Equity
€314,007 =
SEFLO paid out €102,897 in dividends. That is 100% of the 2025 profit.
SEFLO
Lifetime
8 annual accounts with figures on one time axispeak €274,478 (2022)
€186,505▲ 2.3%
peak €191,460 (2022)
€102,897▼ 1.9%
peak €314,007 (2024)
€314,007unchanged
€387,517▲ 27.7%
Board2 names since 2018
2 directors and 1 other
Documentsfilings and deeds
21-02-2026160 days before the deadline
2025micro format
Dividend €102,897Debts from €303,572 to €387,517Investments €93,680
Key points
from the 2025 annual accountsTurnover
≈ €580,000 estimated
The micro format states no turnover.
Debts
€387,517 ▲ 27.7%
Debts rose by €83,945 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Investments
€93,680 2.1 × depreciation
Green is investment, beige is depreciation.
Filings
8 annual accounts 7 late
The 2019 accounts came latest: 36 days after the end of the period.
Position in the sector
€102,897
Higher net result than 95% of companies in specialised construction. Sector median €9,999 · 37,159 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 6,780 companies had the same profile as SEFLO has now. Each dot stands for 17 companies, two years later.
96.7%
were still trading
2.7%
stopped another way
0.6%
went bankrupt
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,780 companies, not a prediction for SEFLO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director, since 29-11-2023
Manager
- 80 sharesdeed of 12-07-2018
- 20 sharesdeed of 12-07-2018
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0699790662
Change of role: , from statutory manager to statutory director
Director discharge: · General meeting of 23-11-2023 · Gazette deed
Incorporation
Founding capital of €18,600, 100 shares · Founders: and · Appointment: (statutory manager) · published on 12-07-2018 · Gazette deed
First establishment
Koolkerkesteenweg 40, Damme
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SEFLO Damme | €701,525 | €186,505 | 44.8% | - |
| DCW-TECHNICS Oostkamp | €653,343 | €179,690 | 18.5% | - |
| Thomas dekeyser Wichelen | €630,280 | €189,532 | 38.9% | - |
| DELFORGE MARTIN Namur | €618,073 | €178,892 | 39.0% | - |
| VAN LOOY PROJECTEN Beerse | €799,101 | €181,061 | 23.8% | - |
| NSA CLEANING Bruges | €713,193 | €154,665 | 53.0% | - |
| PROJECTS SANCV Harelbeke | €663,891 | €261,920 | 67.9% | - |
These companies have the same main activity as SEFLO: plumbing work (NACE 43221). They are comparable in size and age: total assets between €618,000 and €799,000, founded between 2017 and 2019.
Official details
Source: KBO- Status
- Active since 10-07-2018Normal situation
- Activity
- Plumbing workNACE 43221and 1 other
- Establishment unit
- 2.278.086.2738340 Damme, since 10-07-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 22-08-2025
Annual accounts 2025
- €701,525▲ 13.6%
- Filing
- Filed on 21-02-2026, 160 days before the end of the filing period
Insights on SEFLO
SEFLO files the micro format. That format states no turnover. The gross margin rose from €42,087 in 2018 to €186,505 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SEFLO
- What is the company number of SEFLO?
- The company number of SEFLO is 0699.790.662. The VAT number is the same number with BE in front: BE 0699.790.662.
- Where is SEFLO based?
- The registered office is at Koolkerkesteenweg 40, 8340 Damme.Company details
- What does SEFLO do?
- According to the KBO register, the main activity is plumbing work (NACE 43221).
- What is the legal form of SEFLO?
- SEFLO is a private limited company (BV).
- When was SEFLO founded?
- SEFLO was founded on 10-07-2018.
- Is SEFLO still active?
- Yes, SEFLO is an active enterprise in the KBO register.
- What is the turnover of SEFLO?
- The turnover in financial year 2025 is ≈ €580,000. This figure is estimated from the gross margin of €186,505 and 86 comparable companies (NACE 432). It probably lies between €470,000 and €710,000. In financial year 2018 turnover was €202,443.Financials
- Is SEFLO profitable?
- In financial year 2025, SEFLO made a profit of €102,897.
- Where can I find the annual accounts of SEFLO?
- SEFLO filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SEFLO due?
- SEFLO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies
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