INTER EXCEPTIONNEL
ActiveINTER EXCEPTIONNEL has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €395k and a net result of €5k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 75% of 4488 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
94
/ 100
Excellent▲ +24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▲+6
Solvency90▼-2
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 1.78 in 2024), and 35% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65%
Return on assets
0.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
19 d late
2023
78 d late
2022
29 d late
2021
58 d late
2020
33 d late
2019
101 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€395k▲ 1.2%
2024 · €391k
2018: €246k
2019: €376k
2020: €352k
2021: €340k
2022: €420k
2023: €406k
2024: €391k
2018 → 2025
Total assets
€608k▼ 17.7%
2024 · €739k
2018: €761k
2019: €953k
2020: €793k
2021: €675k
2022: €919k
2023: €833k
2024: €739k
2018 → 2025
Net result
€5k
2024 · €-15k
2018: €-6k
2019: €129k
2020: €-39k
2021: €-5k
2022: €80k
2023: €-14k
2024: €-15k
2018 → 2025
Working capital
€89k▼ 12.9%
2024 · €103k
2018: €116k
2019: €151k
2020: €140k
2021: €139k
2022: €127k
2023: €133k
2024: €103k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€340k-€420k▲ 23.4%€406k▼ 3.4%€391k▼ 3.7%€395k▲ 1.2%
Operating result€-237-€100k€-6k€-6k▲ 1.1%€-9k▼ 43.1%
Net result€-5k-€80k€-14k€-15k▼ 7.4%€5k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2025 against €6k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €608k
Fixed assets
€362k▼ 28.3%
Current assets
€246k▲ 5.0%
Equity and liabilities €608k
Equity
€395k▲ 1.2%
Provisions
€11k▼ 25.7%
Debt
€202k▼ 39.5%
The debt ratio falls from 45.1% to 33.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€133k▲
2024 · €124k
Cash flow
€147k▲
2024 · €115k
Solvency
65.0%▲
2024 · 52.9%
Current ratio
1.57▼
2024 · 1.78
Quick ratio
1.57▼
2024 · 1.78
Debt / equity
0.51▼
2024 · 0.85
ROE
1.2%▲
2024 · -3.9%
ROA
0.8%▲
2024 · -2.1%
Interest coverage
14.63▲
2024 · 9.81
Debt
€202k▼
2024 · €333k
Debt ≤ 1 year
€157k▲
2024 · €132k
Debt > 1 year
€45k▼
2024 · €202k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€739k€608k▼
Fixed assets21/28€504k€362k▼
Tangible fixed assets22/27€504k€362k▼
Land and buildings22€218k€188k▼
Plant, machinery and equipment23€12k€8k▼
Furniture and vehicles24€254k€154k▼
Leasing and similar rights25€20k€11k▼
Financial fixed assets28€270€270=
Current assets29/58€235k€246k▲
Amounts receivable within one year40/41€124k€127k▲
Trade receivables40€74k€68k▼
Other amounts receivable41€50k€60k▲
Cash at bank and in hand54/58€110k€118k▲
Deferred charges and accrued income490/1€1k€1k=
Equity and liabilities
Total equity and liabilities10/49€739k€608k▼
Equity10/15€391k€395k▲
Contributions10/11€19k€19k=
Reserves13€81k€65k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€59k€44k▼
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€291k€311k▲
Provisions and deferred taxes16€15k€11k▼
Deferred taxes168€15k€11k▼
Amounts payable17/49€333k€202k▼
Amounts payable after more than one year17€202k€45k▼
Financial debts170/4€202k€45k▼
Amounts payable within one year42/48€132k€157k▲
Current portion of amounts payable after more than one year42€116k€134k▲
Trade debts44€10k€19k▲
Suppliers440/4€10k€19k▲
Taxes, remuneration and social security45€6k€3k▼
Taxes450/3€6k€3k▼
Other amounts payable47/48-€711
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€130k€142k▲
Other operating charges640/8€13k€20k▲
Gross operating margin9900€137k€153k▲
Operating profit (loss)9901€-6k€-9k▼
Financial income75/76B€31€19k▲
Recurring financial income75€31€0▼
Non-recurring financial income76B-€19k
Financial charges65/66B€13k€9k▼
Recurring financial charges65€13k€9k▼
Profit (loss) for the period before taxes9903€-19k€878▲
Transfer from deferred taxes780€4k€4k=
Profit (loss) for the period9904€-15k€5k▲
Transfer from tax-exempt reserves789€15k€15k=
Profit (loss) for the period to be appropriated9905€18€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€291k€311k▲
Profit (loss) brought forward from the previous period14P€291k€291k=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
17-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 78 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
31-12
Financial
Back to profitnet €80k
Net result €80k after 2 loss-making years.
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 58 days late
2021
02-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 33 days late
2020
31-12
Financial
Weakest financial yearnet €-39k ▼130%
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 101 days late
2019
31-12
Financial
Back to profitnet €129k
Net result €129k after one loss-making year.
02-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 33 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zavelstraat(STE) 359190 StekeneGround area
164 m²
Building footprint
90 m²
Volume, LiDAR
493 m³
Parcel 46024A1437/00K000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INTER EXCEPTIONNEL
since 20022.114.415.502
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46024A1437/00K000 | Flanders | 164 m² | 1 · 90 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 2 entries · 3,053 EUR awarded · 3,053 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 2 | 3,053 EUR | 3,053 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,449 companies in sector 49410 we hold annual accounts for 8,086. 5,469 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-08-2002
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0477 21 21 18