VANBREDA RISK & BENEFITS · 60%
Accounts 133 d early1 of 9 deeds read
SignalsLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-03-2026, 133 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
133 d early
2024
128 d early
2023
61 d early
2022
38 d early
2021
26 d late
2020
61 d late
2019
48 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 June (4 of the last 5 filed years within 73 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Resignations & appointmentsPower of attorney
- Annual accounts filedfiscal year 2025 · abbreviated…
- Highest result since 2018net €428,413 ▲21.7%
Key points
- Positive: Oldest company in Ternat, Finance and insurance sectorin the Checked rankings #3 View
- Positive: 8 profitable years in a rowprofit 2025: €428,413 8 years View
- Controlled by VANBREDA RISK & BENEFITSultimately: Unibreda 60% View
- Positive: Always filed on timeaccounts within the deadline every year 4 years View
By topic
Board & ownership
- Parent
- VANBREDA RISK & BENEFITS · 60%
Network & group
- Group
- Unibreda
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 03-06-2026Resignations & appointments
- 20-03-2026Annual accounts filed
- 31-12-2025Highest result since 2018
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Insurance agents and brokersNACE 66220
- Founded
- 21-12-1993
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies Which other companies belong to the same group?Unibreda · 19 companies
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