Equity
€266,385 ▲ 50.1%
Equity rose in 2025 from €177,453 to €266,385.
Gypin
Lifetime
7 annual accounts with figures on one time axisGross marginpeak €172,507 (2025)
€172,507▲ 29.3%
Resultpeak €90,532 (2025)
€90,532▲ 74.4%
Equitypeak €266,385 (2025)
€266,385▲ 50.1%
Debts
€613,837▲ 3.1%
Board1 name since 2021
1 directorAGTERBOS Maarten
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €133,365 to €172,507Result from €51,915 to €90,532Equity from €177,453 to €266,385Investments €101,266
Key points
from the 2025 annual accountsInvestments
€110,732 3.0 × depreciation
Green is investment, beige is depreciation.
Filings
7 annual accounts 7 late
The 2019 accounts came latest: 42 days after the end of the period.
Checked score
55
Fair
Financially stronger than 65% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,685 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.5%
01-2025: 3.5%● unchanged vs 12-2024
02-2025: 3.5%● unchanged vs 01-2025
03-2025: 3.5%● unchanged vs 02-2025
04-2025: 3.5%● unchanged vs 03-2025
05-2025: 3.4%▼ -0.1 percentage points vs 04-2025
06-2025: 3.3%▼ -0.1 percentage points vs 05-2025
07-2025: 3.2%▼ -0.1 percentage points vs 06-2025
08-2025: 3.9%▲ +0.7 percentage points vs 07-2025highest value
09-2025: 3.1%▼ -0.8 percentage points vs 08-2025
10-2025: 3.1%● unchanged vs 09-2025
11-2025: 2.9%▼ -0.2 percentage points vs 10-2025
12-2025: 2.9%● unchanged vs 11-2025
01-2026: 2.8%▼ -0.1 percentage points vs 12-2025
02-2026: 2.8%● unchanged vs 01-2026
03-2026: 2.8%● unchanged vs 02-2026
04-2026: 2.7%▼ -0.1 percentage points vs 03-2026
05-2026: 2.4%▼ -0.3 percentage points vs 04-2026
06-2026: 2.3%▼ -0.1 percentage points vs 05-2026
07-2026: 2.3%● unchanged vs 06-2026
08-2026: 2.8%▲ +0.5 percentage points vs 07-2026
09-2026: 2.1%▼ -0.7 percentage points vs 08-2026lowest value
10-2026: 2.1%● unchanged vs 09-2026lowest value
11-2026: 2.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 1.51
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Sector: Specialised construction activities (NACE 43)
lowers risk
Size: total assets €880,222
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 32% of them on solvency, 83% on liquidity, 63% on profitability and 83% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,782 companies had the same profile as Gypin has now. Each dot stands for 17 companies, two years later.
96.7%
were still trading
2.7%
stopped another way
0.6%
went bankrupt
The bankruptcy probability of Gypin itself is higher: 2.1% within 12 months. It rests on far more data about Gypin than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,782 companies, not a prediction for Gypin. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.51 (1.26 in 2024), above the usual 1.5. Short-term debt is 22% of total assets. However, 69.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filingsDeviation from the deadline
2025
31 days late
2024
21 days late
2023
28 days late
2022
37 days late
2021
39 days late
2020
15 days late
2019
42 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 30 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0692787757
Incorporation
published on 26-03-2018 · Gazette deed
First establishment
Stevennekens 133, Rijkevorsel
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| Gypin Rijkevorsel | €880,222 | €172,507 | 30.3% | - |
| Berckmans Bouwservice Balen | €774,924 | €176,149 | 52.1% | - |
| Vanbilloen Staden | €877,998 | €179,828 | 31.2% | - |
| PT POOLS Zele | €844,924 | €188,259 | 45.8% | 1.8 |
| AFSLUITINGEN WEMA Tessenderlo-Ham | €967,827 | €170,606 | 24.3% | 1.1 |
| GARDEN DREAM Chimay | €798,722 | €187,527 | 2.0% | - |
| AF ENERGY Ixelles | €971,864 | €189,729 | 9.3% | - |
These companies have the same main activity as Gypin: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €775,000 and €972,000, founded between 2017 and 2019.
Official details
Source: KBO- Status
- Active since 22-03-2018Normal situation
- Activity
- Other specialised construction activitiesNACE 43990and 1 other
- Establishment unit
- 2.274.492.2262310 Rijkevorsel, since 22-03-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 31-10-2023
Annual accounts 2025
- Turnover
- ≈ €710,000estimated
- Total assets
- €880,222▲ 13.9%
- Filing
- Filed on 31-08-2026
Insights on Gypin
Gypin files the micro format. That format states no turnover. The gross margin rose from €127,642 in 2019 to €172,507 in 2025.
The balance sheet grew most from 2020 to 2021 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Gypin
- What is the company number of Gypin?
- The company number of Gypin is 0692.787.757. The VAT number is the same number with BE in front: BE 0692.787.757.
- Where is Gypin based?
- The registered office is at Stevennekens 133, 2310 Rijkevorsel.Company details
- What does Gypin do?
- According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
- What is the legal form of Gypin?
- Gypin is a private limited company (pre-2019) (BVBA).
- When was Gypin founded?
- Gypin was founded on 22-03-2018.
- Is Gypin still active?
- Yes, Gypin is an active enterprise in the KBO register.
- What is the turnover of Gypin?
- The turnover in financial year 2025 is ≈ €710,000. This figure is estimated from the gross margin of €172,507 and 47 comparable companies (NACE 43990). It probably lies between €470,000 and €1.3m.Financials
- Is Gypin profitable?
- In financial year 2025, Gypin made a profit of €90,532.
- Where can I find the annual accounts of Gypin?
- Gypin filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Gypin due?
- Gypin must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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