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VAN TOMI

Active
Private limited companyfounded 20223 yrs activeW.A. Mozartlaan 2, 1620 Drogenbos, BelgiumKBO/BCE: BE 0793.516.319
Summary

The computed 12-month bankruptcy probability of VAN TOMI is 2.0% (moderate). The 2025 annual accounts show equity of €81,102 and a net result of €60,073. Its solvency ranks better than 79% of 7564 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency96▼-4
Growth78
Track record94
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 3.46 against 5.29 in 2024; short-term debt: 28.7% and cash: 5% of total assets), and 28.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
71.3%
Return on assets
52.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-12-2025, 52 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
52 d early
2024
58 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 55 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 11 November 2022, VAN TOMI was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€81,102▲ 286%
2024 · €21,029
Total assets
€113,677▲ 338%
2024 · €25,932
Net result
€60,073▲ 275%
2024 · €16,029
Working capital
€80,208▲ 281%
2024 · €21,029
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€20,230-€77,747▲ 284%
Net result€16,029within the sector's middle half-€60,073above the sector's middle half▲ 275%
Equity€21,029within the sector's middle half-€81,102within the sector's middle half▲ 286%
Total assets€25,932below the sector's middle half-€113,677within the sector's middle half▲ 338%
Debt€4,903-€32,575▲ 564%
Working capital€21,029-€80,208▲ 281%
Solvency81.1%above the sector's middle half-71.3%above the sector's middle half▼ 9.7pp
above within below the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000€80,000Operating result 2024: €20,230€20,230Net result 2024: €16,029€16,029Operating result 2025: €77,747€77,747Net result 2025: €60,073€60,07320242025€0€20,000€40,000€60,000€80,000Operating result 2024: €20,230€20,200Net result 2024: €16,029€16,000Operating result 2025: €77,747€77,700Net result 2025: €60,073€60,10020242025
The operating result rises in 2025; 2025 is 284% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113,677
Fixed assets €894
Current assets €112,783
Equity and liabilities €113,677
Equity €81,102 ▲ 286%
Debt €32,575 ▲ 564%
Debt's share of the balance-sheet total rises from 18.9% to 28.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€77,952
Cash flow
€60,278
Current ratio
3.46▼
2024 · 5.29
Debt to equity
0.40▲
2024 · 0.23
ROE
74.1%▼
2024 · 76.2%
ROA
52.8%▼
2024 · 61.8%
Interest coverage
83.58
Debt ≤ 1 year
€32,575▲
2024 · €4,903
Income taxes
€16,742▲
2024 · €4,046
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€25,932€113,677▲
Fixed assets21/28-€894
Tangible fixed assets22/27-€894
Plant, machinery and equipment23-€894
Current assets29/58€25,932€112,783▲
Amounts receivable within one year40/41€20,554€106,532▲
Trade receivables40-€4,320
Other amounts receivable41€20,554€102,212▲
Cash at bank and in hand54/58€5,378€5,681▲
Deferred charges and accrued income490/1-€569
Equity and liabilities
Total equity and liabilities10/49€25,932€113,677▲
Equity10/15€21,029€81,102▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€16,029€76,102▲
Amounts payable17/49€4,903€32,575▲
Amounts payable within one year42/48€4,903€32,575▲
Trade debts44€857€6,183▲
Suppliers440/4€857€6,183▲
Taxes, remuneration and social security45€4,046€26,392▲
Taxes450/3€4,046€16,742▲
Remuneration and social security454/9-€9,650
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€205
Other operating charges640/8€20-
Gross operating margin9900€20,249€77,952▲
Operating profit (loss)9901€20,230€77,747▲
Financial charges65/66B€155€933▲
Recurring financial charges65€155€933▲
Profit (loss) for the period before taxes9903€20,075€76,815▲
Income taxes67/77€4,046€16,742▲
Profit (loss) for the period9904€16,029€60,073▲
Profit (loss) for the period to be appropriated9905€16,029€60,073▲
Appropriation of the result
Profit (loss) to be appropriated9906€16,029€76,102▲
Profit (loss) brought forward from the previous period14P-€16,029

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€205-
Other operating charges640/8€20--
Gross operating margin9900€20,249€77,952▲ 285%
Operating profit (loss)9901€20,230€77,747▲ 284%
Financial charges65/66B€155€933▲ 504%
Recurring financial charges65€155€933▲ 504%
Profit (loss) for the period before taxes9903€20,075€76,815▲ 283%
Income taxes67/77€4,046€16,742▲ 314%
Profit (loss) for the period9904€16,029€60,073▲ 275%
Profit (loss) for the period to be appropriated9905€16,029€60,073▲ 275%
Line20242025Change
Assets
Total assets20/58€25,932€113,677▲ 338%
Fixed assets21/28-€894-
Tangible fixed assets22/27-€894-
Plant, machinery and equipment23-€894-
Current assets29/58€25,932€112,783▲ 335%
Amounts receivable within one year40/41€20,554€106,532▲ 418%
Trade receivables40-€4,320-
Other amounts receivable41€20,554€102,212▲ 397%
Cash at bank and in hand54/58€5,378€5,681▲ 5.6%
Deferred charges and accrued income490/1-€569-
Equity and liabilities
Total equity and liabilities10/49€25,932€113,677▲ 338%
Equity10/15€21,029€81,102▲ 286%
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€16,029€76,102▲ 375%
Amounts payable17/49€4,903€32,575▲ 564%
Amounts payable within one year42/48€4,903€32,575▲ 564%
Trade debts44€857€6,183▲ 621%
Suppliers440/4€857€6,183▲ 621%
Taxes, remuneration and social security45€4,046€26,392▲ 552%
Taxes450/3€4,046€16,742▲ 314%
Remuneration and social security454/9-€9,650-
Line20242025Change
Profit (loss) for the period9904€16,029€60,073▲ 275%
+ Depreciation and write-downs630-€205-
Operating cash flow (approximation)€16,029€60,278▲ 276%
Change in cash-€303-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
10-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
04-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
1.1 ha
Building footprint
905 m²
Volume, LiDAR
9,893 m³
2 parcels, Brussels, Flanders · tallest building 13.0 m, ±4 floors. Linked by address, not a title deed.
236 companies at this address See who is registered here
1 establishment unit
VAN TOMI
Leiestraat 17, 1080 Sint-Jans-MolenbeekRepair, maintenance and installation of machinery and equipment
since 20222.345.564.126
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
22001A0006/00W002 Flanders 1.1 ha 1 · 794 m² 13.0 m · 4 fl.
21012E0034/00Z000 Brussels 254 m² 1 · 110 m² 11.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 13,187 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded11-11-2022
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
43211General electrical installation work
43221Plumbing work
43410Roofing work
E-invoicing
Reachable via Peppol
Peppol ID 0208:0793516319

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.