JEML²
ActiveJEML² has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €19k and a net result of €34k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 42% of 26051 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
71
/ 100
Healthy▲ +50 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency41=
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 0.83 in 2023), and 76.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
23.9%
Return on assets
42.3%
Age of the figures
20 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-11-2025, 120 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
120 d late
2023
56 d late
2022
25 d late
2021
30 d late
2020
30 d late
2019
53 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€19k
2023 · €-15k
2018: €-14k
2019: €-10k
2020: €-11k
2021: €-7k
2022: €-24k
2023: €-15k
2018 → 2024
Total assets
€79k▼ 14.0%
2023 · €92k
2018: €71
2019: €139k
2020: €70k
2021: €87k
2022: €76k
2023: €92k
2018 → 2024
Net result
€34k▲ 244%
2023 · €10k
2018: €-9k
2019: €4k
2020: €-1k
2021: €4k
2022: €-17k
2023: €10k
2018 → 2024
Working capital
€17k
2023 · €-19k
2018: €-14k
2019: €-11k
2020: €48k
2021: €30k
2022: €-10k
2023: €-19k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-11k-€-7k▲ 33.5%€-24k▼ 231%€-15k▲ 40.1%€19k
Operating result€7k-€6k▼ 19.4%€-15k€12k€39k▲ 237%
Net result€-1k-€4k€-17k€10k€34k▲ 244%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 237% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €79k
Fixed assets
€3k▼ 21.4%
Current assets
€76k▼ 13.7%
Equity and liabilities €79k
Equity
€19k
Debt
€60k
Debt finances 76.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€40k▲
2023 · €12k
Cash flow
€35k▲
2023 · €10k
Solvency
23.9%▲
2023 · -15.8%
Current ratio
1.29▲
2023 · 0.83
Quick ratio
0.99▲
2023 · 0.72
Debt / equity
3.19▲
2023 · -7.32
ROE
177.0%▲
2023 · -66.9%
ROA
42.3%▲
2023 · 10.6%
Interest coverage
25.40▲
2023 · 6.57
Debt
€60k▼
2023 · €107k
Debt ≤ 1 year
€59k▼
2023 · €107k
Income taxes
€4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€92k€79k▼
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€0€0=
Financial fixed assets28€2k€2k=
Current assets29/58€88k€76k▼
Stocks and contracts in progress3€11k€18k▲
Stocks30/36€11k€18k▲
Amounts receivable within one year40/41€72k€49k▼
Trade receivables40€41k€10k▼
Other amounts receivable41€30k€39k▲
Cash at bank and in hand54/58€5k€10k▲
Equity and liabilities
Total equity and liabilities10/49€92k€79k▼
Equity10/15€-15k€19k▲
Contributions10/11€6k€6k=
Reserves13€5k€5k=
Non-distributable reserves130/1€348€348=
Reserves not available under the articles1311€348€348=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€-26k€7k▲
Amounts payable17/49€107k€60k▼
Amounts payable within one year42/48€107k€59k▼
Current portion of amounts payable after more than one year42€19k€2k▼
Trade debts44€59k€36k▼
Suppliers440/4€59k€36k▼
Advances received on contracts in progress46€1k€1k=
Taxes, remuneration and social security45€28k€21k▼
Taxes450/3€28k€21k▼
Accrued charges and deferred income492/3€448€1k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€413€939▲
Other operating charges640/8€384€387▲
Non-recurring operating charges66A-€464
Gross operating margin9900€12k€41k▲
Operating profit (loss)9901€12k€39k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€10k€38k▲
Income taxes67/77-€4k
Profit (loss) for the period9904€10k€34k▲
Profit (loss) for the period to be appropriated9905€10k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€7k▲
Profit (loss) brought forward from the previous period14P€-36k€-26k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 120 days late
2024
31-12
Financial
Highest result since 2018net €34k ▲244%
Operating result €39k, net result €34k, both a record.
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial
Weakest financial yearnet €-17k ▼559%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Liquidity quadruplescurrent ratio 3.31
Current ratio from 0.93 to 3.31; short-term debt falls from €149k to €21k.
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
2016
24-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Esneux · 2 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Amostrennes 134130 EsneuxGround area
5,417 m²
Building footprint
710 m²
Volume, LiDAR
8,223 m³
3 parcels, Brussels, Wallonia · tallest building 29.4 m, ±9 floors. Linked by address, not a title deed.
2 establishment units
EML²
since 20102.194.463.860
Amostrennes 9, 4130 Esneux
since 20102.194.463.959
3 parcels
Wallonia
2
(66.7%)
Brussels
1
(33.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62032E0094/00C000 | Wallonia | 2,285 m² | 1 · 233 m² | - |
| 62032E0124/00W000 | Wallonia | 2,147 m² | 1 · 147 m² | - |
| 21019A0199/02B002 | Brussels | 984 m² | 1 · 330 m² | 29.4 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AUTODEAL PRO
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LIMO’BER
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Of 10,615 companies in sector 47811 we hold annual accounts for 5,192. 2,613 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-11-2010
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
45112
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.