Vanbilloen
ActiveVanbilloen has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €274k and a net result of €57k. Equity is growing by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 33% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+11
Solvency56▼-1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 2.53 in 2024; short-term debt: 17.8% and cash: 15.6% of total assets), but 68.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.2%
Return on assets
6.5%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
23 d early
2024
1 d early
2023
41 d early
2022
4 d early
2021
48 d early
2020
8 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€274k▼ 0.8%
2024 · €276k
2018: €53k
2019: €89k
2020: €123k
2021: €165k
2022: €216k
2023: €255k
2024: €276k
2018 → 2025
Total assets
€878k▲ 2.6%
2024 · €856k
2018: €100k
2019: €164k
2020: €195k
2021: €229k
2022: €840k
2023: €860k
2024: €856k
2018 → 2025
Net result
€57k▲ 151%
2024 · €23k
2018: €55k
2019: €46k
2020: €35k
2021: €46k
2022: €49k
2023: €40k
2024: €23k
2018 → 2025
Working capital
€129k▼ 6.7%
2024 · €138k
2018: €52k
2019: €88k
2020: €95k
2021: €144k
2022: €133k
2023: €220k
2024: €138k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€165k-€216k▲ 30.5%€255k▲ 18.1%€276k▲ 8.5%€274k▼ 0.8%
Operating result€59k-€64k▲ 9.0%€69k▲ 8.1%€47k▼ 31.4%€91k▲ 91.2%
Net result€46k-€49k▲ 4.9%€40k▼ 18.0%€23k▼ 43.2%€57k▲ 151%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 91% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €878k
Fixed assets
€592k▼ 5.6%
Current assets
€286k▲ 24.9%
Equity and liabilities €878k
Equity
€274k▼ 0.8%
Debt
€604k▲ 4.2%
The debt ratio rises from 67.7% to 68.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€128k▲
2024 · €102k
Cash flow
€94k▲
2024 · €77k
Solvency
31.2%▼
2024 · 32.3%
Current ratio
1.82▼
2024 · 2.53
Quick ratio
1.47▼
2024 · 2.04
Debt / equity
2.20▲
2024 · 2.10
ROE
20.7%▲
2024 · 8.2%
ROA
6.5%▲
2024 · 2.6%
Interest coverage
6.55▲
2024 · 5.31
Debt
€604k▲
2024 · €579k
Debt ≤ 1 year
€157k▲
2024 · €90k
Debt > 1 year
€442k▼
2024 · €484k
Income taxes
€15k▲
2024 · €6k
Staff costs
€48k▼
2024 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€856k€878k▲
Fixed assets21/28€627k€592k▼
Tangible fixed assets22/27€627k€592k▼
Land and buildings22€608k€581k▼
Plant, machinery and equipment23€6k€2k▼
Furniture and vehicles24€13k€9k▼
Current assets29/58€229k€286k▲
Stocks and contracts in progress3€45k€55k▲
Stocks30/36€5k€5k=
Contracts in progress37€40k€50k▲
Amounts receivable within one year40/41€146k€93k▼
Trade receivables40€140k€92k▼
Other amounts receivable41€6k€770▼
Cash at bank and in hand54/58€35k€137k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€856k€878k▲
Equity10/15€276k€274k▼
Contributions10/11€19k€19k=
Reserves13€257k€255k▼
Distributable reserves133€257k€255k▼
Profit (loss) carried forward14€1k€270▼
Amounts payable17/49€579k€604k▲
Amounts payable after more than one year17€484k€442k▼
Financial debts170/4€484k€442k▼
Amounts payable within one year42/48€90k€157k▲
Current portion of amounts payable after more than one year42€28k€42k▲
Financial debts43€14k€0▼
Other loans439€14k€0▼
Trade debts44€14k€5k▼
Suppliers440/4€14k€5k▼
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€32k€106k▲
Accrued charges and deferred income492/3€5k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€59k€48k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€37k▼
Other operating charges640/8€5k€4k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€165k€180k▲
Operating profit (loss)9901€47k€91k▲
Financial income75/76B€247€131▼
Recurring financial income75€247€131▼
Financial charges65/66B€19k€20k▲
Recurring financial charges65€19k€20k▲
Profit (loss) for the period before taxes9903€29k€71k▲
Income taxes67/77€6k€15k▲
Profit (loss) for the period9904€23k€57k▲
Profit (loss) for the period to be appropriated9905€23k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€58k▲
Profit (loss) brought forward from the previous period14P€256€1k▲
Transfer from equity791/2-€2k
Transfer to equity691/2€21k€0▼
To other reserves6921€21k€0▼
Profit to be distributed694/7€859€59k▲
Return on contributions (dividend)694€859€59k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €57k ▲151%
Operating result €91k, net result €57k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €23k ▼43.2%
Net result drops to €23k, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €216k ▲30.5%
5 profitable years in a row build equity to €216k.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €165k ▲34.8%
4 profitable years in a row build equity to €165k.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €123k ▲37.3%
3 profitable years in a row build equity to €123k.
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Staden · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Walstraat(STA) 68840 StadenGround area
903 m²
Building footprint
119 m²
Volume, LiDAR
508 m³
Parcel 36019C0739/00M000, Flanders · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Vanbilloen
since 20182.274.702.755
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36019C0739/00M000 | Flanders | 903 m² | 1 · 119 m² | 7.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BEZIB
BE 0475.037.110
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STEENHOUWERIJ DENISSE
BE 0873.058.891
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Bart Dellobel
BE 0686.683.883
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VOEGWERKEN DONCKERS
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VLOEREN ALLEGAERT
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 5,522 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-03-2018
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.