FLORATOIT
ActiveSummary
FLORATOIT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €407k and a net result of €156k. Equity is growing by ~24% per year across the filed fiscal years. Its solvency ranks better than 71% of 1747 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability99▲+19
Solvency88▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.65 against 2.56 in 2024; short-term debt: 37.3% and cash: 32% of total assets), and 37.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.7%
Return on assets
24.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
29 d late
2023
12 d early
2022
22 d late
2021
58 d early
2020
15 d early
2019
35 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€156k▲ 321%
2024 · €37k
2018: €-22klowest in 8 years
2019: €46k▲ +308% vs 2018
2020: €96k▲ +107% vs 2019
2021: €42k▼ -56.3% vs 2020
2022: €27k▼ -35.4% vs 2021
2023: €11k▼ -58.5% vs 2022
2024: €37k▲ +230% vs 2023
2025: €156k▲ +321% vs 2024highest in 8 years
2018 → 2025
Working capital
€398k▲ 67.3%
2024 · €238k
2018: €-11klowest in 8 years
2019: €34k▲ +408% vs 2018
2020: €129k▲ +281% vs 2019
2021: €174k▲ +34.6% vs 2020
2022: €192k▲ +10.7% vs 2021
2023: €189k▼ -1.6% vs 2022
2024: €238k▲ +25.9% vs 2023
2025: €398k▲ +67.3% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€176k-€203k▲ 15.4%€214k▲ 5.5%€251k▲ 17.3%€407k▲ 62.3%
2021: €176klowest in 5 years
2022: €203k▲ +15.4% vs 2021
2023: €214k▲ +5.5% vs 2022
2024: €251k▲ +17.3% vs 2023
2025: €407k▲ +62.3% vs 2024highest in 5 years
Operating result€60k-€36k▼ 39.0%€17k▼ 54.1%€51k▲ 204%€204k▲ 300%
2021: €60k
2022: €36k▼ -39.0% vs 2021
2023: €17k▼ -54.1% vs 2022lowest in 5 years
2024: €51k▲ +204% vs 2023
2025: €204k▲ +300% vs 2024highest in 5 years
Net result€42k-€27k▼ 35.4%€11k▼ 58.5%€37k▲ 230%€156k▲ 321%
2021: €42k
2022: €27k▼ -35.4% vs 2021
2023: €11k▼ -58.5% vs 2022lowest in 5 years
2024: €37k▲ +230% vs 2023
2025: €156k▲ +321% vs 2024highest in 5 years
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 300% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €650k
Fixed assets
€9k ▼ 30.7%
Current assets
€641k ▲ 64.1%
Equity and liabilities €650k
Equity
€407k ▲ 62.3%
Debt
€242k ▲ 58.9%
Debt's share of the balance-sheet total falls from 37.8% to 37.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€212k▲
2024 · €63k
Cash flow
€165k▲
2024 · €49k
Current ratio
2.65▲
2024 · 2.56
Quick ratio
2.34▲
2024 · 1.97
Debt to equity
0.59▼
2024 · 0.61
ROE
38.4%▲
2024 · 14.8%
ROA
24.1%▲
2024 · 9.2%
Interest coverage
26.48▲
2024 · 8.84
Debt ≤ 1 year
€242k▲
2024 · €152k
Income taxes
€48k▲
2024 · €11k
Staff costs
€125k▲
2024 · €85k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€403k€650k▲
Fixed assets21/28€13k€9k▼
Tangible fixed assets22/27€13k€9k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€11k€7k▼
Assets under construction and advance payments27-€1k
Current assets29/58€390k€641k▲
Stocks and contracts in progress3€91k€75k▼
Stocks30/36€91k€75k▼
Amounts receivable within one year40/41€180k€355k▲
Trade receivables40€170k€329k▲
Other amounts receivable41€10k€25k▲
Cash at bank and in hand54/58€117k€208k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€403k€650k▲
Equity10/15€251k€407k▲
Contributions10/11€12k€12k=
Reserves13€239k€395k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132-€72k
Distributable reserves133€237k€322k▲
Amounts payable17/49€152k€242k▲
Amounts payable within one year42/48€152k€242k▲
Financial debts43€3k€3k▼
Other loans439€3k€3k▼
Trade debts44€38k€113k▲
Suppliers440/4€38k€113k▲
Advances received on contracts in progress46€1k€0▼
Taxes, remuneration and social security45€17k€27k▲
Taxes450/3€9k€20k▲
Remuneration and social security454/9€8k€8k▼
Other amounts payable47/48€93k€99k▲
Accrued charges and deferred income492/3€81€21▼
Income statement
Code20242025
Remuneration, social security and pensions62€85k€125k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€9k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€2k▲
Other operating charges640/8€599€1k▲
Gross operating margin9900€148k€340k▲
Operating profit (loss)9901€51k€204k▲
Financial income75/76B€4k€8k▲
Recurring financial income75€4k€8k▲
Financial charges65/66B€7k€8k▲
Recurring financial charges65€7k€8k▲
Profit (loss) for the period before taxes9903€48k€204k▲
Income taxes67/77€11k€48k▲
Profit (loss) for the period9904€37k€156k▲
Transfer to tax-exempt reserves689-€72k
Profit (loss) for the period to be appropriated9905€37k€85k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€85k▲
Transfer to equity691/2€37k€85k▲
To other reserves6921€37k€85k▲
Social balance
Average headcount (FTE)90871.31.8▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €39k | €85k | €85k | €125k | ▲ 47.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €4k | €9k | €12k | €9k | ▼ 26.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €0 | €826 | €-826 | €0 | €2k | - |
| Other operating charges640/8 | €154 | €588 | €5k | €599 | €1k | ▲ 102% |
| Gross operating margin9900 | €63k | €80k | €115k | €148k | €340k | ▲ 130% |
| Operating profit (loss)9901 | €60k | €36k | €17k | €51k | €204k | ▲ 300% |
| Financial income75/76B | €2k | €4k | €4k | €4k | €8k | ▲ 86.7% |
| Recurring financial income75 | €2k | €4k | €4k | €4k | €8k | ▲ 86.7% |
| Financial charges65/66B | €5k | €6k | €5k | €7k | €8k | ▲ 13.1% |
| Recurring financial charges65 | €5k | €6k | €5k | €7k | €8k | ▲ 13.1% |
| Profit (loss) for the period before taxes9903 | €56k | €35k | €15k | €48k | €204k | ▲ 323% |
| Income taxes67/77 | €14k | €8k | €4k | €11k | €48k | ▲ 327% |
| Profit (loss) for the period9904 | €42k | €27k | €11k | €37k | €156k | ▲ 321% |
| Transfer to tax-exempt reserves689 | - | - | - | - | €72k | - |
| Profit (loss) for the period to be appropriated9905 | €42k | €27k | €11k | €37k | €85k | ▲ 128% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €267k | €391k | €381k | €403k | €650k | ▲ 61.0% |
| Fixed assets21/28 | €2k | €11k | €25k | €13k | €9k | ▼ 30.7% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €2k | €11k | €25k | €13k | €9k | ▼ 30.7% |
| Plant, machinery and equipment23 | - | - | €2k | €2k | €1k | ▼ 32.3% |
| Furniture and vehicles24 | €2k | €11k | €23k | €11k | €7k | ▼ 39.4% |
| Assets under construction and advance payments27 | - | - | - | - | €1k | - |
| Current assets29/58 | €265k | €381k | €356k | €390k | €641k | ▲ 64.1% |
| Stocks and contracts in progress3 | €52k | €88k | €99k | €91k | €75k | ▼ 17.6% |
| Stocks30/36 | €52k | €88k | €99k | €91k | €75k | ▼ 17.6% |
| Amounts receivable within one year40/41 | €74k | €186k | €254k | €180k | €355k | ▲ 97.4% |
| Trade receivables40 | €41k | €181k | €240k | €170k | €329k | ▲ 93.9% |
| Other amounts receivable41 | €33k | €5k | €13k | €10k | €25k | ▲ 160% |
| Cash at bank and in hand54/58 | €135k | €106k | €568 | €117k | €208k | ▲ 77.7% |
| Deferred charges and accrued income490/1 | €4k | €1k | €3k | €3k | €3k | ▲ 5.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €267k | €391k | €381k | €403k | €650k | ▲ 61.0% |
| Equity10/15 | €176k | €203k | €214k | €251k | €407k | ▲ 62.3% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Reserves13 | €163k | €190k | €202k | €239k | €395k | ▲ 65.5% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Tax-exempt reserves132 | - | - | - | - | €72k | - |
| Distributable reserves133 | €161k | €188k | €200k | €237k | €322k | ▲ 35.8% |
| Amounts payable17/49 | €91k | €189k | €167k | €152k | €242k | ▲ 58.9% |
| Amounts payable within one year42/48 | €91k | €189k | €167k | €152k | €242k | ▲ 59.0% |
| Financial debts43 | - | €3k | €3k | €3k | €3k | ▼ 0.1% |
| Other loans439 | - | €3k | €3k | €3k | €3k | ▼ 0.1% |
| Trade debts44 | €17k | €70k | €45k | €38k | €113k | ▲ 193% |
| Suppliers440/4 | €17k | €70k | €45k | €38k | €113k | ▲ 193% |
| Advances received on contracts in progress46 | - | - | - | €1k | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €15k | €19k | €19k | €17k | €27k | ▲ 62.2% |
| Taxes450/3 | €15k | €15k | €11k | €9k | €20k | ▲ 127% |
| Remuneration and social security454/9 | - | €4k | €8k | €8k | €8k | ▼ 7.0% |
| Other amounts payable47/48 | €59k | €96k | €99k | €93k | €99k | ▲ 6.6% |
| Accrued charges and deferred income492/3 | - | - | - | €81 | €21 | ▼ 74.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €42k | €27k | €11k | €37k | €156k | ▲ 321% |
| + Depreciation and write-downs630 | €3k | €4k | €9k | €12k | €9k | ▼ 26.0% |
| Operating cash flow (approximation) | €45k | €31k | €20k | €49k | €165k | ▲ 237% |
| Investment in fixed assets (approximation) | - | €-12k | €-23k | €0 | €-5k | - |
| Change in cash | - | €-29k | €-105k | €117k | €91k | ▼ 21.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €156k ▲321%
Operating result €204k, net result €156k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 22 days late
2022
31-12
Financial
Equity above €200kEq €203k ▲15.4%
4 profitable years in a row build equity to €203k.
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €150kEq €176k ▲31.4%
3 profitable years in a row build equity to €176k.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €100kEq €134k ▲254%
2 profitable years in a row build equity to €134k.
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 35 days late
2019
31-12
Financial
Back to profitnet €46k
Net result €46k after one loss-making year.
Show earlier events
31-12
Financial
Liquidity times 5current ratio 1.42
Current ratio from 0.28 to 1.42.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2012
Ground area
1.0 ha
Building footprint
602 m²
Volume, LiDAR
3,077 m³
Parcel 92095B0209/00T005, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Pieds d'Alouette(NN) 8, 5100 Namur
since 20122.207.498.977
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92095B0209/00T005 | Wallonia | 1.0 ha | 1 · 602 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 148 companies in sector 01290 we hold annual accounts for 25. 18 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-03-2012
Fiscal year end31-12
Activities, NACEBEL 2025
01290Crop and animal production, hunting and related service activities
01309Crop and animal production, hunting and related service activities
43230Insulation installation
43421Specialised construction activities
71113Urban planning and landscape architecture
Scores and ratios are computed by Checked and are not a credit decision.