VAN MINNEBRUGGEN
ActiveVAN MINNEBRUGGEN has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €234k and a net result of €-28k. Equity is shrinking by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 60% of 3112 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▲+2
Solvency69▼-5
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.97 against 0.75 in 2024; short-term debt: 56.2% and cash: 18.7% of total assets), and 56.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-28k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
30 d early
2023
16 d early
2022
20 d early
2021
17 d early
2020
30 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€234k▼ 16.7%
2024 · €281k
2018: €340k
2019: €363k
2020: €338k
2021: €347k
2022: €312k
2023: €295k
2024: €281k
2018 → 2025
Total assets
€533k▼ 7.2%
2024 · €575k
2018: €611k
2019: €599k
2020: €581k
2021: €609k
2022: €574k
2023: €577k
2024: €575k
2018 → 2025
Net result
€-28k▲ 25.2%
2024 · €-38k
2018: €47k
2019: €23k
2020: €-25k
2021: €9k
2022: €-36k
2023: €-28k
2024: €-38k
2018 → 2025
Working capital
€-9k▲ 88.6%
2024 · €-75k
2018: €24k
2019: €76k
2020: €46k
2021: €40k
2022: €-2k
2023: €-65k
2024: €-75k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€347k-€312k▼ 10.3%€295k▼ 5.5%€281k▼ 4.8%€234k▼ 16.7%
Operating result€21k-€-33k€-35k▼ 4.9%€-35k▼ 2.6%€-26k▲ 27.5%
Net result€9k-€-36k€-28k▲ 21.0%€-38k▼ 35.1%€-28k▲ 25.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €26k in 2025 against €35k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €533k
Fixed assets
€242k▼ 31.9%
Current assets
€291k▲ 32.7%
Equity and liabilities €533k
Equity
€234k▼ 16.7%
Debt
€300k▲ 1.9%
The debt ratio rises from 51.2% to 56.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-14k▲
2024 · €-21k
Cash flow
€-16k▲
2024 · €-24k
Solvency
43.8%▼
2024 · 48.8%
Current ratio
0.97▲
2024 · 0.75
Quick ratio
0.41▲
2024 · 0.32
Debt / equity
1.28▲
2024 · 1.05
ROE
-12.2%▲
2024 · -13.6%
ROA
-5.3%▲
2024 · -6.6%
Interest coverage
-4.97▲
2024 · -6.83
Debt
€300k▲
2024 · €294k
Debt ≤ 1 year
€300k▲
2024 · €294k
Income taxes
€133▼
2024 · €143
Staff costs
€16k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€575k€533k▼
Fixed assets21/28€355k€242k▼
Tangible fixed assets22/27€355k€242k▼
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€37k€21k▼
Other tangible fixed assets26€315k€220k▼
Financial fixed assets28€135€135=
Current assets29/58€219k€291k▲
Stocks and contracts in progress3€125k€168k▲
Stocks30/36€125k€168k▲
Amounts receivable within one year40/41€2k€17k▲
Trade receivables40€810€17k▲
Other amounts receivable41€893€53▼
Current investments50/53€25k€0▼
Cash at bank and in hand54/58€51k€100k▲
Deferred charges and accrued income490/1€16k€7k▼
Equity and liabilities
Total equity and liabilities10/49€575k€533k▼
Equity10/15€281k€234k▼
Contributions10/11€155k€155k=
Revaluation surpluses12€35k€17k▼
Reserves13€130k€130k=
Distributable reserves133€130k€130k=
Profit (loss) carried forward14€-40k€-69k▼
Amounts payable17/49€294k€300k▲
Amounts payable within one year42/48€294k€300k▲
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€1k€971▼
Taxes450/3€276€6▼
Remuneration and social security454/9€839€965▲
Other amounts payable47/48€292k€298k▲
Accrued charges and deferred income492/3€44€0▼
Income statement
Code20242025
Non-recurring operating income76A-€27k
Remuneration, social security and pensions62€14k€16k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€12k▼
Other operating charges640/8€5k€5k▲
Non-recurring operating charges66A€14k€62k▲
Gross operating margin9900€12k€70k▲
Operating profit (loss)9901€-35k€-26k▲
Financial income75/76B€616€140▼
Recurring financial income75€616€140▼
Non-recurring financial income76B€0-
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€-38k€-28k▲
Income taxes67/77€143€133▼
Profit (loss) for the period9904€-38k€-28k▲
Profit (loss) for the period to be appropriated9905€-38k€-28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-40k€-69k▼
Profit (loss) brought forward from the previous period14P€-2k€-40k▼
Transfer from equity791/2€0-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-03
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation2 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation2 facts ▸
- General meeting, 01/03/2026
- Director resignation, Marleen Peetermans (niet-statutaire bestuurder)
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-38k
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-03-2026
Marleen Peetermans: Resigned as Non-statutory director
09-10-2023
Rudi Van Minnebruggen: Resigned as Manager
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sweigers-Zuid 59140 TemseGround area
3,417 m²
Building footprint
150 m²
Volume, LiDAR
692 m³
Parcel 46302C1252/00K000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sweigers-Zuid 5, 9140 Temse
since 20092.176.307.539
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46302C1252/00K000 | Flanders | 3,417 m² | 1 · 150 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTemse2.176.307.539
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Of 148 companies in sector 01290 we hold annual accounts for 25. 18 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2009
Fiscal year end31-12
Activities, NACEBEL
01290Crop and animal production, hunting and related service activities
01301Crop and animal production, hunting and related service activities
46220Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.