VANBESIEN
ActiveVANBESIEN has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €60k and a net result of €7k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 35% of 26052 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability61▲+8
Solvency40▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.13 in 2023; short-term debt: 84.7% and cash: 2.7% of total assets), and 84.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
15.3%
Return on assets
1.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
30 d late
2022
31 d late
2021
61 d late
2020
90 d late
2019
119 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€60k▲ 12.3%
2023 · €54k
2018: €41k
2019: €33k
2020: €33k
2021: €38k
2022: €47k
2023: €54k
2018 → 2024
Total assets
€394k▼ 1.7%
2023 · €401k
2018: €368k
2019: €359k
2020: €375k
2021: €395k
2022: €402k
2023: €401k
2018 → 2024
Net result
€7k▼ 4.4%
2023 · €7k
2018: €1k
2019: €-9k
2020: €219
2021: €5k
2022: €8k
2023: €7k
2018 → 2024
Working capital
€51k▲ 16.8%
2023 · €44k
2018: €30k
2019: €23k
2020: €19k
2021: €26k
2022: €35k
2023: €44k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€33k-€38k▲ 16.6%€47k▲ 21.9%€54k▲ 14.7%€60k▲ 12.3%
Operating result€4k-€7k▲ 66.5%€17k▲ 161%€15k▼ 12.6%€14k▼ 7.7%
Net result€219-€5k▲ 2,404%€8k▲ 53.3%€7k▼ 18.1%€7k▼ 4.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 8% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €394k
Fixed assets
€9k▼ 7.7%
Current assets
€385k▼ 1.5%
Equity and liabilities €394k
Equity
€60k▲ 12.3%
Debt
€334k▼ 3.9%
The debt ratio falls from 86.6% to 84.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16k▼
2023 · €17k
Cash flow
€9k▼
2023 · €9k
Solvency
15.3%▲
2023 · 13.4%
Current ratio
1.15▲
2023 · 1.13
Quick ratio
0.07▲
2023 · 0.06
Debt / equity
5.55▼
2023 · 6.48
ROE
10.9%▼
2023 · 12.8%
ROA
1.7%▼
2023 · 1.7%
Interest coverage
4.88▲
2023 · 3.89
Debt
€334k▼
2023 · €347k
Debt ≤ 1 year
€334k▼
2023 · €347k
Income taxes
€4k▲
2023 · €4k
Staff costs
€3k=
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€401k€394k▼
Fixed assets21/28€10k€9k▼
Tangible fixed assets22/27€10k€9k▼
Land and buildings22€1k€670▼
Plant, machinery and equipment23€8k€8k▼
Furniture and vehicles24€594€424▼
Current assets29/58€391k€385k▼
Stocks and contracts in progress3€369k€363k▼
Stocks30/36€369k€363k▼
Amounts receivable within one year40/41€8k€8k▼
Other amounts receivable41€8k€8k▼
Cash at bank and in hand54/58€12k€11k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€401k€394k▼
Equity10/15€54k€60k▲
Contributions10/11€19k€19k=
Reserves13€28k€42k▲
Distributable reserves133€28k€42k▲
Profit (loss) carried forward14€7k-
Amounts payable17/49€347k€334k▼
Amounts payable within one year42/48€347k€334k▼
Financial debts43€1k-
Other loans439€1k-
Trade debts44€30k€14k▼
Suppliers440/4€30k€14k▼
Other amounts payable47/48€316k€320k▲
Income statement
Code20232024
Remuneration, social security and pensions62€3k€3k=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€3k€4k▲
Non-recurring operating charges66A-€250
Gross operating margin9900€23k€23k▲
Operating profit (loss)9901€15k€14k▼
Financial income75/76B€100€4▼
Recurring financial income75€100€4▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€11k€11k▼
Income taxes67/77€4k€4k▲
Profit (loss) for the period9904€7k€7k▼
Profit (loss) for the period to be appropriated9905€7k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€13k▲
Profit (loss) brought forward from the previous period14P-€7k
Transfer to equity691/2-€13k
To other reserves6921-€13k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €8k ▲53.3%
Operating result €17k, net result €8k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
31-12
Financial
Back to profitnet €219
Net result €219 after one loss-making year.
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
10-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 468 days late
2019
31-12
Financial
Weakest financial yearnet €-9k ▼856%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 379 days late
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 730 days late
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 634 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Motestraat 248800 RoeselareGround area
198 m²
Building footprint
89 m²
Volume, LiDAR
620 m³
Parcel 36503C1593/00F005, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VANBESIEN
since 19912.052.604.825
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36503C1593/00F005 | Flanders | 198 m² | 1 · 89 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,016 companies in sector 47770 we hold annual accounts for 900. 670 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-1991
Fiscal year end31-12
Activities, NACEBEL
47770Retail sale of watches and jewellery
52484
52730
95250Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:frederik.vanbesien@gmail.com