VAN LOOY PROJECTEN
ActiveThe computed 12-month bankruptcy probability of VAN LOOY PROJECTEN is 1.8% (moderate). The 2025 annual accounts show equity of €190k and a net result of €72k. Its solvency ranks better than 25% of 27619 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-20
Solvency49▲+7
Growth52
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 0.83 in 2024; short-term debt: 21.6% and cash: 4.2% of total assets), but 76.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.8%
Return on assets
9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-12-2025, 135 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
135 d early
2024
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€190k▲ 61.3%
2024 · €118k
2024: €118k
2024 → 2025
Total assets
€799k▲ 17.0%
2024 · €683k
2024: €683k
2024 → 2025
Net result
€72k▼ 62.8%
2024 · €195k
2024: €195k
2024 → 2025
Working capital
€93k
2024 · €-37k
2024: €-37k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€118k-€190k▲ 61.3%
Operating result€279k-€107k▼ 61.6%
Net result€195k-€72k▼ 62.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 62% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €799k
Fixed assets
€534k▲ 6.8%
Current assets
€265k▲ 44.7%
Equity and liabilities €799k
Equity
€190k▲ 61.3%
Debt
€609k▲ 7.7%
The debt ratio falls from 82.7% to 76.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€129k▼
2024 · €292k
Cash flow
€94k▼
2024 · €207k
Solvency
23.8%▲
2024 · 17.3%
Current ratio
1.54▲
2024 · 0.83
Quick ratio
0.52▼
2024 · 0.62
Debt / equity
3.20▼
2024 · 4.79
ROE
38.0%▼
2024 · 164.8%
ROA
9.0%▼
2024 · 28.5%
Interest coverage
7.85▼
2024 · 11.63
Debt
€609k▲
2024 · €565k
Debt ≤ 1 year
€173k▼
2024 · €221k
Debt > 1 year
€436k▲
2024 · €342k
Income taxes
€19k▼
2024 · €60k
Staff costs
€46k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€683k€799k▲
Fixed assets21/28€500k€534k▲
Tangible fixed assets22/27€500k€534k▲
Land and buildings22€486k€482k▼
Plant, machinery and equipment23€7k€15k▲
Furniture and vehicles24€8k€37k▲
Current assets29/58€183k€265k▲
Stocks and contracts in progress3€47k€175k▲
Stocks30/36€47k€167k▲
Contracts in progress37-€8k
Amounts receivable within one year40/41€86k€57k▼
Trade receivables40€86k€33k▼
Other amounts receivable41€0€24k▲
Cash at bank and in hand54/58€50k€33k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€683k€799k▲
Equity10/15€118k€190k▲
Contributions10/11€1k€1k=
Reserves13€117k€189k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€117k€189k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€565k€609k▲
Amounts payable after more than one year17€342k€436k▲
Financial debts170/4€342k€436k▲
Amounts payable within one year42/48€221k€173k▼
Current portion of amounts payable after more than one year42€17k€26k▲
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€20k€7k▼
Taxes450/3€20k€3k▼
Remuneration and social security454/9-€4k
Other amounts payable47/48€177k€139k▼
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€6k€46k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€22k▲
Other operating charges640/8€9k€5k▼
Gross operating margin9900€306k€181k▼
Operating profit (loss)9901€279k€107k▼
Financial income75/76B€167€582▲
Recurring financial income75€167€582▲
Financial charges65/66B€25k€16k▼
Recurring financial charges65€25k€16k▼
Profit (loss) for the period before taxes9903€254k€91k▼
Income taxes67/77€60k€19k▼
Profit (loss) for the period9904€195k€72k▼
Profit (loss) for the period to be appropriated9905€195k€72k▼
Appropriation of the result
Profit (loss) to be appropriated9906€195k€72k▼
Transfer from equity791/2€0-
Transfer to equity691/2€88k€72k▼
To other reserves6921€88k€72k▼
Profit to be distributed694/7€107k€0▼
Return on contributions (dividend)694€107k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-09
Financial
Equity above €150kEq €190k ▲61.3%
2 profitable years in a row build equity to €190k.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grotebeekstraat 252340 BeerseGround area
804 m²
Building footprint
170 m²
Volume, LiDAR
657 m³
Parcel 13004C0049/00C002, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VAN LOOY PROJECTEN
since 20192.289.956.006
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004C0049/00C002 | Flanders | 803 m² | 1 · 170 m² | 5.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 183 EUR awarded · 183 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 183 EUR | 183 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,039 companies in sector 43221 we hold annual accounts for 3,469. 2,908 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-05-2019
Fiscal year end30-09
Activities, NACEBEL
43221Plumbing work
43240Other construction installation
43299Specialised construction activities
43990Other specialised construction activities
43995Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.