VANBERGHEN
ActiveVANBERGHEN has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €725k and a net result of €34k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 3096 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability24▲+4
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 14.52 against 16.28 in 2024), and 6.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.7%
Return on assets
4.5%
Age of the figures
17 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
26 d late
2023
20 d late
2022
22 d late
2021
15 d late
2020
9 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close12-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€725k▲ 5.0%
2024 · €691k
2019: €554k
2020: €576k
2021: €498k
2022: €557k
2023: €664k
2024: €691k
2019 → 2025
Total assets
€775k▲ 5.8%
2024 · €732k
2019: €716k
2020: €596k
2021: €543k
2022: €594k
2023: €703k
2024: €732k
2019 → 2025
Net result
€34k▲ 26.0%
2024 · €27k
2019: €85k
2020: €22k
2021: €-79k
2022: €60k
2023: €106k
2024: €27k
2019 → 2025
Working capital
€664k▲ 6.4%
2024 · €625k
2019: €535k
2020: €527k
2021: €455k
2022: €520k
2023: €635k
2024: €625k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€498k-€557k▲ 12.0%€664k▲ 19.1%€691k▲ 4.1%€725k▲ 5.0%
Operating result€-78k-€69k€160k▲ 133%€29k▼ 82.1%€40k▲ 39.3%
Net result€-79k-€60k€106k▲ 78.6%€27k▼ 74.3%€34k▲ 26.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 39% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €775k
Fixed assets
€61k▼ 8.0%
Current assets
€714k▲ 7.2%
Equity and liabilities €775k
Equity
€725k▲ 5.0%
Debt
€49k▲ 20.2%
The debt ratio rises from 5.6% to 6.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€52k▲
2024 · €37k
Cash flow
€46k▲
2024 · €36k
Solvency
93.7%▼
2024 · 94.4%
Current ratio
14.52▼
2024 · 16.28
Quick ratio
11.40▼
2024 · 12.50
Debt / equity
0.07▲
2024 · 0.06
ROE
4.8%▲
2024 · 4.0%
ROA
4.5%▲
2024 · 3.7%
Interest coverage
563.11▲
2024 · 147.71
Debt
€49k▲
2024 · €41k
Debt ≤ 1 year
€49k▲
2024 · €41k
Income taxes
€18k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€732k€775k▲
Fixed assets21/28€66k€61k▼
Tangible fixed assets22/27€66k€61k▼
Plant, machinery and equipment23€3k€8k▲
Furniture and vehicles24€63k€53k▼
Financial fixed assets28€149€149=
Current assets29/58€666k€714k▲
Stocks and contracts in progress3€155k€153k▼
Stocks30/36€155k€153k▼
Amounts receivable within one year40/41€16k€26k▲
Trade receivables40-€15k
Other amounts receivable41€16k€10k▼
Current investments50/53€306k€425k▲
Cash at bank and in hand54/58€186k€107k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€732k€775k▲
Equity10/15€691k€725k▲
Contributions10/11€19k€19k=
Reserves13€672k€706k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€672k€706k▲
Amounts payable17/49€41k€49k▲
Amounts payable within one year42/48€41k€49k▲
Trade debts44€33k€40k▲
Suppliers440/4€33k€40k▲
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Other amounts payable47/48€7k€8k▲
Income statement
Code20242025
Non-recurring operating income76A€6k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€12k▲
Other operating charges640/8€1k€774▼
Gross operating margin9900€38k€52k▲
Operating profit (loss)9901€29k€40k▲
Financial income75/76B€11k€12k▲
Recurring financial income75€11k€12k▲
Financial charges65/66B€251€91▼
Recurring financial charges65€251€91▼
Profit (loss) for the period before taxes9903€40k€52k▲
Income taxes67/77€12k€18k▲
Profit (loss) for the period9904€27k€34k▲
Transfer from tax-exempt reserves789€0-
Profit (loss) for the period to be appropriated9905€27k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€34k▲
Transfer to equity691/2€27k€34k▲
To other reserves6921€27k€34k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
26-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2023
20-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
31-03
Financial
Highest result since 2019net €106k ▲78.6%
Operating result €160k, net result €106k, both a record.
2022
22-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
31-03
Financial
Back to profitnet €60k
Net result €60k after one loss-making year.
31-03
Financial
Equity above €500kEq €557k ▲12%
Equity rises from €498k to €557k.
2021
15-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 15 days late
31-03
Financial
Weakest financial yearnet €-79k ▼454%
Net result drops to €-79k, the lowest in the series; recovery starts the following year.
2020
22-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Liquidity times 6current ratio 26.97
Current ratio from 4.30 to 26.97; short-term debt falls from €162k to €20k.
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
02-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
18-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Retieseweg 1202440 GeelGround area
4,227 m²
Building footprint
470 m²
Volume, LiDAR
2,756 m³
2 parcels, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VANBERGHEN BVBA
since 19952.072.370.950
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13372A0951/00K032 | Flanders | 2,830 m² | 1 · 314 m² | 10.6 m · 2 fl. |
| 13372A0951/00T023 | Flanders | 1,397 m² | 1 · 156 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,946 companies in sector 01430 we hold annual accounts for 739. 431 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-1995
Fiscal year end31-03
Activities, NACEBEL
01220
01430Raising of horses and other equines
01420Raising of other cattle and buffaloes
01620Support activities for animal production
46231Wholesale of live animals
51230
93129Activities of other sports clubs
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.