Equity
-€50,399
Debts exceed assets in financial year 2025.
VAN SUNDERT
Lifetime
20 annual accounts with figures on one time axis, 33 filings since 1992peak €353,249 (2018)
€99,437▼ 55.7%
lowest -€385,120 (2007)
€156,467▲ 12.0%
peak €576,628 (2007)
-€50,399▲ €156,467
€16.2m▼ 0.8%
Board1 name since 2000
1 directorCornelis VAN SUNDERT
Documentsfilings and deeds
23-07-20268 days before the deadline
2025abbreviated format
Gross margin from €224,632 to €99,437Equity from -€206,866 to -€50,399Cash from €1.6m to €790,700
Key points
from the 2025 annual accountsProfit
6 years
6 profitable years in a row. Profit 2025: €156,467.
Turnover
≈ €400,000 estimated
The accounts state no turnover.
Debts
€16.2m 100% of the balance sheet
Financial debts 43%Suppliers 28%Taxes and wages 0%Other 28%
Of this, €6.5m falls due within a year.
Filings
33 annual accounts since 1992
Two of the last ten came late. The 2022 accounts came latest: 31 days after the end of the period.
Position in the sector
-€50,399
Less equity than 93% of companies in construction of buildings. Sector median €194,692 · 2,816 companies.
Checked score
55
Fair
Financially stronger than 44% of medium-sized companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 209 companies (NACE 41, medium-sized).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.6%▲ +0.1 percentage points vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.8%▲ +0.2 percentage points vs 06-2025highest value
08-2025: 0.3%▼ -0.5 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.4%▲ +0.1 percentage points vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.5%▲ +0.1 percentage points vs 06-2026
08-2026: 0.3%▼ -0.2 percentage points vs 07-2026lowest value
09-2026: 0.3%● unchanged vs 08-2026lowest value
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€50,399
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Size: total assets €16.1m
Figures for financial year 2025 (filed on 23-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, medium-sized). It does better than 10% of them on solvency, 58% on liquidity, 14% on profitability and 96% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 133 companies had the same profile as VAN SUNDERT has now. Each dot is one company, two years later.
94.7%
were still trading
3.8%
stopped another way
0.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of VAN SUNDERT itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 133 companies, not a prediction for VAN SUNDERT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is ample, with a current ratio of 2.47 (2.39 in 2024), above the usual 1.5. Short-term debt is 40.5% and cash 4.9% of total assets. However, equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 2816 sector peers (2025).
NBB · sector comparisonPosition among 2816 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 days early
2024
9 days early
2023
20 days early
2022
31 days late
2021
13 days early
2020
24 days late
2019
11 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0441516284
Company renamed from VAN SUNDERT HOOGSTRATEN to VAN SUNDERT
Reappointment: Cornelis VAN SUNDERT (director) · “Het oprichten van gebouwen en alle andere activiteiten die op de een of andere manier kunnen in verband…” (deed in Dutch) · Gazette deed
Registered office moved from Hoogstraten to Meerle
New registered office: Dreef 8, 2328 Meerle · Previous registered office: Merellaan 12, 2321 Hoogstraten · General meeting of 10-01-2020 · Gazette deed
First establishment
VAN SUNDERT HOOGSTRATEN BVBA, Dreef 8, Hoogstraten
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VAN SUNDERT Hoogstraten | €16.1m | €99,437 | -0.3% | - |
| Gent Woningbouw Middelkerke | €11.6m | €98,715 | 99.4% | - |
| BOUWCENTRALE BOUWONDERNEMING Schoten | €13.1m | €140,555 | 56.0% | 0 |
| GOMAFIN Mouscron | €8.9m | €75,951 | 0.9% | - |
| COMPAGNIE DE PROMOTION LIEGEOISE Brussels | €25.8m | €81,403 | 72.5% | - |
| COFYNA Nazareth-De Pinte | €23.5m | €76,249 | -2.0% | 0 |
| BOUWWERKEN PEETERS Schilde | €8.1m | €178,802 | 81.0% | 0.8 |
These companies have the same main activity as VAN SUNDERT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €8.1m and €26m, founded between 1979 and 2003.
Official details
Source: KBO- Status
- Active since 20-07-1990Normal situation
- Activity
- General construction of residential buildingsNACE 41001
- Establishment unit
- 2.050.169.6302328 Hoogstraten, since 28-02-1991
- Financial year end
- 31 December
- Peppol
- Reachable since 23-10-2025
Annual accounts 2025
- €16.1m▲ 0.1%
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on VAN SUNDERT
VAN SUNDERT files the abbreviated format. That format states no turnover. The gross margin rose from -€103,942 in 2006 to €99,437 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VAN SUNDERT
- What is the company number of VAN SUNDERT?
- The company number of VAN SUNDERT is 0441.516.284. The VAT number is the same number with BE in front: BE 0441.516.284.
- Where is VAN SUNDERT based?
- The registered office is at Dreef 8, 2328 Hoogstraten.Company details
- What does VAN SUNDERT do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of VAN SUNDERT?
- VAN SUNDERT is a private limited company (BV).
- When was VAN SUNDERT founded?
- VAN SUNDERT was founded on 20-07-1990.
- Is VAN SUNDERT still active?
- Yes, VAN SUNDERT is an active enterprise in the KBO register.
- What is the turnover of VAN SUNDERT?
- The turnover in financial year 2025 is ≈ €400,000. This figure is estimated from the gross margin of €99,437 and 38 comparable companies (NACE 41001). It probably lies between €270,000 and €560,000.Financials
- Is VAN SUNDERT profitable?
- In financial year 2025, VAN SUNDERT made a profit of €156,467.
- Where can I find the annual accounts of VAN SUNDERT?
- VAN SUNDERT filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VAN SUNDERT due?
- VAN SUNDERT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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