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Vanbienne Construction

Active
Private limited companyfounded 2025incorporated this yearChemin Jean Lemay(C) 14, 7870 Lens (Hainaut), BelgiumKBO/BCE: BE 1028.512.675
Summary

Vanbienne Construction is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €62,224 and a net result of €57,224. Its solvency ranks better than 49% of 28051 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency72
Growth-
Track record50
Credit verdict
Credit up to €4,500 at 30 days acceptable
Liquidity tight (current ratio 1.23; short-term debt: 53.4% and cash: 27.1% of total assets), and 53.4% of the assets are financed with debt.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 0 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
29 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Vanbienne Construction was incorporated on 2 October 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€62,224
Total assets
€133,620
Net result
€57,224
Working capital
€16,505

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €133,620
Fixed assets €45,718
Current assets €87,902
Equity and liabilities €133,620
Equity €62,224
Debt €71,396
Debt finances 53.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€76,110
Cash flow
€61,231
Current ratio
1.23
Debt to equity
1.15
ROE
92.0%
ROA
42.8%
Interest coverage
134.29
Debt ≤ 1 year
€71,396
Income taxes
€14,313
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€133,620
Fixed assets21/28€45,718
Tangible fixed assets22/27€45,718
Plant, machinery and equipment23€2,292
Furniture and vehicles24€43,426
Current assets29/58€87,902
Amounts receivable within one year40/41€51,754
Trade receivables40€50,654
Other amounts receivable41€1,100
Cash at bank and in hand54/58€36,148
Equity and liabilities
Total equity and liabilities10/49€133,620
Equity10/15€62,224
Contributions10/11€5,000
Reserves13€57,224
Distributable reserves133€57,224
Amounts payable17/49€71,396
Amounts payable within one year42/48€71,396
Trade debts44€54,209
Suppliers440/4€54,209
Taxes, remuneration and social security45€7,813
Taxes450/3€7,813
Other amounts payable47/48€9,374
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,007
Gross operating margin9900€76,110
Operating profit (loss)9901€72,104
Financial charges65/66B€567
Recurring financial charges65€567
Profit (loss) for the period before taxes9903€71,537
Income taxes67/77€14,313
Profit (loss) for the period9904€57,224
Profit (loss) for the period to be appropriated9905€57,224
Appropriation of the result
Profit (loss) to be appropriated9906€57,224
Transfer to equity691/2€57,224
To other reserves6921€57,224

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,007
Gross operating margin9900€76,110
Operating profit (loss)9901€72,104
Financial charges65/66B€567
Recurring financial charges65€567
Profit (loss) for the period before taxes9903€71,537
Income taxes67/77€14,313
Profit (loss) for the period9904€57,224
Profit (loss) for the period to be appropriated9905€57,224
Line2025
Assets
Total assets20/58€133,620
Fixed assets21/28€45,718
Tangible fixed assets22/27€45,718
Plant, machinery and equipment23€2,292
Furniture and vehicles24€43,426
Current assets29/58€87,902
Amounts receivable within one year40/41€51,754
Trade receivables40€50,654
Other amounts receivable41€1,100
Cash at bank and in hand54/58€36,148
Equity and liabilities
Total equity and liabilities10/49€133,620
Equity10/15€62,224
Contributions10/11€5,000
Reserves13€57,224
Distributable reserves133€57,224
Amounts payable17/49€71,396
Amounts payable within one year42/48€71,396
Trade debts44€54,209
Suppliers440/4€54,209
Taxes, remuneration and social security45€7,813
Taxes450/3€7,813
Other amounts payable47/48€9,374
Line2025
Profit (loss) for the period9904€57,224
+ Depreciation and write-downs630€4,007
Operating cash flow (approximation)€61,231

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
02-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lens (Hainaut) · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
820 m²
Parcel 53016B0185/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Vanbienne Construction
Chemin Jean Lemay(C) 14, 7870 Lens (Hainaut)Bricklaying and masonry work
since 20252.380.899.840
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53016B0185/00E000 Wallonia 820 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,137 companies in sector 43910 we hold annual accounts for 5,491. 4,763 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded02-10-2025
Fiscal year end31-12
Activities, NACEBEL 2025
43910Bricklaying and masonry work

Scores and ratios are computed by Checked and are not a credit decision.