Van Mossel Xbus België
ActiveSummary
Van Mossel Xbus België has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73k and a net result of €-16k. Equity is shrinking by ~20.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 93% of 4157 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-24
Solvency100=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 7.56 against 71.02 in 2024; short-term debt: 13.2% and cash: 0.1% of total assets), and 13.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.8%
Return on assets
-19%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-16k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
16 d early
2023
19 d early
2022
7 d early
2021
31 d early
2020
24 d late
2019
62 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-16k▼ 40.6%
2024 · €-11k
2018: €-12k
2019: €-56k
2020: €655k
2021: €12k
2022: €-1k
2023: €-4k
2024: €-11k
2018 → 2025
Working capital
€73k▼ 66.0%
2024 · €213k
2018: €207k
2019: €-419k
2020: €716k
2021: €234k
2022: €228k
2023: €225k
2024: €213k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€230k-€228k▼ 0.6%€225k▼ 1.6%€213k▼ 5.0%€73k▼ 66.0%
Operating result€23k-€-6k€-9k▼ 49.6%€-15k▼ 75.5%€-17k▼ 9.6%
Net result€12k-€-1k€-4k▼ 156%€-11k▼ 218%€-16k▼ 40.6%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17k in 2025 against €15k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €84k
Equity
€73k ▼ 66.0%
Debt
€11k ▲ 263%
Debt's share of the balance-sheet total rises from 1.4% to 13.2%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
7.56▼
2024 · 71.02
Debt to equity
0.15▲
2024 · 0.01
ROE
-21.9%▼
2024 · -5.3%
ROA
-19.0%▼
2024 · -5.2%
Debt ≤ 1 year
€11k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€216k€84k▼
Current assets29/58€216k€84k▼
Amounts receivable within one year40/41€201k€68k▼
Trade receivables40-€8k
Other amounts receivable41€201k€61k▼
Cash at bank and in hand54/58-€69
Deferred charges and accrued income490/1€15k€15k▼
Equity and liabilities
Total equity and liabilities10/49€216k€84k▼
Equity10/15€213k€73k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€151k€15k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€9k€9k=
Distributable reserves133€136k€0▼
Profit (loss) carried forward14-€-4k
Amounts payable17/49€3k€11k▲
Amounts payable within one year42/48€3k€11k▲
Financial debts43€245€0▼
Credit institutions430/8€245€0▼
Trade debts44€3k€11k▲
Suppliers440/4€3k€11k▲
Income statement
Code20242025
Other operating charges640/8€505€8k▲
Gross operating margin9900€-15k€-8k▲
Operating profit (loss)9901€-15k€-17k▼
Financial income75/76B€6k€3k▼
Recurring financial income75€6k€3k▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€-11k€-16k▼
Profit (loss) for the period9904€-11k€-16k▼
Profit (loss) for the period to be appropriated9905€-11k€-16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-16k▼
Transfer from equity791/2€11k€136k▲
Profit to be distributed694/7-€125k
Return on contributions (dividend)694-€125k
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity doublescurrent ratio 54.69
Current ratio from 25.95 to 54.69; short-term debt falls from €9k to €4k.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity times 12current ratio 25.95
Current ratio from 2.18 to 25.95; short-term debt falls from €198k to €9k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 24 days late
2020
31-12
Financial
Back to profitnet €655k
Net result €655k after 2 loss-making years.
31-12
Financial
Liquidity times 5current ratio 2.53
Current ratio from 0.49 to 2.53; short-term debt falls from €825k to €469k.
31-12
Financial
Equity above €500kEq €718k ▲1047%
Equity rises from €63k to €718k.
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 62 days late
Show earlier events
2019
31-12
Financial
Weakest financial yearnet €-56k
Net result drops to €-56k, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
15 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1968
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Noordersingel 192140 AntwerpenGround area
1.6 ha
Building footprint
897 m²
Volume, LiDAR
16,877 m³
Parcel 11312A0056/00B010, Flanders · tallest building 21.0 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Van Mossel Xbus België
since 19682.202.146.557
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11312A0056/00B010 | Flanders | 1.6 ha | 1 · 897 m² | 21.0 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,388 EUR awarded · 2,388 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,388 EUR | 2,388 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
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LCCV
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Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 3,505 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.