Active BE 0890.023.302Private limited company

VAN RANSBEECK PETER

Holstraat 9 ·1840 Londerzeel, Belgium· 19 yrs active

Sector: Joinery installation (43320)

Conclusion Checked

VAN RANSBEECK PETER has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €260k and a net result of €157k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 25% of 7448 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€260k
Net result	€157k
Staff (FTE)	1
Better than sector	25%

Financial profile 5 of 5 axes measured · computed by Checked

77 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 71

Profitability 100

Solvency 36

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.7% Low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2007, 19 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

71 / 100 Healthy

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€18k

estimate, not credit advice

Score history

56 2022

71 2023

63 2024

71 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 1.10 (≥ 1.0) +5

Leverage Debt/equity 3.22 (> 3.0) -10

Profitability ROE 60% (≥ 10%) +10

Interest coverage Interest coverage 39.0× (≥ 3×) +8

Profit trend Net profit up YoY +5

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview17 NBB filings

Annual accounts filed on 19-01-2026 with the NBB · fiscal year 2025 · abbreviated schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~9%/year over 4 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 43, Specialised construction activities · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	23.6%	44.0%	better than 25% of 7448 sector peers
Net result	€157k	€30k	better than 82% of 7444 sector peers
Equity	€260k	€276k	better than 48% of 7449 sector peers
Gross operating margin	€323k	€275k	better than 54% of 7433 sector peers
Staff costs	€49k	€244k	higher than 17% of 5368 sector peers

EBITDA

€248k

+118.1% 22-25

Net profit

€157k

+164.6% 22-25

Cash flow

€219k

+106.6% 22-25

Total assets

€1.10M

+17.5% 22-25

Equity

€260k

+34.8% 22-25

Working capital

€73k

-3.5% 22-25

Employees (FTE)

1

+25.0% 22-25

Staff costs

€49k

+207.3% 22-25

Income taxes

€24k

+367.9% 22-25

Debt

€837k

+13.1% 22-25

Debt ≤ 1y

€751k

+28.4% 22-25

Debt > 1y

€86k

-44.6% 22-25

Current ratio

1.10

-2.8% 22-25

Quick ratio

0.96

+40.8% 22-25

Solvency

23.6%

+14.7% 22-25

Debt / equity

3.22

-16.0% 22-25

ROE

60.4%

+96.3% 22-25

ROA

14.3%

+125.1% 22-25

Interest coverage

39.04

+28.5% 22-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024	2023	2022
Deposit	abbreviated schema	abbreviated schema	abbreviated schema	abbreviated schema
Revenue	-	-	-	-
EBITDA	€248k	€114k	€184k	€76k
Net profit	€157k	€59k	€123k	€16k
Cash flow	€219k	€106k	€182k	€71k
Staff costs	€49k	€16k	€1k	€28k
Income taxes	€24k	€5k	€2k	€2k
Dividends	-	-	-	-
Total assets	€1.10M	€935k	€858k	€774k
Equity	€260k	€193k	€183k	€180k
Debt	€837k	€739k	€671k	€589k
of which ≤ 1y	€751k	€585k	€616k	€520k
of which > 1y	€86k	€154k	€55k	€64k
Working capital	€73k	€76k	€111k	€118k
Employees (FTE)	1.0	0.8	0.6	1.8

Ratios (computed)

	2025	2024	2023	2022
Current ratio	1.10	1.13	1.18	1.23
Quick ratio	0.96	0.68	0.70	0.76
Working capital ratio	6.6%	8.1%	12.9%	15.3%
Solvency	23.6%	20.6%	21.4%	23.2%
Debt / equity	3.22	3.84	3.66	3.27
Long-term debt ratio	0.33	0.80	0.30	0.35
Interest coverage	39.04	30.38	55.53	17.47
Gross margin	-	-	-	-
Net margin	-	-	-	-
ROA	14.3%	6.3%	14.4%	2.0%
ROE	60.4%	30.8%	67.3%	8.6%
EBITDA margin	-	-	-	-
Days sales outstanding	-	-	-	-
Days payable outstanding	-	-	-	-
Inventory turnover	-	-	-	-
Days inventory (DSI)	-	-	-	-

Balance-sheet composition 2025

Assets

Fixed assets €275k · 25.0% Current assets €824k · 75.0%

Equity & liabilities

Equity €260k · 23.6% Provisions €2k · 0.2% Debt €837k · 76.1%

Full annual accounts (27 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024	2023	2022
Balance sheet, Assets
TOTAL ASSETS	20/58	€1.10M	€935k	€858k	€774k
Fixed assets	21/28	€275k	€275k	€131k	€136k
Intangible fixed assets	21	€8k	€11k	€13k	€16k
Tangible fixed assets	22/27	€266k	€264k	€117k	€120k
Financial fixed assets	28	€65	€65	€65	€65
Current assets	29/58	€824k	€660k	€727k	€638k
Stocks & contracts in progress	3	€106k	€263k	€297k	€240k
Amounts receivable within one year	40/41	€534k	€250k	€318k	€359k
Cash & bank	54/58	€183k	€141k	€107k	€33k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€1.10M	€935k	€858k	€774k
Equity	10/15	€260k	€193k	€183k	€180k
Contributions / capital	10/11	€30k	€30k	€30k	€30k
Reserves	13	€230k	€163k	€153k	€150k
Accumulated profits (losses)	14	€0	€0	€0	-
Provisions & deferred taxes	16	€2k	€3k	€3k	€5k
Amounts payable	17/49	€837k	€739k	€671k	€589k
Amounts payable after one year	17	€86k	€154k	€55k	€64k
Amounts payable within one year	42/48	€751k	€585k	€616k	€520k
Trade debts payable within one year	44	€375k	€287k	€163k	€210k
Income statement
Gross operating margin	9900	€323k	€141k	€188k	€107k
Operating result	9901	€186k	€67k	€126k	€21k
Financial income	75	€768	€558	€2k	€2k
Financial charges	65	€6k	€4k	€3k	€4k
Result before taxes	9903	€181k	€64k	€124k	€18k
Income taxes	67/77	€24k	€5k	€2k	€2k
Net result for the period	9904	€157k	€59k	€123k	€16k
Result to be appropriated	9905	€158k	€61k	€128k	€14k

Directors & mandates 2 directors

Current directors & mandates

COMM. V. "Perspective"Limited partnership
Director· perm. rep.: COMM. V. "PERSPECTIVE"
State Gazette act 22079158 (04-07-2022)

Current
01-07-2022 → present
P&A Invest BVLegal entity
Director· perm. rep.: Peter Van Ransbeeck
State Gazette act 22079158 (04-07-2022)

Current
01-07-2022 → present

Permanent representatives (1)

These people represent a legal-person director (a management company, for instance). They hold no board mandate of their own and do not count as directors.

COMM. V. "Perspective"Limited partnership
Permanent representative· perm. rep.: Rafaël VAN AKEN
State Gazette act 22079158 (04-07-2022)

Permanent representative
01-07-2022 → present

Legal Structure

NACE primary	Joinery installation(43320)
Legal form	Private limited company(610)
Incorporation	12-06-2007
Status	Active
Postal code	1840

Establishment units 1 location

VAN RANSBEECK PETER

Holstraat 9, 1840 LonderzeelNACE 2030102

since 20072.163.145.431

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23048E0081/00G000	Flanders	1.3 ha	1 · 2,444 m²	9.7 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

All 13Financial 2Gazette 1Filings 10

Next filing, fiscal year 2026, expected by 31-01-2027

2026

19-01

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

30-06

Financial Highest result since 2022net €157k ▲165%

Operating result €186k, net result €157k, both a record.

30-06

Financial Equity above €200kEq €260k ▲34.8%

4 profitable years in a row build equity to €260k.

30-01

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

31-01

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

2023

30-01

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

2022

04-07

State Gazette act Director changes

31-01

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema

2021

30-01

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema

2020

31-01

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema

2019

31-01

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema

2018

31-01

NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema

2017

10-01

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 4 years ago

2022

04-07-2022 4 directors appointed Director changes

COMM. V. "PERSPECTIVE", Bestuurder
Rafaël VAN AKEN, Vaste vertegenwoordiger
Peter Van Ransbeeck, Bestuurder
Bart Pessemier, Dagelijks bestuur

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "COMM. V. \u0022PERSPECTIVE\u0022",
        "address": "Paardenstraat 90A, 2880 Bornem",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": "0665.658.837",
        "name": "COMM. V. \u0022Perspective\u0022",
        "address": "Paardenstraat 90A, 2880 Bornem",
        "country": "BE",
        "legal_form": "V"
      },
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2022-07-01",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "future"
    },
    {
      "kind": "director_in",
      "role": "vaste_vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "Rafa\u00EBl VAN AKEN",
        "address": "Paardenstraat 90A, 2880 Bornem",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": "0665.658.837",
        "name": "COMM. V. \u0022Perspective\u0022",
        "address": "Paardenstraat 90A, 2880 Bornem",
        "country": "BE",
        "legal_form": "V"
      },
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2022-07-01",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "future"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Peter Van Ransbeeck",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": "0887.341.845",
        "name": "P\u0026A Invest BV",
        "address": null,
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2022-07-01",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "future"
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Bart Pessemier",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": "0433.173.393",
        "name": "\u041A\u041C\u041E CONSULTING",
        "address": "Steenweg op Aalst 168, 1745 Opwijk",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2022-06-27",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2022-06-20",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0890.023.302",
    "name_full": "VAN RANSBEECK PETER",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Peter Van Ransbeeck",
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Joinery installation4332045421

Names & trade names

Legal nameNL

VAN RANSBEECK PETER

Similar companies Comparable size · 8,866 of 19,930 companies in this sector with filed accounts

ALITEC BE 0479.045.386 · Comines-Warneton

ABG BE 0667.962.091 · Wuustwezel

COPA BE 0478.608.490 · Kapellen

Datu Bouw BE 0552.728.962 · Lokeren

WOUT HUYSMAN BE 0669.853.987 · Lendelede