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Generated 11-08-2026
Active BE 0429.463.342Public limited company

Van Mossel Pans

D'Hoef 2 ·2960 Brecht, Belgium· 39 yrs active
Sector: Real estate rental (68203)
Conclusion Checked

The computed 12-month bankruptcy probability of Van Mossel Pans is 0.2% (very low). The 2024 annual accounts show equity of €653k and a net result of €-88k. Equity is shrinking by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 63% of 1697 sector peers (fiscal year 2024). The company has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €653k
Net result €-88k
Better than sector 63%
Active 39 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health40Profitability0Solvency46Growth32Stability100
44 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 40
Profitability 0
Solvency 46
Growth 32
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1986, 39 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
40 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 15-07-2025 with the NBB · fiscal year 2024 · verkort
€-200k€0€200k€400kOperating result 2020: €46k€46kNet result 2020: €229k€229kOperating result 2021: €106k€106kNet result 2021: €60k€60kOperating result 2022: €301k€301kNet result 2022: €208k€208kOperating result 2023: €470k€470kNet result 2023: €298k€298kOperating result 2024: €-9k€-9kNet result 2024: €-88k€-88k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~9.1%/year over 7 fiscal years, indicative, assuming unchanged policy.
€400k€600k€800k€1.00M€1.20M2025: €612k (€560k - €664k)2026: €556k (€492k - €620k)2027: €505k (€417k - €594k)2018: €897k2019: €1.09M2020: €1.13M2021: €1.19M2022: €794k2023: €741k2024: €653k2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 27.3% 14.3%
better than 63% of 1697 sector peers
Net result €-88k €0
better than 17% of 1693 sector peers
Equity €653k €108k
better than 74% of 1697 sector peers
Gross operating margin €180k €52k
better than 71% of 1694 sector peers
Total assets €2.39M €1.50M
better than 63% of 1697 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€172k
-69.6% 18-24
Net profit
€-88k
- 18-24
Cash flow
€93k
-76.3% 18-24
Total assets
€2.39M
-1.9% 18-24
Equity
€653k
-11.9% 18-24
Working capital
€-1.66M
-969.5% 18-24
Employees (FTE)
2
-77.6% 18-24
Staff costs
€124k
-72.9% 18-24
Income taxes
€-11k
- 18-24
Dividends
€350k
-41.7% 18-24
Debt
€1.74M
+2.4% 18-24
Debt ≤ 1y
€1.73M
+2.8% 18-24
Debt > 1y
€132k
-14.1% 18-24
Current ratio
0.01
-98.5% 18-24
Quick ratio
0.01
-97.5% 18-24
Solvency
27.3%
-10.2% 18-24
Debt / equity
2.66
+16.3% 18-24
ROE
-13.5%
- 18-24
ROA
-3.7%
- 18-24
Interest coverage
1.90
-86.1% 18-24
Figures by fiscal year
Fiscal year2024
Depositverkort
Revenue-
EBITDA€172k
Net profit€-88k
Cash flow€93k
Staff costs-
Income taxes€-11k
Dividends-
Total assets€2.39M
Equity€653k
Debt€1.74M
of which ≤ 1y€1.73M
of which > 1y-
Working capital-
Employees (FTE)-
Ratios (computed)
2024
Current ratio-
Quick ratio-
Working capital ratio-
Solvency27.3%
Debt / equity2.66
Long-term debt ratio-
Interest coverage1.90
Gross margin-
Net margin-
ROA-3.7%
ROE-13.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€2.39M
Fixed assets 21/28€2.39M
Tangible fixed assets 22/27€2.39M
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.39M
Equity 10/15€653k
Contributions / capital 10/11€350k
Reserves 13€303k
Amounts payable 17/49€1.74M
Amounts payable within one year 42/48€1.73M
Trade debts payable within one year 44€119k
Income statement
Gross operating margin 9900€180k
Operating result 9901€-9k
Financial income 75€705
Financial charges 65€90k
Result before taxes 9903€-99k
Income taxes 67/77€-11k
Net result for the period 9904€-88k
Result to be appropriated 9905€-88k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Real estate rental(68203)
Legal form Public limited company(014)
Incorporation26-09-1986
StatusActive
Postal code2960
Establishment units 1 location
Van Mossel Pans
D'Hoef 2, 2960 BrechtPersonenvervoer over zee- en kustwateren
since 19862.035.087.219
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11043D0704/00Y000 Flanders 2,937 m² 1 · 1,198 m² 8.9 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
25-08-2025
State Gazette act Director changes
15-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
12-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
24-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
30-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
24-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
22-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
18-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
02-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
28-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
29-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 11 months ago
2025
25-08-2025 2 directors appointed, 2 reappointed Director changes
  • Lennart GOVAERT, Gedelegeerd bestuurder
  • Lennart GOVAERT, Gedelegeerd bestuurder
  • Henricus W.S.M. Berkhof, Bestuurder
  • Henricus W.S.M. Berkhof, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
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      "reason": null,
      "subkind": "renewal",
      "via_org": null,
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      "decharge_status": null,
      "mandate_duration": {
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      },
      "reason": null,
      "subkind": "renewal",
      "via_org": {
        "kbo": "0696.670.430",
        "name": "Van Mossel Dealer Holding Belux NV",
        "address": "Noordersingel 19, 2140 Antwerpen, Belgi\u00EB",
        "country": "BE",
        "legal_form": "NV"
      },
      "statutory": "statutair",
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      "mandate_duration": {
        "kind": "until_agm_year",
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      },
      "rep_rotation_new_rep": null,
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      "effective_date_qualifier": null
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Lennart GOVAERT",
        "address": "Noordersingel 19, 2140 Antwerpen, Belgi\u00EB",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
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      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
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      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
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        "name": "Lennart GOVAERT",
        "address": "Noordersingel 19, 2140 Antwerpen, Belgi\u00EB",
        "birth_date": null,
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      },
      "reason": null,
      "subkind": "additional",
      "via_org": {
        "kbo": "0696.670.430",
        "name": "Van Mossel Dealer Holding Belux NV",
        "address": "Noordersingel 19, 2140 Antwerpen, Belgi\u00EB",
        "country": "BE",
        "legal_form": "NV"
      },
      "statutory": "statutair",
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    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-08-25",
    "filing_date": "2025-08-13",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "enig_aandeelhouder_schriftelijk",
      "date": "2025-06-27",
      "unanimous": true
    },
    {
      "body": "raad_van_bestuur",
      "date": "2025-06-27",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0429.463.342",
    "name_full": "VAN MOSSEL PANS NV",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
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    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203Handel in eigen onroerend goed68110Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van terreinen68204Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL Van Mossel Pans
Registered office
D'Hoef 2
2960 Brecht, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative