LAMBREGTS & ZONEN
ActiveLAMBREGTS & ZONEN has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €289k and a net result of €97k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 85% of 9623 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+59
Solvency99▲+36
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 3.88 against 1.47 in 2023; short-term debt: 25.7% and cash: 11% of total assets), and 25.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-08-2025, 1 day late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
1 d late
2023
7 d early
2022
39 d early
2021
3 d early
2020
25 d early
2019
21 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€289k▲ 50.5%
2023 · €192k
2018: €153k
2019: €150k
2020: €161k
2021: €166k
2022: €183k
2023: €192k
2018 → 2024
Total assets
€390k▼ 22.3%
2023 · €502k
2018: €425k
2019: €409k
2020: €393k
2021: €384k
2022: €426k
2023: €502k
2018 → 2024
Net result
€97k▲ 946%
2023 · €9k
2018: €29k
2019: €-3k
2020: €11k
2021: €5k
2022: €17k
2023: €9k
2018 → 2024
Working capital
€289k▲ 99.2%
2023 · €145k
2018: €120k
2019: €102k
2020: €103k
2021: €114k
2022: €133k
2023: €145k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€161k-€166k▲ 3.2%€183k▲ 10.2%€192k▲ 5.1%€289k▲ 50.5%
Operating result€11k-€6k▼ 45.3%€34k▲ 461%€24k▼ 29.1%€144k▲ 502%
Net result€11k-€5k▼ 52.1%€17k▲ 227%€9k▼ 45.3%€97k▲ 946%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 502% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €390k
Fixed assets
€309▼ 99.3%
Current assets
€389k▼ 14.3%
Equity and liabilities €390k
Equity
€289k▲ 50.5%
Debt
€101k▼ 67.5%
The debt ratio falls from 61.7% to 25.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
74.2%▲
2023 · 38.3%
Current ratio
3.88▲
2023 · 1.47
Quick ratio
0.67▲
2023 · 0.33
Debt / equity
0.35▼
2023 · 1.61
ROE
33.6%▲
2023 · 4.8%
ROA
24.9%▲
2023 · 1.8%
Debt
€101k▼
2023 · €309k
Debt ≤ 1 year
€100k▼
2023 · €309k
Income taxes
€46k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€502k€390k▼
Fixed assets21/28€47k€309▼
Intangible fixed assets21€20k-
Tangible fixed assets22/27€27k-
Land and buildings22€27k-
Financial fixed assets28€309€309=
Current assets29/58€455k€389k▼
Stocks and contracts in progress3€354k€322k▼
Stocks30/36€354k€322k▼
Amounts receivable within one year40/41€32k€25k▼
Trade receivables40€4k€2k▼
Other amounts receivable41€28k€22k▼
Cash at bank and in hand54/58€69k€43k▼
Equity and liabilities
Total equity and liabilities10/49€502k€390k▼
Equity10/15€192k€289k▲
Contributions10/11€220k€220k=
Capital10€220k€220k=
Issued capital100€220k€220k=
Reserves13€68k€165k▲
Non-distributable reserves130/1€22k€22k=
Legal reserve130€22k€22k=
Distributable reserves133€46k€143k▲
Profit (loss) carried forward14€-96k€-96k▲
Amounts payable17/49€309k€101k▼
Amounts payable within one year42/48€309k€100k▼
Financial debts43€3k-
Credit institutions430/8€3k-
Trade debts44€106k€59k▼
Suppliers440/4€106k€59k▼
Taxes, remuneration and social security45€12k€41k▲
Taxes450/3€11k€41k▲
Remuneration and social security454/9€1k-
Other amounts payable47/48€189k-
Accrued charges and deferred income492/3-€207
Income statement
Code20232024
Non-recurring operating income76A-€173k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k-
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€11k
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A-€20k
Gross operating margin9900€28k€177k▲
Operating profit (loss)9901€24k€144k▲
Financial income75/76B€60€58▼
Recurring financial income75€60€58▼
Financial charges65/66B€11k€1k▼
Recurring financial charges65€11k€1k▼
Profit (loss) for the period before taxes9903€13k€143k▲
Income taxes67/77€4k€46k▲
Profit (loss) for the period9904€9k€97k▲
Profit (loss) for the period to be appropriated9905€9k€97k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-87k€1k▲
Profit (loss) brought forward from the previous period14P€-96k€-96k=
Transfer to equity691/2€9k€97k▲
To other reserves6921€9k€97k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 1 day late
2024
31-12
Financial
Highest result since 2018net €97k ▲946%
Operating result €144k, net result €97k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.88
Current ratio from 1.47 to 3.88; short-term debt falls from €309k to €100k.
31-12
Financial
Equity above €200kEq €289k ▲50.5%
5 profitable years in a row build equity to €289k.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
31-12
Financial
Equity above €150kEq €161k ▲7.2%
Equity rises from €150k to €161k.
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
31-12
Financial
Weakest financial yearnet €-3k ▼111%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Strijdersstraat 232650 EdegemGround area
305 m²
Building footprint
146 m²
Volume, LiDAR
980 m³
Parcel 11013A0141/00L000, Flanders · tallest building 12.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JEMA DESIGN
since 19942.066.104.750
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11013A0141/00L000 | Flanders | 305 m² | 1 · 146 m² | 12.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 2,017 companies in sector 47770 we hold annual accounts for 898. 671 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded24-01-1994
Fiscal year end31-12
Activities, NACEBEL
47770Retail sale of watches and jewellery
52484
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.