Equity
€311,428 ▲ 7.7%
LAMBREGTS & ZONEN has made a profit without a break since 2020.
LAMBREGTS & ZONEN
Lifetime
20 annual accounts with figures on one time axis, 32 filings since 1994peak €390,144 (2010)
€34,482▼ 80.6%
lowest -€62,820 (2012)
€22,229▼ 77.1%
peak €311,428 (2025)
€311,428▲ 7.7%
€71,562▼ 28.8%
peak 1.3 FTE (2010)
-not published
Board6 names since 2019
6 directorsLambregts Maarten and 5 others
Documentsfilings and deeds
16-06-202645 days before the deadline
2025financial year
Gross margin from €177,456 to €34,482Result from €97,072 to €22,229Debts from €100,504 to €71,562
Key points
from the 2025 annual accountsResult
€22,229 ▼ 77.1%
The result fell in 2025: the 2024 profit included a one-off income of €173,474.
Turnover
≈ €160,000 estimated
The accounts state no turnover.
Liquidity
5.35 was 3.88 in 2024
Short-term debts fell from €100,297 to €71,562.
Filings
32 annual accounts since 1994
Two of the last ten came late. The 2019 accounts came latest: 21 days after the end of the period.
Position in the sector
81.3%
Higher solvency than 89% of companies in retail trade. Sector median 36.2% · 5,068 companies.
Checked score
95
Excellent
Financially stronger than 64% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: 0.3%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -0.2 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Retail trade (NACE 47)
lowers risk
Liquidity: current ratio 5.35, cash €49,194
Founded in 1994
Equity €311,428 (81.3% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 67% on liquidity, 38% on profitability and 57% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as LAMBREGTS & ZONEN has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of LAMBREGTS & ZONEN itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for LAMBREGTS & ZONEN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.35 (3.88 in 2024), above the usual 1.5. Short-term debt is 18.7% and cash 12.8% of total assets. 18.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 days early
2024
1 day late
2023
7 days early
2022
39 days early
2021
3 days early
2020
25 days early
2019
21 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 14 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
3 directors reappointed
BOUCKAERT Sofie Germaine Irène, LAMBREGTS Maarten Nicole Albrecht and LAMBREGTS Jeroen Walter Christine · Gazette deed
3 directors reappointed
Bouckaert Sofie, Lambregts Maarten (managing director) and Lambregts Jeroen · General meeting of 22-04-2019 · Gazette deed
First establishment
JEMA DESIGN, Strijdersstraat 23, Edegem
Incorporation
published on 22-02-1994 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LAMBREGTS & ZONEN Edegem | €382,991 | €34,482 | 81.3% | - |
| Fr. Henderyckx & Zonen Lier | €324,779 | €42,768 | 91.4% | - |
| JOSEPH - EVERAERT Middelkerke | €302,222 | €37,613 | 10.0% | - |
| DIAMOND HOUSE Antwerp | €460,564 | €45,065 | 82.8% | - |
| MV Products Oud-Turnhout | €278,377 | €36,163 | -7.4% | - |
| VIVIANE Antwerp | €444,705 | €23,248 | 12.3% | - |
| BEAULIEU ANTWERP Antwerp | €327,457 | €55,708 | 23.0% | - |
These companies have the same main activity as LAMBREGTS & ZONEN: retail sale of watches and jewellery (NACE 47770). They are comparable in size and age: total assets between €278,000 and €461,000, founded between 1991 and 1996.
Official details
Source: KBO- Status
- Active since 24-01-1994Normal situation
- Activity
- Retail sale of watches and jewelleryNACE 47770
- Establishment unit
- 2.066.104.7502650 Edegem, since 24-03-1994
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €382,991▼ 1.7%
- Filing
- Filed on 16-06-2026, 45 days before the end of the filing period
Insights on LAMBREGTS & ZONEN
LAMBREGTS & ZONEN has existed since 1994. In 2024 the gross margin rose from €28,201 to €177,456.
Solvency rose in 2025 from 74.2% to 81.3% because of the retained profit and lower debts.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LAMBREGTS & ZONEN
- What is the company number of LAMBREGTS & ZONEN?
- The company number of LAMBREGTS & ZONEN is 0452.100.865. The VAT number is the same number with BE in front: BE 0452.100.865.
- Where is LAMBREGTS & ZONEN based?
- The registered office is at Strijdersstraat 23, 2650 Edegem.Company details
- What does LAMBREGTS & ZONEN do?
- According to the KBO register, the main activity is retail sale of watches and jewellery (NACE 47770).
- What is the legal form of LAMBREGTS & ZONEN?
- LAMBREGTS & ZONEN is a public limited company (NV).
- When was LAMBREGTS & ZONEN founded?
- LAMBREGTS & ZONEN was founded on 24-01-1994.
- Is LAMBREGTS & ZONEN still active?
- Yes, LAMBREGTS & ZONEN is an active enterprise in the KBO register.
- What is the turnover of LAMBREGTS & ZONEN?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €34,482 and 72 comparable companies (NACE 477). It probably lies between €87,000 and €300,000.Financials
- Is LAMBREGTS & ZONEN profitable?
- In financial year 2025, LAMBREGTS & ZONEN made a profit of €22,229.
- Where can I find the annual accounts of LAMBREGTS & ZONEN?
- LAMBREGTS & ZONEN filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LAMBREGTS & ZONEN due?
- LAMBREGTS & ZONEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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