BMT BELGIUM

Active

Public limited companyfounded 199135 yrs activeKapelsesteenweg 286, 2930 Brasschaat, BelgiumKBO/BCE: BE 0443.351.168

Summary

BMT BELGIUM has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of -€121,884. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 79% of 2490 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

BMT BELGIUMActiveChecked score 94/100

Risk analysis Report Compare

Activity

Engineering and related technical consultancy, excluding land surveyors

NACE 71121NACE 74203

#10 employer in Brasschaat, Professional and technical services sector1 site

Size

€1.8mturnover 2025

Staff: 8.3 FTE
Equity: €1.2m
Loss: -€121,884

Financial health

94 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Parent: BMT Group Limited · 100%
Board: 4 members

Auditor: BDO BEDRIJFSREVISOREN-BDO REVISEURS D'ENTREPRISESAccounts 28 d early

Why 94- Loss of €121,884, the second in a row (FY 2025)+ Liquidity: current ratio 4.23, cash €520,434+ Founded in 1991+ Equity €1.2m (73.5% of total assets)Show the evidence

Checked score

Score 2025

94 / 100

Excellent

Probability in this band: under 0.55%

Better than 51% of its sector peers (NACE 71, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 98-2

equity 73.5% of total assets

Liquidity 81-2

short-term debt 21.5% · cash 30.7%

Profitability 7-4

return on assets -7.2%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,788 companies)

Last 24 months 11-2024: 0.1%highest value 12-2024: 0.1%▼ -1.0% vs 11-2024 01-2025: 0.1%▼ -1.0% vs 12-2024 02-2025: 0.1%▼ -1.0% vs 01-2025 03-2025: 0.1%▼ -5.0% vs 02-2025 04-2025: 0.1%● 0.0% vs 03-2025 05-2025: < 0.1%▼ -50.5% vs 04-2025lowest value 06-2025: < 0.1%● 0.0% vs 05-2025lowest value 07-2025: < 0.1%● 0.0% vs 06-2025lowest value 08-2025: < 0.1%● 0.0% vs 07-2025lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%▲ +2.1% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%▲ +4.2% vs 02-2026 04-2026: 0.1%▲ +8.0% vs 03-2026 05-2026: 0.1%▲ +22.2% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026

Loss of €121,884, the second in a row (FY 2025) raises the probability
Liquidity: current ratio 4.23, cash €520,434 lowers the probability
Founded in 1991 lowers the probability for this profile
Equity €1.2m (73.5% of total assets) lowers the probability

Credit up to €110,000 at 30 days acceptable

Liquidity ample (current ratio 4.23 against 5.04 in 2024; short-term debt: 21.5% and cash: 30.7% of total assets), and 26.5% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 73%, liquidity 70%, profitability 10%, growth against the median 53%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Loss of €121,884, the second in a row (FY 2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Liquidity: current ratio 4.23, cash €520,434

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 1991

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Equity €1.2m (73.5% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

19202122232425

2019 to 2025 · latest year -€121,884

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-04-2026, 28 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

28 d early

2024

16 d early

2023

1 d early

2022

5 d early

2021

46 d late

2020

24 d early

2019

10 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 25 April (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

30-09-2026 close06-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

20-04-26 Capital & sharesCapital increase · Share issue…
02-04-26 Annual accounts filedfiscal year 2025 · abbreviated…
30-09-25 Weakest financial yearnet -€121,884

Key points

Risk: 4 loss-making years in a rowloss fiscal year 2025 -€121,884 View
Caution: Result fell in 2025from -€67,174 to -€121,884 ▼ 81.4% View
Caution: Among the weakest 5% on net resultsector median €27,493 · 2,490 companies -€121,884 View
Known shareholderslargest: BMT Group Limited 100% 100% View
Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year: 2025
Turnover: €1.8m
Loss: -€121,884
Solvency: 73.5%

Turnover▲ 13.1%

Net result

20192025

Go to Financials

Board & ownership

Board: 4 members
Largest shareholder: BMT Group Limited · 100%
Known shareholders: 100%
Auditor: BDO BEDRIJFSREVISOREN-BDO REVISEURS D'ENTREPRISES

Go to Board & ownership

Timeline

Events: 30
Since: 2006
Next accounts: by 30-04-2027

20-04-2026Capital & shares
02-04-2026Annual accounts filed
30-09-2025Weakest financial year

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Activity: Engineering and related technical consultancy, excluding land surveyorsNACE 71121
Founded: 18-02-1991
Year ends: 30-09
Peppol: Reachable for e-invoices