Equity
Equity fell by 96% in 1 year.
Equity fell by 96% in 1 year.
VAN LOOY GROUP pays its suppliers 5 days earlier than in 2024. Customers pay 48 days earlier.
Short-term debts rose from €840,442 to €868,031.
The last five annual accounts were filed 2 to 33 days before the end of the period.
2 restructurings in 2026. Latest: merger with EXILAB.
Higher net result than 95% of companies in architecture and engineering. Sector median €35,705 · 894 companies.
The dashed line is the sector median: 0.1% across 14,827 companies (NACE 71, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 39% of them on solvency, 65% on liquidity, 41% on profitability and 11% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 20,137 companies had the same profile as VAN LOOY GROUP has now. Each dot stands for 51 companies, two years later.
That fits the bankruptcy probability of VAN LOOY GROUP itself: 0.1% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for VAN LOOY GROUP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 2.02 (21.63 in 2024), above the usual 1.5. Short-term debt is 47.4% and cash 71.7% of total assets. However, 59.2% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| VAN LOOY GROUP Brussels | €2.8m | 1.7% | 40.8% | - |
| BMT BELGIUM Brasschaat | €1.8m | -7.0% | 73.5% | 8.3 |
| STUDYBEL Evere | €4.4m | -22.2% | 6.7% | 27.7 |
| ABT - BELGIE Antwerp | €2.6m | -83.3% | -91.2% | 21.6 |
| PDM INDUSTRIAL MANAGEMENT SERVICES BELGIE Houthalen-Helchteren | €6.7m | 5.4% | 27.4% | 58.5 |
| LUX LUMEN Antwerp | €4.7m | 15.6% | 67.3% | 17.4 |
| GAMACO INGENIEURS - CONSEILS Ottignies-Louvain-la-Neuve | €1.3m | 2.3% | 38.5% | 8.9 |
Grey: the largest companies of the sector (architecture and engineering (NACE 71)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as VAN LOOY GROUP: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €1.3m and €2.6m, founded between 1982 and 1996.
VAN LOOY GROUP has existed since 1987. In 2016 turnover rose from €3.3m to €9.2m, while staff fell from 27.7 to 19.2 full-time equivalents.
Turnover has fallen every year since 2021. Solvency fell in 2025 from 93.5% to 40.8% because of the dividend.
SWECO holds all the shares. In April 2023, the Official Gazette published the appointment of SWECO BELGIUM as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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