VAN MIDDELEM FILIP
ActiveVAN MIDDELEM FILIP has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €382k and a net result of €42k. Equity is growing by ~19.3% per year across the filed fiscal years. Its solvency ranks better than 75% of 4527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-8
Solvency90▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.64 against 2.25 in 2024; short-term debt: 21.1% and cash: 19.1% of total assets), and 34.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.2%
Return on assets
7.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-12-2025, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
38 d early
2023
64 d early
2022
49 d early
2021
41 d early
2020
48 d early
2019
67 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€382k▲ 2.7%
2024 · €372k
2019: €163k
2020: €158k
2021: €181k
2022: €225k
2023: €302k
2024: €372k
2019 → 2025
Total assets
€586k▼ 5.0%
2024 · €616k
2019: €320k
2020: €344k
2021: €402k
2022: €549k
2023: €607k
2024: €616k
2019 → 2025
Net result
€42k▼ 48.9%
2024 · €83k
2019: €7k
2020: €27k
2021: €24k
2022: €44k
2023: €38k
2024: €83k
2019 → 2025
Working capital
€203k▲ 34.2%
2024 · €151k
2019: €28k
2020: €25k
2021: €29k
2022: €-65k
2023: €118k
2024: €151k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€181k-€225k▲ 24.3%€302k▲ 34.0%€372k▲ 23.1%€382k▲ 2.7%
Operating result€31k-€56k▲ 80.8%€55k▼ 2.7%€114k▲ 109%€64k▼ 44.5%
Net result€24k-€44k▲ 87.2%€38k▼ 14.2%€83k▲ 119%€42k▼ 48.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 45% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €586k
Fixed assets
€259k▼ 24.7%
Current assets
€327k▲ 19.8%
Equity and liabilities €586k
Equity
€382k▲ 2.7%
Provisions
€5k▼ 33.3%
Debt
€198k▼ 16.1%
The debt ratio falls from 38.4% to 33.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€152k▼
2024 · €194k
Cash flow
€131k▼
2024 · €162k
Solvency
65.2%▲
2024 · 60.4%
Current ratio
2.64▲
2024 · 2.25
Quick ratio
2.45▲
2024 · 1.99
Debt / equity
0.52▼
2024 · 0.64
ROE
11.1%▼
2024 · 22.3%
ROA
7.2%▼
2024 · 13.5%
Interest coverage
52.29▼
2024 · 55.57
Debt
€198k▼
2024 · €236k
Debt ≤ 1 year
€124k▲
2024 · €121k
Debt > 1 year
€72k▼
2024 · €115k
Income taxes
€21k▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€616k€586k▼
Fixed assets21/28€343k€259k▼
Tangible fixed assets22/27€343k€258k▼
Land and buildings22€98k€90k▼
Plant, machinery and equipment23€1k€3k▲
Furniture and vehicles24€234k€157k▼
Other tangible fixed assets26€9k€8k▼
Financial fixed assets28€375€375=
Current assets29/58€273k€327k▲
Stocks and contracts in progress3€32k€24k▼
Stocks30/36€32k€24k▼
Amounts receivable within one year40/41€154k€184k▲
Trade receivables40€154k€179k▲
Other amounts receivable41€43€5k▲
Cash at bank and in hand54/58€82k€112k▲
Deferred charges and accrued income490/1€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€616k€586k▼
Equity10/15€372k€382k▲
Contributions10/11€15k€15k=
Reserves13€357k€367k▲
Tax-exempt reserves132€31k€21k▼
Distributable reserves133€326k€346k▲
Provisions and deferred taxes16€8k€5k▼
Deferred taxes168€8k€5k▼
Amounts payable17/49€236k€198k▼
Amounts payable after more than one year17€115k€72k▼
Financial debts170/4€114k€71k▼
Other amounts payable178/9€850€850=
Amounts payable within one year42/48€121k€124k▲
Current portion of amounts payable after more than one year42€56k€43k▼
Trade debts44€33k€44k▲
Suppliers440/4€33k€44k▲
Taxes, remuneration and social security45€19k€4k▼
Taxes450/3€19k€4k▼
Other amounts payable47/48€13k€32k▲
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€79k€88k▲
Other operating charges640/8€14k€16k▲
Gross operating margin9900€207k€167k▼
Operating profit (loss)9901€114k€64k▼
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€111k€61k▼
Transfer from deferred taxes780€3k€3k=
Income taxes67/77€31k€21k▼
Profit (loss) for the period9904€83k€42k▼
Transfer from tax-exempt reserves789€10k€10k=
Profit (loss) for the period to be appropriated9905€93k€53k▼
Appropriation of the result
Profit (loss) to be appropriated9906€93k€53k▼
Transfer from equity791/2€13k€32k▲
Transfer to equity691/2€93k€53k▼
To other reserves6921€93k€53k▼
Profit to be distributed694/7€13k€32k▲
Return on contributions (dividend)694€13k€32k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
09-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
24-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2019net €83k ▲119%
Operating result €114k, net result €83k, both a record.
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 1.78
Current ratio from 0.75 to 1.78; short-term debt falls from €262k to €150k.
2022
13-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Equity above €200kEq €225k ▲24.3%
4 profitable years in a row build equity to €225k.
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
29-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
24-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
14-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 2 establishment units since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eekhoekstraat 219250 WaasmunsterGround area
3,220 m²
Building footprint
1,547 m²
Volume, LiDAR
9,289 m³
2 parcels, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Groenselstraat 90, 9250 Waasmunster
since 20012.116.696.584
Eekhoekstraat 21, 9250 Waasmunster
since 20232.341.242.775
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42023A2015/00N000 | Flanders | 2,540 m² | 1 · 1,397 m² | 9.9 m · 2 fl. |
| 42023B0433/00R000 | Flanders | 680 m² | 1 · 151 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 4 entries · 3,215 EUR awarded · 3,215 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 181 EUR |
| 2024 | 1 | 181 EUR | 34 EUR |
| 2023 | 2 | 3,034 EUR | 3,000 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteWaasmunster2.116.696.584
Similar companies · same sector, comparable size
RIBA TRANSPORT
BE 0446.953.630
Brecht · Eq €382k
DE SMET
BE 0452.814.905
Zele · Eq €382k
DE SCHRIJVER
BE 0453.920.903
Asse · Eq €382k
P.S. Logistics
BE 0772.495.528
Antwerpen · Eq €381k
Trust Trucks Company
BE 0651.864.546
Hensies · Eq €381k
Of 12,605 companies in sector 49410 we hold annual accounts for 8,195. 5,567 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-06-2001
Fiscal year end30-06
Activities, NACEBEL
49410Freight transport by road
01410Raising of dairy cattle
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:filip.vanmiddelem@gmail.com