Equity
€274,230 ▼ 0.8%
Vanbilloen paid out €59,000 in dividends. That is 104% of the 2025 profit.
Vanbilloen
Lifetime
8 annual accounts with figures on one time axisGross marginpeak €218,078 (2022)
€179,828▲ 8.9%
Resultpeak €56,743 (2025)
€56,743▲ 151%
Equitypeak €276,487 (2024)
€274,230▼ 0.8%
Debts
€603,768▲ 4.2%
Staffpeak 1 FTE (2019)
-not published
Board1 name since 2021
1 directorAndy VANBILLOEN
Documentsfilings and deeds
08-07-202623 days before the deadline
2025micro format
Result from €22,630 to €56,743Dividend €59,000Cash from €35,206 to €136,642
Key points
from the 2025 annual accountsTurnover
≈ €740,000 estimated
The micro format states no turnover.
Staff
1 employees on 31-12-2025
In 2025, 1 person joined and 1 left.
Liquidity
1.82 was 2.53 in 2024
Short-term debts rose from €90,269 to €156,653.
Filings
8 annual accounts since 2018
The last five annual accounts were filed 1 to 48 days before the end of the period.
Position in the sector
€274,230
More equity than 90% of companies in specialised construction. Sector median €57,762 · 35,020 companies.
Checked score
90
Excellent
Financially stronger than 45% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,685 companies (NACE 43, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.3%▲ +0.1 percentage points vs 05-2025
07-2025: 0.4%▲ +0.1 percentage points vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.3%▼ -0.1 percentage points vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.4%▲ +0.1 percentage points vs 03-2026
05-2026: 0.3%▼ -0.1 percentage points vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.4%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.1%▼ -0.3 percentage points vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Specialised construction activities (NACE 43)
lowers risk
Size: total assets €877,998
Figures for financial year 2025 (filed on 08-07-2026)
Liquidity: current ratio 1.82, cash €136,642
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 33% of them on solvency, 63% on liquidity, 53% on profitability and 33% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as Vanbilloen has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Vanbilloen itself is lower: 0.1% within 12 months. It rests on far more data about Vanbilloen than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for Vanbilloen. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €24,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.82 (2.53 in 2024), above the usual 1.5. Short-term debt is 17.8% and cash 15.6% of total assets. However, 68.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
23 days early
2024
1 day early
2023
41 days early
2022
4 days early
2021
48 days early
2020
8 days early
2019
18 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 20 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0692821807
Change of role: Andy VANBILLOEN, from manager to director
Director discharge: Andy VANBILLOEN · General meeting of 12-12-2022 · Gazette deed
Incorporation
published on 26-03-2018 · Gazette deed
First establishment
Walstraat 6, Staden
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| Vanbilloen Staden | €877,998 | €179,828 | 31.2% | - |
| PL Projects Waregem | €905,919 | €150,381 | 42.7% | - |
| Gypin Rijkevorsel | €880,222 | €172,507 | 30.3% | - |
| PT POOLS Zele | €844,924 | €188,259 | 45.8% | 1.8 |
| GARDEN DREAM Chimay | €798,722 | €187,527 | 2.0% | - |
| AF ENERGY Ixelles | €971,864 | €189,729 | 9.3% | - |
| AFSLUITINGEN WEMA Tessenderlo-Ham | €967,827 | €170,606 | 24.3% | 1.1 |
These companies have the same main activity as Vanbilloen: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €799,000 and €972,000, founded between 2017 and 2018.
Official details
Source: KBO- Status
- Active since 22-03-2018Normal situation
- Activity
- Other specialised construction activitiesNACE 43990and 1 other
- Joint committee
- 124Construction · annual accounts 2024
- Establishment unit
- 2.274.702.7558840 Staden, since 22-03-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 25-11-2025
Annual accounts 2025
- Total assets
- €877,998▲ 2.6%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 08-07-2026, 23 days before the end of the filing period
Insights on Vanbilloen
Vanbilloen files the micro format. That format states no turnover. The gross margin rose from €100,254 in 2018 to €179,828 in 2025.
The balance sheet grew most from 2020 to 2022 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Vanbilloen
- What is the company number of Vanbilloen?
- The company number of Vanbilloen is 0692.821.807. The VAT number is the same number with BE in front: BE 0692.821.807.
- Where is Vanbilloen based?
- The registered office is at Walstraat 6, 8840 Staden.Company details
- What does Vanbilloen do?
- According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
- What is the legal form of Vanbilloen?
- Vanbilloen is a private limited company (BV).
- When was Vanbilloen founded?
- Vanbilloen was founded on 22-03-2018.
- Is Vanbilloen still active?
- Yes, Vanbilloen is an active enterprise in the KBO register.
- How many employees does Vanbilloen have?
- Vanbilloen had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Vanbilloen fall under?
- In its 2024 annual accounts, Vanbilloen states joint committee 124 (Construction).
- What is the turnover of Vanbilloen?
- The turnover in financial year 2025 is ≈ €740,000. This figure is estimated from the gross margin of €179,828 and 47 comparable companies (NACE 43990). It probably lies between €490,000 and €1.3m.
- Is Vanbilloen profitable?
- In financial year 2025, Vanbilloen made a profit of €56,743.
- Where can I find the annual accounts of Vanbilloen?
- Vanbilloen filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Vanbilloen due?
- Vanbilloen must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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